You can transfer in GBP to most companies, if you would be using paypal (they also offer other services as creditcards you can also connect paypal to bank accounts nowadays ) they would do the conversion.
I am sure that many hosts can deal with this, or make an arrangement for you. Just contact some and ask.
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You can order on your credit or debit card and pay for something in any currency you wish. Due to the strength of the pound against the dollar, if you can find a good, reliable US host you'll get a lot more for your money in terms of disk space and data transfer if you purchase from a US company at the moment.
That said, if you or your customer/user base is primarily based in the UK or Europe, they will notice an increase latency and page loading times. Without a .uk ccTLD, you will also not appear in google's geographical based rankings if hosted on a US server.
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- Monthly Traffic ( Not sure )
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Able to host Forums plus website,
I have around 30-40 GBP --> MUST BE UK COMPANY <--
I dont think that your plan is not an unfamiliar one. This is an ordinary plan. Now almost all the host will allow free domain name and free set up. Probably you will have the need of pay more. Forum plus web site will consume more system resource and your host will ask some thing more.I think Freezone.com is better for your needs.