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  1. #1
    Join Date
    Jul 2002
    San Luis Obispo, CA

    Health Insurance

    One of the down falls to being self employed is health insurance. Who do you guys get health insurance through?
    Nick Twaddell
    WebSpace Solutions - Custom E-Solutions
    Fast, Reliable, Affordable Web Hosting

  2. #2
    The free clinic!

  3. #3
    Well if your in NY (USA) ... they have a plan called Health NY for self-employeed people and people not otherwise elidgable for health insurance.

  4. #4
    Well, through the benefit of having employees I am able to get company coverage through the local Chamber of Commerce.

    But before I did that (before I had enough employees to qualify) I did an end-run by getting my insurance through an industry group where, honestly, I was only a small amount involved in that industry. However, it was a good way to get relatively inexpensive insurance.

    Every state is different, but here in Massachusetts you can pay a $25 fee, collect about 10 signatures, and because a Notary Public. Once I became a Notary Public, I paid the $35 per year fee to the National Notary Association, and through them got my health insurance as part of an industry group insurance plan.

    Yeah, I worked full-time doing web hosting and only really notarized a few documents a month, but it worked (and, honestly, being able to honestly claim I am a Notary Public is also not such a bad thing) and I got relatively inexpensive health insurance out of it. And, since it doesn't cost much to stay a Notary or to stay a part of the NNA, I know that if I ever find myself in the situation where I need health insurance again I know where I can get it.

    As always, YMMV since every state has different rules for Notary Publics (from what I understand, for example, it's *MUCH* harder to become a Notary in California than it is here).

    Good luck,

    Jason Ellis
    All Star Internet Solutions
    Economy-priced nation-wide dial-up Internet access

  5. #5
    Join Date
    Jun 2000
    Orlando FL USA
    We provide medical benefits to the team via

    The above wont help for teams smaller than 5 (I think was the number) but they've done well for us and may be worth looking into for the 'over 5' member teams...
    Quality Services & Professional Support Since 1998
    Click Here To Visit the Community

  6. #6
    Join Date
    Aug 2002
    Boston Area
    I joined The National Association for the Self-Employed a couple of years ago, specifically for health insurance.

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