What Does Your Credit-Card Company Know About You?
Most of the major credit-card companies have set up systems to comb through cardholders’ data for signs that someone is going to stop making payments. Are cardholders suddenly logging in at 1 in the morning? It might signal sleeplessness due to anxiety. Are they using their cards for groceries? It might mean they are trying to conserve their cash. Have they started using their cards for therapy sessions? Do they call the card company in the middle of the day, when they should be at work? What do they say when a customer-service representative asks how they’re feeling? Are their sighs long or short? [emphasis added]
Based on the data gathered... They will send your info to their affiliates.
Then those affiliate will use those data to send you mails on more offers depending on your spending habits! weeee..... more spam snail mails!