I'd really recommend that you take the time to study some other documents used by other companies -- then write your own. You can address the same types of issues that they do without copying them (which is bad).
To be honest, getting a cheap or free TOS/ AUP is not worth it. It's best to contact a lawyer, and put money towards it. If you can't put money towards your company's Terms Of Service, I don't know what to tell you besides "Good luck" in the hosting industry.