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  1. #1

    who is currently the best payment processor out there and why?

    ive been out of the game for a while as far as ecommece goes, who is currently the best Full Service processor for tangible goods as well as digital goods?

    id like to look at a few options, websites, thanks in advance

  2. #2
    Join Date
    Oct 2002
    Location
    Singapore
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    50
    we use WorldPAy, which has been reliable in processing various forms of credit cards. there's a setup and yearly fee, and on top of that, they also require a security deposit. If you have volume then that shouldn't be a problem.

    Other processsors may include Paypal and 2Checkout. Paypal has premium merchant services that can process credit cards on your site via API calls, and 2CO has the benefit of a low-cost startup. It has it's drawbacks though, especially with recurring billing..2CO supports recurring billing, but has poor integration. For instance, they're no API calls when a recurring payment fails, just an email sent to you.
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  3. #3
    Quote Originally Posted by vodien View Post
    we use WorldPAy, which has been reliable in processing various forms of credit cards. there's a setup and yearly fee, and on top of that, they also require a security deposit. If you have volume then that shouldn't be a problem.

    Other processsors may include Paypal and 2Checkout. Paypal has premium merchant services that can process credit cards on your site via API calls, and 2CO has the benefit of a low-cost startup. It has it's drawbacks though, especially with recurring billing..2CO supports recurring billing, but has poor integration. For instance, they're no API calls when a recurring payment fails, just an email sent to you.
    thanks for the great information

  4. #4
    Join Date
    Dec 2007
    Posts
    609
    Take a look at Paypal Website Payments Pro, it does a pretty good job, much better then 2Checkout in our opinion

  5. #5
    Join Date
    Mar 2008
    Location
    Austin, Texas, USA
    Posts
    255
    I use google checkout. Clients love the fact that it is google and they know they are safe with google.
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  6. #6
    Join Date
    May 2009
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    Quote Originally Posted by deathbypie View Post
    I use google checkout. Clients love the fact that it is google and they know they are safe with google.
    Just signed up for a Google checkout account...hope it's good

  7. #7
    Im usinf paypal and google at the moment and have no complaints

  8. #8
    Join Date
    May 2009
    Posts
    298
    Quote Originally Posted by YouTubeUk View Post
    Im usinf paypal and google at the moment and have no complaints
    Don't like PayPal at all.

  9. #9
    Join Date
    Apr 2009
    Location
    EU
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    Keep an eye out for the newcomer Alertpay. (since 2004) I will keep the forum informed. There are mixed reports on them, but i see some are just scare tactics and scammers whose accounts were frozen.

    --Michael
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  10. #10
    Quote Originally Posted by HostYourIdea View Post
    Keep an eye out for the newcomer Alertpay. (since 2004) I will keep the forum informed. There are mixed reports on them, but i see some are just scare tactics and scammers whose accounts were frozen.

    --Michael
    got it, thanks

  11. #11
    i use Google Checkout as integration is seemless and its flawless Paypal on the other hand which is the biggest everyone seems to just love is a rip off they will at will hold your funds (freeze) for no reasons whatsoever....I have had over $3500.00 held from them before and had to go thru H*&^ to recoup my funds DO NOT FALL IN THE TRAP......USE GOOGLE CHECKOUT NO PROBS WHATSOEVER

  12. #12
    Join Date
    Apr 2009
    Location
    EU
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    Quote Originally Posted by dapster View Post
    I have had over $3500.00 held from them before and had to go thru H*&^ to recoup my funds DO NOT FALL IN THE TRAP......USE GOOGLE CHECKOUT NO PROBS WHATSOEVER
    We have had the same problems with what Paypal call their "independent review team" that randomly freeze accounts while they inspect them. Of course being legit, you can get restore...eventually, but they hold your money.

    Googlecheckout is a dream, but remember all their freebies are finished now, so they are no cheaper than paypal. Still, I never heard of merchant's accounts being frozen for no reason.

    Hope it helps Edmond.

    --Michael
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  13. #13
    Merchant / GateWay (Direct Credit Card) along side Paypal & Google Checkout are the best.

    You could also use PayPal's Website Payment Pro to replace the Merchant / GateWay account to process direct credit card.

  14. #14
    Join Date
    Feb 2006
    Location
    Buffalo NY
    Posts
    1,348
    PayPal is fine - we've never had issues and have a fair amount of revenue flowing through them.

    Also simply get a merchant account (Authorize.net, InternetSecure, etc). Google Checkout, 2Checkout and such all have ridiculous fees
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  15. #15
    The best payment processor is the one who can best handle the specific needs of your business. The "best payment processor" is determined by a wide degree of variables, including, but not limited to, the volume of processing you are doing, your industry classification, your billing models, your target markets, and your payment processing history.
    PaynetSecure.net
    Specialists in recurring payments and subscription billing payment processing

  16. #16
    Join Date
    May 2009
    Posts
    298
    Quote Originally Posted by CodyRo View Post
    PayPal is fine - we've never had issues and have a fair amount of revenue flowing through them.

    Also simply get a merchant account (Authorize.net, InternetSecure, etc). Google Checkout, 2Checkout and such all have ridiculous fees
    Google Checkout's fees are identical to PayPals!

  17. #17
    It all depend on your business and business risk. I would like to recommend Paypal, MoneyBookers. These 2 payment processors are both well accepted online.
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  18. #18
    Paypal is one of the best hands down, and yes you can have funds frozen - so just preverify your account.

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