11-19-2002, 04:17 AM
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Disabled
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Join Date: Aug 2002
Posts: 663
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Source for High-Risk Merchant Accounts?
Ok, the time has come to once again go out and get merchant account. The last time I got a merchant account, things went all to hell and I ended up getting my name tagged on Visa's MATCH file. And now I cannot find a merchant account provider anywhere who will approve me, but I know they exist.
Does anyone know of a MERCHANT ACCOUNT PROVIDER (not a third-party processor) who accepts merchants who are currently blacklisted in the MATCH file?
I dont care what thier per-transaction fees are within reason and as long as thier discount rate is less than 5.0% and the monthly recurring fees (you know, the ones where you don't get anything for your money) like statement fees are not outlandish.
I'll need an Authorize.net gateway with virtual terminal capabilies. This will be a MO/TO account, non-swipe on an adult site. I need someone who isnt gonna go to my site and nit pick, and I dont need one of those outfits that has all of these "prohibited" products.
Please do not recommend:
- 2checkout.com
- planetpayment.com
- Paypal.com (espically them)
- ibill.com
- ccnow.com
- paybyweb.com
- charge.com
- cardservice.com
I have already looked at all of these places and none of them fit our needs.
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11-19-2002, 04:24 AM
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WHT Addict
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Join Date: Nov 2002
Posts: 150
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worldpay is an option ...
They are not a processor, they actually take the money and then put it ino a your business account.
They do not even require a merchant account, they use their own. The only catch is that they take about 4 weeks to reimburs your money, so if you need your money on a day by day basis, it might be problematic. But check them out, and they also pay out in a lot of foreign currencies.
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11-19-2002, 04:30 AM
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Disabled
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Join Date: Aug 2002
Posts: 663
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No, I am looking for a MERCHANT ACCOUNT. WorldPay is a third party processor and worse than PayPal about lies, bull**** and the runaround from the little bit I have heard about them.
Basically, I need someone to give me a new Visa/Mastercard MID/TID. I already have one for Discover and Amex and I can use those in whatever gateway sevice I use, but I need to have a Visa/Mastercard Merchant ID to make it worth while.
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11-19-2002, 01:03 PM
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Disabled
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Join Date: Aug 2002
Posts: 663
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Anyone? Come on, I know someone knows where merchant accounts are given to previously "naughty" merchants...
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11-19-2002, 02:15 PM
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Disabled
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Join Date: Aug 2002
Posts: 663
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*** grr ***
You know, I am usually very good at digging up various things on the internet and finding the info I need. But the answers to this question have evaded me for more than a week and I really need to find a processor... dosent anyone know where to dig up a new proccessor?
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11-19-2002, 04:13 PM
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ex-Aussie
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Join Date: Aug 2000
Location: Tacoma, Washington
Posts: 9,576
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http://about.ccbill.com/
You could take a look at ccBill and see if they'll take you. No experience with them, but they allow 'adult' merchants to use their services, so they might be a little more open to risk accounts.
Greg Moore
__________________
Former Webhost... now, just a guy.
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11-20-2002, 04:44 AM
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Disabled
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Join Date: Aug 2002
Posts: 663
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ccbill.com is a third-party processor.
I need a MERCHANT ACCOUNT that is underwritten by Visa/Mastercard and that has a MERCHANT ACCOUNT NUMBER that I can put into a REAL-TIME GATEWAY and run charges under my OWN COMPANY NAME and recive DAILY disbursements via ACH to my checking account.
Anything that looks/acts/walks/talks/quacks like ccBill.com, 2checkout.com, paypal.com or any of the others, is a third-party processor and is subject to the new Visa terms and I am NOT going to pay $750.00 so that Visa can line thier pockets and I can still have crappy service.
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11-20-2002, 05:01 AM
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ex-Aussie
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Join Date: Aug 2000
Location: Tacoma, Washington
Posts: 9,576
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I said I didn't have experience with them and was making a suggestion. If you feel inclined to 'cap lock' a reply then never mind - you're on your own. Best of luck and hope you find the service you're looking for.
