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  1. #1

    * Authorize.net - Help?

    Hi, I want to use Authorize.net as a payment processor and i dont know where to start.. Their site is so confusing.. Reseller or merchant.. All i want to do is accept payments by credit card and have the payment go into a bank account. Do i need to buy a merchant account from another site? Do I need to sign all sorts of forms and fax them in?

    Thanks

  2. #2
    Join Date
    Aug 2008
    Posts
    2,469
    You would just give them a call or shoot an email stating that you are interested in a merchant account/gateway. Both will cost you around $25. You do not have to get the merchant account from them however.

  3. #3
    Right, you would first need a merchant account and then you can use Authorizenet for your gateway. The gateway does the actual credit card processing. Depending on what billing software you plan to use, setting up Authorizenet should fairly easy for you to set up.

    When getting set up with Authnet you want to be a merchant, not a reseller. Reseller means you want to resell their services.

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  4. #4
    You can also ask Authorizenet to provide help over Live Chat.

  5. #5
    Join Date
    May 2009
    Location
    Ulyanovsk, Russia
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    Good choice by the way :-). Lots of customers in USA prefer Authorize.net gateway

  6. #6
    Quote Originally Posted by XCart View Post
    Good choice by the way :-). Lots of customers in USA prefer Authorize.net gateway
    Yes, I agree with you.

  7. #7
    A couple things I learned:

    1. Set up your own merchant account beforehand. And do extensive research in this space. The MA Auth.net recommends is not competitive in IMO. PM for more info.

    2. The standard setup fee for Auth.net is $99.95. You can get this reduced by searching online through resellers. I don't remember but there was a chamber of commerce offer for maybe michigan or ohio where you could get an Auth.net account setup with a setup fee for ~ $40. That was the lowest I saw.

    3. When you have your MA setup and want to link it to your Auth.net account, request the form from Auth.net. It will tell you the info you need to provide them and they will setup that day. I would work with your MA in filling out this info as all the numbers can get confusing if you are new to MA.

    I have not done any test transactions yet but let me know if anyone has does this.

    Thanks

  8. #8
    Just so you know, the test transaction site for Auth .net is crap ... best is to test with micro transactions on the real site.

  9. #9
    Join Date
    May 2009
    Location
    Ulyanovsk, Russia
    Posts
    204
    XfrostX , have you finally launched an account with Authorize.net?
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  10. #10
    Join Date
    Jun 2009
    Location
    California
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    509
    Quote Originally Posted by huckleberry slim View Post
    A couple things I learned:

    1. Set up your own merchant account beforehand. And do extensive research in this space. The MA Auth.net recommends is not competitive in IMO. PM for more info.

    2. The standard setup fee for Auth.net is $99.95. You can get this reduced by searching online through resellers. I don't remember but there was a chamber of commerce offer for maybe michigan or ohio where you could get an Auth.net account setup with a setup fee for ~ $40. That was the lowest I saw.

    3. When you have your MA setup and want to link it to your Auth.net account, request the form from Auth.net. It will tell you the info you need to provide them and they will setup that day. I would work with your MA in filling out this info as all the numbers can get confusing if you are new to MA.

    I have not done any test transactions yet but let me know if anyone has does this.

    Thanks
    If you get a merchant account through Wells Fargo they through in an authorize.net account for no setup charge (though they do have a setup charge for the merchant account itself, so I guess it's not really free):
    https://www.wellsfargo.com/biz/merch...ys/ima/pricing
    Last edited by Mike Johnson; 07-09-2009 at 12:24 PM. Reason: added info about ma setup fee

  11. #11
    i am interest in authorize too, but what is the different between merchant and credit card gateway? is their have 1 package right?

  12. #12
    Join Date
    May 2009
    Location
    Ulyanovsk, Russia
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    204
    Quote Originally Posted by Agham View Post
    i am interest in authorize too, but what is the different between merchant and credit card gateway? is their have 1 package right?
    A good explanation can be found here:
    http://www.sitepoint.com/forums/showthread.php?t=322415

    I hope this link is OK, since there is really helpful information on this question.
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  13. #13
    Join Date
    Jul 2008
    Posts
    61
    Yep...get it through someone else...mine I got set up for free, for example (this was a few years ago of course).

  14. #14
    Most Authorize.net resellers are far cheaper than Authorize.net directly. Last time I heard, they outsourced the merchant account service. My recommendation would be to go with one of their countless resellers.

    A merchant account gives you the ability to accept the credit cards. The gateway simple allows you to collect the credit card data and sends it to the processor. The merchant account does the rest, funding, billing, etc. The gateway just collects and submits the data for you securely to your merchant account provider.

    Curtis

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