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  1. #1
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    How well can you live with $120k/year in Florida.

    My sister got a job offer to move to Florida (she lives in Argentina at this moment too) with a wage of $10k per month, she don't earn that in Argentina, but she lives pretty well with less than half of that). She'll have to pay rent, medical insurance, etc. The offer cover only the wage. She have a husband (who is not going to work at least for the first months until he gets a Visa) and a 3 years old child.
    I have no idea of the living costs there, so, if anybody can share with me some light I'll highly appreciate it.
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  2. #2
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    $10k is a pretty good money. Never been in Florida but I am sure his money is enough to pay all those bills and so on....
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  3. #3
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    I think last I read the median income for a family of 3 was around $46,000 a year in Florida. With the current housing market here, a family of 3should be able to get a nice house and live very comfortably on $120k per year... I know I do on much less.
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  4. #4
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    $120k a year is a great salary anywhere in North America. She should definately be able to live comfortably.

    May I ask the type of work she would be doing for such a high salary?

  5. #5
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    it's a good money but the thing is there's no certainty in the current economic situation... i have a mate who got a good offer left his job back home went to the states only to be kicked out of job after few months because company went under!

    So i say think about it very seriously because she may be better off in the long run at the comfort of home.

  6. #6
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    She should be able to live pretty well in Florida on $120K.

    If the area is Boca Raton (FL), even better.

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  7. #7
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    Quote Originally Posted by nexbyte View Post
    $120k a year is a great salary anywhere in North America. She should definately be able to live comfortably.

    May I ask the type of work she would be doing for such a high salary?
    She's lawyer and will work for an American Company doing business in Argentina.
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  8. #8
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    I certainly wouldn't see any issues living on a $120k annual income. I've been to Florida multiple times and have quite a few friends that live there. They earn between $30-65k a year and live very well judging by their apartments and houses .

    Unless she's just a big spender on frivolous things, $120k should be more than enough for her, her husband and her child. Adding her husbands income at a later date would better the situation no doubt.
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  9. #9
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    Quote Originally Posted by Mike - Limestone View Post
    She should be able to live pretty well in Florida on $120K.

    If the area is Boca Raton (FL), even better.

    -mike
    The offer is to move to the Naples area.
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  10. #10
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    Quote Originally Posted by Jedito View Post
    The offer is to move to the Naples area.
    Ahh, Naples is very nice. Beautiful white sand beaches. I lived there for a time.

    $120K in Naples will be fine. If it were $60K or $80K, I would suggest against it, but $120K there will be fine.

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  11. #11
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    Quote Originally Posted by Jedito View Post
    My sister got a job offer to move to Florida (she lives in Argentina at this moment too) with a wage of $10k per month, she don't earn that in Argentina, but she lives pretty well with less than half of that). She'll have to pay rent, medical insurance, etc. The offer cover only the wage. She have a husband (who is not going to work at least for the first months until he gets a Visa) and a 3 years old child.
    I have no idea of the living costs there, so, if anybody can share with me some light I'll highly appreciate it.
    Cost of living really isnt all that high around here, though depends on what part of Florida she's going to move to. She'll be ok in Naples, though that is a more affluent area of Florida.

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  12. #12
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    Quote Originally Posted by Mike - Limestone View Post
    She should be able to live pretty well in Florida on $120K.

    If the area is Boca Raton (FL), even better.

    -mike
    Boca and naples are some of the most expensive areas in Florida. If they moved to Naples, they'll be nickeled and dimed by FPL and the county. If the husband moves to these areas without a job lined up expect for him to be unemployed for a very, very long time. There are very few jobs for educated people in Florida. If they wanted to buy a house they have become rather affordable, just stay away from Naples Park, Golden Gate City, and East Naples.
    Last edited by PersonalJ; 07-24-2009 at 09:45 AM.

