I'm looking to purchase health insurance for my grandmother, she is a very important person to me. It hurts me to know that shes uninsured, so if god forbid something happens, she can't get anything but emergency care. I don't have much experience in this field. What I'm looking to get her is coverage for long term care, and office visits. For example if she needs to visit the doctor, the health insurance would cover it. She has been self employed all her life so she does not have an option for employers insurance. I've taken a look at ehealthinsurance.com, but the prices are not within my budget. One plan is $151 but it does not cover office visits. It is called an "Indemnity" plan. The next plan is about $320 which I cannot afford. I don't make much money but I want my grandma to be healthy. I basically have no idea how the health care system works, so can someone recommend an option for me?
Can't she be part of something like AARP? I believe there are special programs for the elderly. Otherwise, you'd be looking at exactly what you quoted.
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I know in Colorado they have an indigent care program. I don't know where you are but you might do a search beginning with your state name and then add indigent health care and see what comes up. Even with all the health care debate now there has always been programs for the poor if you just look for them. My grandmother was put into a free nursing home because she was poor. My grandfather never got social security because he was self employed his whole life but still she got care. You just have to look around.