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  1. #1
    Join Date
    May 2009
    Posts
    37

    * What all Payment Methods to Accept ?

    hi
    We have Just Started a New Web Hosting Company <<snipped>> and we are currently offering Paypal as the Only Payment Option What All Payment options are Required.
    Last edited by net; 06-24-2009 at 11:22 PM.

  2. #2
    Join Date
    Jul 2005
    Location
    New Jersey, US
    Posts
    1,597
    The more methods you accept, the broader your customer base can be. Some people like to pay by paypal, but others like to use a credit card directly. If you don't want to get a merchant account, then get a place like 2checkout so you can easily accept credit cards.

    Other options are services like egold, google checkout, etc....
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  3. #3
    Join Date
    Apr 2009
    Posts
    604
    Some customers also look for offline payment methods like check, wire transfer, money order etc.

  4. #4
    Join Date
    Apr 2009
    Location
    New York City
    Posts
    5,169
    I mostly pay my bills by Western Money Order. I love it. Many hosts do just paypal or Credit Cards. I look into every and any payment type most common is paypal and money order for me that I use.

  5. #5
    Join Date
    Jun 2006
    Location
    NYC / Memphis, TN
    Posts
    1,454
    Agreed to the above. We use Paypal and 2CO. We've actually been more pleased with 2CO but Google Checkout isn't bad either. We just had tons of fraud through Google and quit using them.
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  6. #6
    Join Date
    Mar 2003
    Location
    /root
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    23,990
    I recommend you to get maxmind also to protect from fraud.

    Specially 4 U
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  7. #7
    Join Date
    Jun 2006
    Location
    NYC / Memphis, TN
    Posts
    1,454
    /agree we've been very happy with Maxmind.
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  8. #8
    Join Date
    May 2009
    Posts
    37
    we have added maxmind and signed up with 2checkout and will add cheque payment/westen unioun what others are needed what certifications we need to apply for boosting confience of customers which ssl certificate should we go for

  9. #9
    Join Date
    Apr 2009
    Location
    New York City
    Posts
    5,169
    I think those are all the tope payment Gateways. Most people would pay by Credit Card and Paypal.

  10. #10
    Any startup level SSL should do for this. SSL123 from Thawte is an option.

  11. #11
    i suggest you to offer your clients
    bank wire payments
    western union
    money gram
    credit card

    good luck

  12. #12
    Join Date
    Apr 2009
    Location
    Chicago
    Posts
    210
    We accept bank wires, credit cards, PayPal and checks. We try to get PayPal and credit card info before mentioning that we accept checks, because they are always late!

    Best of Luck!
    Stephanie Ostheimer
    Director of Account Management
    SingleHop Dedicated Servers

  13. #13
    Join Date
    Oct 2007
    Location
    Hong Kong+Toronto
    Posts
    1,254
    Besides Paypal and wire transfer, we also accept cash at our office and Moneybookers. No check or credit card though :-)

  14. #14
    Join Date
    Feb 2007
    Posts
    185
    paypal most common

  15. #15
    Join Date
    Sep 2004
    Location
    Fairborn, ohio
    Posts
    923
    I'd personally say it's something like this, from what I've seen when I survey people (these are just my opinions, and won't hold true for you if your niche varies from mine, which it probably does).

    ~60% are ok with paypal AND direct credit card transactions. They will do either no matter where they buy something from. So long as you offer paypal OR cc, these folks are happy.
    ~20% want cc, and won't do paypal (they feel weird leaving your site to pay and/or think they HAVE to signup to paypal to send you a payment).
    ~15% demand paypal, cc is not an option. Paypal makes these people feel warm and cozy at night.
    ~5% other (check, money order, etc)

    I'd take these numbers with a grain of salt, they're more my opinion than anything. I personally fall in the majority in my example, and will pay cc or paypal, whichever I'm asked to, whenever I go to buy something online. I'm not too picky. With that being said though, you want to cover as MANY bases as you can, especially if you're dumping a lot of money into advertising. Nothing hurts worse than knowing that $2000 ad campaign you just ran, only brought in 1/2 of the clients it should have simply because customers couldn't pay with cc, and x% of your potential customers ran away at checkout. The fewer times a customer has to say in their head "well, that other host gave me this option, and this host didn't", the better you'll be.
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  16. #16
    Join Date
    Apr 2009
    Location
    Dallas/FortWorth TX
    Posts
    1,703
    Depends on you country location. If in US u can use PAYPAL, BANKWIRE, MONEYGRAM, WESTERN UNION, AND CREDIT CARD.
    <<< Please see Forum Guidelines for signature setup. >>>

  17. #17
    Join Date
    Sep 2008
    Posts
    45
    I swear no one mentioned alertpay or liberty reserve. Not that I accept them anyway, bunch of scam holders...

  18. #18
    Join Date
    Dec 2005
    Location
    Loma Linda, CA
    Posts
    42
    I use paypal as well as paypal terminal or pro as I can get my money faster then you can with a traditional merchant account.

  19. #19
    Join Date
    Sep 2008
    Posts
    45
    Debit Card through paypal = instant cash.

  20. #20
    Join Date
    Apr 2009
    Location
    Dallas/FortWorth TX
    Posts
    1,703
    Chase banks merchant account is cheap compared to other provider, plus u get ur funds cleared within 24 hours gauranteed
    <<< Please see Forum Guidelines for signature setup. >>>

  21. #21
    Join Date
    May 2009
    Posts
    37
    ok wich is the best method for creditcard is 2checkout good

  22. #22
    Join Date
    Mar 2004
    Location
    Chennai India
    Posts
    119
    Credit card or paypal is best for monethly payments , wire transfer will cost you more than your hosting bill

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  23. #23
    Join Date
    May 2009
    Location
    Ulyanovsk, Russia
    Posts
    204
    One important thing is that customers pay for the hosting service periodically, each month, each 3rd month, 6th month, year. So the system that would charge customers automatically would save you and your customers time. I do not think that paying by wire transfer month by month would be convenient for customers, however that is sure their choice.

    Thus you could use payment gateway that could automatically charge your customers' credit cards without any actions from your and your customers' side. Have you though about that?

    Just some thoughts about payment process for hosting services :-)

  24. #24
    Join Date
    Jun 2009
    Location
    Port Angeles, WA
    Posts
    20
    Credit Cards, PayPal and possibly money orders would cover all your major bases.

  25. #25
    Without a doubt, I would offer all major credit cards and PayPal. Checks after a certain dollar amount, wire transfer after a certain dollar amount, and maybe money bookers if your trying to be friendly to the whole world. Payment methods depend on your target market.
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