  13. #13
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    Quote Originally Posted by PersonalJihad View Post
    Boca and naples are some of the most expensive areas in Florida. If they moved to Naples, they'll be nickeled and dimed by FPL and the county. If the husband moves to these areas without a job lined up expect for him to be unemployed for a very, very long time. There are very few jobs for educated people in Florida.
    Hmm, you're right. Florida does tend to have less upper-middle jobs than other states, in my opinion. That said, Boca Raton had a ton of opportunities, and around Naples it was not too bad.

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  14. #14
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    Quote Originally Posted by Mike - Limestone View Post
    Hmm, you're right. Florida does tend to have less upper-middle jobs than other states, in my opinion. That said, Boca Raton had a ton of opportunities, and around Naples it was not too bad.

    -mike
    How many years ago are we talking about? A few years ago things were great in the Naples area. Things have really fallen off there, unemployment in Lee is 12.4% and Collier is 10%. There's going to be tons of more retail closing up since I doubt they're going to make it to the next season.

  15. #15
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    Quote Originally Posted by PersonalJihad View Post
    How many years ago are we talking about? A few years ago things were great in the Naples area. Things have really fallen off there, unemployment in Lee is 12.4% and Collier is 10%. There's going to be tons of more retail closing up since I doubt they're going to make it to the next season.
    Woah, I had no idea it had gotten that bad.

    Still, I do think that $120K there should suffice. In my opinion, of course.

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  16. #16
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    Quote Originally Posted by PersonalJihad View Post
    just stay away from Naples Park, Golden Gate City, and East Naples.
    Are those bad neighborhood or too expensive?
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  17. #17
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    Quote Originally Posted by Jedito View Post
    Are those bad neighborhood or too expensive?
    They are areas you do not want to live in.

  18. #18
    Quote Originally Posted by PersonalJihad View Post
    Boca and naples are some of the most expensive areas in Florida. If they moved to Naples, they'll be nickeled and dimed by FPL and the county. If the husband moves to these areas without a job lined up expect for him to be unemployed for a very, very long time. There are very few jobs for educated people in Florida. If they wanted to buy a house they have become rather affordable, just stay away from Naples Park, Golden Gate City, and East Naples.
    Boca Raton (Mostly East Boca) is the most expensive place to live in florida, one of the most expensive places to live in the country, and high up there in the world ranking. The number of millionaires that live here is really disgusting.

    But on topic anyone making $120K a year can live really nicely just about anywhere in florida as long as they are not spending there money on some pretty lavish things (Dolphin Mail box that costs 20 grand) like some people do here.

  19. #19
    Quote Originally Posted by PersonalJihad View Post
    How many years ago are we talking about? A few years ago things were great in the Naples area. Things have really fallen off there, unemployment in Lee is 12.4% and Collier is 10%. There's going to be tons of more retail closing up since I doubt they're going to make it to the next season.
    Thats partly because all the stuff they were building just stopped, no one has the money anymore to put into it. The company my dad works for was building a ton of stuff for people over there a few years ago, that all stopped in the last 2 years.

    Quote Originally Posted by Mike - Limestone View Post
    Woah, I had no idea it had gotten that bad.

    Still, I do think that $120K there should suffice. In my opinion, of course.

    -mike
    It many areas its gotten really bad here. If you go up to Port St. Lucie, a few years ago that was the up and coming area "the new Boca Raton" they were building like crazy. Now there is nothing going on there, business are closing every day, If you drive down streets every other house is either in foreclosure or has a blue tarp over the roof from the hurricanes of 2005.

  20. #20
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    Quote Originally Posted by dlewis23 View Post
    It many areas its gotten really bad here. If you go up to Port St. Lucie, a few years ago that was the up and coming area "the new Boca Raton" they were building like crazy. Now there is nothing going on there, business are closing every day, If you drive down streets every other house is either in foreclosure or has a blue tarp over the roof from the hurricanes of 2005.
    Yikes. I lived in Port St. Lucie briefly. It was nice, albeit small.

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  21. #21
    Quote Originally Posted by Mike - Limestone View Post
    Yikes. I lived in Port St. Lucie briefly. It was nice, albeit small.

    -mike
    Its still real nice if your looking for a good foreclosure and have a job. The people are real nice, and so are the homes.