Greg Moore
__________________
Former Webhost... now, just a guy.
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11-20-2002, 05:09 AM
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WHT Addict
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Join Date: Nov 2002
Posts: 150
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I agree with akashik ... people offering help here do so because they want to not because they have to. If the help is not pertinant to you just say so, do not get agitated with the people.
Otherwise do your own damn research and stop asking here ...
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11-20-2002, 06:49 AM
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Aspiring Evangelist
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Join Date: May 2002
Posts: 431
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The chances of you ever getting another merchant account are incredibly slim. I'd imagine your only option would be to find someone who isn't on the list and bring them into your company and have them get the merchant account for you.
Also, akashik and HingyGuy are right, if you expect to ever get help from anyone here it might not be good to lash out at someone because they didn't give you the answer you wanted. Good names tend not to be noticed but for whatever reason everyone remembers people who act negatively. Perhaps instead of being rude toward akashik you should have thanked him for his time but mentioned that it wasn't quite what you were looking for.
__________________
Jordan Bouvier
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11-20-2002, 06:59 AM
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Web Hosting Master
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Join Date: Apr 2001
Location: Palm Beach, FL
Posts: 1,095
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Quote:
Originally posted by HingyGuy
I agree with akashik ... people offering help here do so because they want to not because they have to. If the help is not pertinant to you just say so, do not get agitated with the people.
Otherwise do your own damn research and stop asking here ...
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Quote:
Originally posted by ServerSonic
Perhaps instead of being rude toward akashik you should have thanked him for his time but mentioned that it wasn't quite what you were looking for.
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How many times does the guy have to say he's NOT looking for a third-party processor and an ACTUAL merchant account? I read it loud and clear the first time, and was reassured the second time. Hopefully, if someone wants to be "helpful," they'll suggest NON-third-party processors...
It's not kkimmel's fault if people can't read what he posts.
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11-20-2002, 07:16 AM
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ex-Aussie
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Join Date: Aug 2000
Location: Tacoma, Washington
Posts: 9,576
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I was under the assumption that ccbill *was* a merchant processor - not a third party processor. I was mistaken, so suggested it.
Greg Moore
__________________
Former Webhost... now, just a guy.
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11-20-2002, 07:32 AM
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WHT Addict
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Join Date: Nov 2002
Posts: 150
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Allera, the idea with free-help is just that .. it's free ... you use it or don't use it ... it is not quality guaranteed .... but the fact that someone has bothered to reply should be taken as a sign of good faith ... If the help is not for you state so in a calm and collected manner ...
The bottom line is that if people see that you are rude they will not bother giving you any information.
And this is a forum not a 24h payed helpdesk, therefore people will give ideas and suggestions which might not necessarily be correct or accurate.
If he is that impatient let him call up the creditcard companies and let them suggest vendors.
Anyway, we getting a bit off topic here ... but as I said people are now more interested in discussing his manners then helping him ....
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11-20-2002, 08:34 AM
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New Member
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Join Date: Nov 2002
Posts: 1
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Alright, why is it sooo important for you to get a merchant account instead of a third party? I have been using ibill and globill for the past year and have never had problems. Their solution is much less of a hassle than setting up your own merchant acct. I think your problem is in child porn. (that was a joke I'm not accusing)
-Later
Murch
http://www.greatmelons.com
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11-20-2002, 08:49 AM
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Web Hosting Master
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Join Date: Apr 2001
Location: Palm Beach, FL
Posts: 1,095
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Quote:
Originally posted by murch
Alright, why is it sooo important for you to get a merchant account instead of a third party? I have been using ibill and globill for the past year and have never had problems. Their solution is much less of a hassle than setting up your own merchant acct. I think your problem is in child porn. (that was a joke I'm not accusing)
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Quote:
Originally posted by kkimmel
Anything that looks/acts/walks/talks/quacks like ccBill.com, 2checkout.com, paypal.com or any of the others, is a third-party processor and is subject to the new Visa terms and I am NOT going to pay $750.00 so that Visa can line thier pockets and I can still have crappy service.
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