    A friend of mine moved there not to long ago, got a foreclosure that originally sold for $385k the bank wanted $160k for it, he got them down to $125k because they are so desperate to just get rid of the places to anyone who can afford to live in it.

  22. #22
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    Just a joke,

    For a lawyer, no where in USA is tough to live.

    Just sue some random company every three months and you have few more millions in your pocket.

    I think lawyers don't have to pay fee to themselves.

    Now don't bash me, its just a joke.
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  23. #23
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    she can do fine on 120k/year in Florida, however probably not quite as well as she did on 1/2 that in Argentina, but as long as she doesn't put herself into crazy debt on a 750,000+ one bedroom condo she can live well

    Don't put yourself into extreme debt in these times

  24. #24
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    Quote Originally Posted by (Stephen) View Post
    she can do fine on 120k/year in Florida, however probably not quite as well as she did on 1/2 that in Argentina, but as long as she doesn't put herself into crazy debt on a 750,000+ one bedroom condo she can live well

    Don't put yourself into extreme debt in these times
    VERY WELL said, Stephen.

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  25. #25
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    I dont see how people can make ends meet on anything less. I wont say how much I make, just that it's similar. All I friggin pay are the essentials.... food, mortgage, titty clubs, car payments, insurance, etc.... and I'm always broke and dont know why.

  26. #26
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    Naples is a ritzy area.....nice place there.

  27. #27
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    Quote Originally Posted by Webdude View Post
    I dont see how people can make ends meet on anything less. I wont say how much I make, just that it's similar. All I friggin pay are the essentials.... food, mortgage, titty clubs, car payments, insurance, etc.... and I'm always broke and dont know why.
    Read http://www.canadianbusiness.com/my_m...04_150040_5240

    Awesomeness.

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  28. #28
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    Naples is gorgeous. Spent almost ~12 years there. There's no areas to 'avoid', there might be some (a'la 'East Naples') that are bad in comparison to the rest of the city, but not compared to the 'bad' places everywhere else on the planet.

    As long as you're within 2-3 miles of the beach, you're golden. I've been looking at places there and in all honesty the ones I'd select are in East Naples. Sub-100k prices and you're within ~1-2 miles of Old Naples, can't beat it.

    As for $120k, do you guys realize how much that is? You can live anywhere that isn't a city on significantly less, it all depends on your lifestyle. If you're like Captain Ahab up there at the tittybars, good luck even in the cheapest of cities. Naples is by far one of the nicest and you can subsist there on $30k a year if needbe.
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  29. #29
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    $120k/year will do you very well in many parts in the US. Florida included. I have a close friend who makes around $80k/year with a stay-at-home wife and 2 kids, and they live well. He is very smart with his money however.

  30. #30
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    Quote Originally Posted by Mike - Limestone View Post
    Well, I guess you didnt clearly read my post

  31. #31
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    Quote Originally Posted by (Stephen) View Post
    she can do fine on 120k/year in Florida, however probably not quite as well as she did on 1/2 that in Argentina, but as long as she doesn't put herself into crazy debt on a 750,000+ one bedroom condo she can live well

    Don't put yourself into extreme debt in these times
    Rent price are similar in Buenos Aires and Boca Raton (I was googling about it, still is cheaper here, but not much), however, there are some expenses that are way lower in the USA, as example, my sister currently have a BMW X3, which cost here +$60k, and I just saw that it does cost a bit over $30k in the USA, food prices are similar. Don't know about taxes and medical insurances though. I pay for a medical plan that cover everything (including dental care) about $300 per month and that covers to my wife, my son and to me.
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  32. #32
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    That should be ok.
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  33. #33
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    If I can squeak by on 20K a year here, I'm sure she can can get by pretty well at 120k with a child. Of course this is based on her standard of living as well. Luckily housing prices here have gone down a little so she could get much more bang for her buck but she will need to be aware that since we voted away state property tax, fees, traffic tickets and whole host of other things have skyrocketed. I cant speak for any other areas, but Jacksonville is becoming a joke.

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