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  1. #1
    Join Date
    Apr 2005
    Location
    San Diego, CA
    Posts
    517

    * Alternative to Pay Pal for low volume?

    I was wondering if anyone had any experiences with the following and if they are reliable to use for payments:
    -CC Avenue
    -Linkpoint
    -Authorize.net
    -Quantum Gateway
    -ChronoPay
    -InternetSecure
    -eProcessingNetwork
    -Stormpay
    -2Checkout
    -Protx
    -Moneybookers
    -eWay
    -Bluepay
    -Worldpay
    -Psi Gate

    I love Google checkout but it doesn't work for recurring payments. Obviously the concern with using a 3rd party like Moneybookers or eWay is security... how do I know those are safe options?

    I hate Pay Pal because a buyer can "dispute" a charge no matter what it is, and in hosting that's not as traceable as say... a chargeback.

    Any help on this topic would be much appreciated.

    Best,
    Travis
    TWC, LLC - USA based w/ three teams behind us!
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  2. #2
    Join Date
    Oct 2007
    Location
    United States
    Posts
    563
    We were using Quantum Gateway offered through CDG Commerce, however it was SLOW processing credit cards and it redirects them off your website to Quantum's while WHM is setting up the account, so we ended up switching to Authorize.net - No complaints here, and a lot quicker.
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  3. #3
    Join Date
    Aug 2003
    Location
    Chicago, IL USA
    Posts
    2,781
    Security is a concern with 3rd-party payment processors and merchant accounts, so I don't see your issue with Moneybrookers and eWay.

    Do a google search for any of those companies to check them out. In my opinion, Moneybrookers is a safe bet.
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  4. #4
    Join Date
    Sep 2006
    Posts
    99
    I do about 2-3 daily moneybookers transactions sometimes more. Definitely the best options in my book.

  5. #5
    Join Date
    Apr 2005
    Location
    San Diego, CA
    Posts
    517
    Authorize.net has monthly fees and is okay for slightly larger hosts.

    I hear Stormpay is terrible and gets hacked a lot.
    TWC, LLC - USA based w/ three teams behind us!
    We will beat any web development or design quote

    http://totalwebcentral.com/

  6. #6
    Join Date
    Aug 2003
    Location
    Chicago, IL USA
    Posts
    2,781
    You want good service you will have to pay for it. Don't even look at Stormpay, I honestly forgot about that company.

    Google Checkout is your best bet than, used in conjunction with billing software.
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  7. #7

  8. #8
    Join Date
    Oct 2003
    Location
    Chattanooga
    Posts
    8,985
    Quote Originally Posted by asg_panama View Post
    does google checkout work with companies outside US?
    No sir. At least not Canada.
    David
    Web hosting by Fused For businesses with more important things to do than worry about their hosting.

  9. #9
    Join Date
    Feb 2006
    Posts
    194
    If you can live with high transaction fees, then 2checkout would be a good choice. I've been using them for more than 2 years now with no major problems except for a few transaction disputes which was solved within a day or two.

  10. #10
    Join Date
    Oct 2006
    Posts
    76
    eSellerate is one that is not on your list, but is highly recommended. As long as you're less than $10K annually, the fees are ~10% - think it jumps to 15% if not (you can look these up, just to be certain).

    Even though they are primarily oriented at software-sellers, I'm pretty sure they work with other sellers too, and have recently added support for subscriptions.

    We've found their service to be just fine, easier to deal with as far as fraud is concerned, and their support to be the best we've received from any vendor to date - prompt, capable, and anxious to please. We use them as our backup processor (PayPal is the primary processor solely because it inspires trust in our customers - their support is the worst we've received from any vendor to date!)


    As far as InternetSecure is concerned, check out the recent post in the Network Provider Outages forum.

  11. #11
    Join Date
    Oct 2006
    Posts
    76
    Quote Originally Posted by asg_panama View Post
    does google checkout work with companies outside US?
    I believe they have added support for sellers based in the UK.


  12. #12
    Join Date
    Feb 2005
    Location
    United Kingdom
    Posts
    3,104
    Google Checkout is your best bet than, used in conjunction with billing software.
    No, No and again no as the person to trying to sell hosting.
    Recently, I have a chargeback from one of my client - he order .com domain name (in November last year) & 1 month of hosting service, as for now he put the claim that service is not delivered. I emailed the invoice with explanation letter to Google Checkout and received the following reply:
    Please note that according to our terms and conditions, Google Checkout
    Payment Guarantee Policy does not currently cover intangible goods, such
    as services and digital content. This is a result of the regulations
    imposed by the card associations. As a result, we regret to inform you
    that we are unable to represent this chargeback case.

    Google Checkout is actively working with the associations on developing
    better guidelines to represent merchants in cases involving intangible
    goods.

    For further details about the Payment Guarantee Policy, please visit
    http://checkout.google.com*/support/...863&topic=8666


    We appreciate your business. We will review the information and attempt to
    reverse the chargeback for your order.

    Please watch for additional emails from us over the next several weeks. If
    you have any questions in the meantime, please feel free to contact us by
    replying to this email.
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  13. #13
    Wow, intangible goods, which include all hosting accounts every where, can be disputed and charged back at any time. Yeah, they really need to work on those guidelines as this policy is not fair for legitimate hosting companies.

    Also, not on your list are Digital Gold Currencies such as http://www.e-gold.com, http://www.pecunix.com, and other DGC providers. These methods offer the merchant, even if selling intangible items, 100% protection from charge backs. Once a DGC currency is sent, there is no possible way for it to be disputed or charged back. From a merchants point of view, this is a great solution.

  14. #14
    Join Date
    Dec 2006
    Location
    Netherlands
    Posts
    1,430
    Try Plimus.com

    - Superb in terms of customer (vendor/merchant) support
    - Slow credit authorization time
    - Superb site integration (take a look at t h i s - for example)
    - High transaction fees for low value purchases

    You can get paid from Plimus via your PayPal account (and your customers can pay Plimus via PayPal too). Payooner debit card. Bank wire, etc.

  15. #15
    Quote Originally Posted by ganesh-rao View Post
    Try Plimus.com

    - Superb in terms of customer (vendor/merchant) support
    - Slow credit authorization time
    - Superb site integration (take a look at t h i s - for example)
    - High transaction fees for low value purchases

    You can get paid from Plimus via your PayPal account (and your customers can pay Plimus via PayPal too). Payooner debit card. Bank wire, etc.
    Why would you promote a company that even you say has slow credit authorization time and high transaction fees for small purchases? Your post has absolutely no advantages except site integration.

  16. #16
    Join Date
    Jul 2007
    Location
    UK
    Posts
    117
    Go with 2Checkout, they started accepting PayPal as a payment option (next to credit cards) so it's really perfect.
    yo what's up

  17. #17
    i think ganesh-rao comments are fair! none of these hosting companies recommended in this post are 100% functional. I bet each one of them has pros and cons. it's nice to see both pros and cons shared



  18. #18

    Smile

    go 2checkout. never unsatisfied.

  19. #19
    Quote Originally Posted by asg_panama View Post
    does google checkout work with companies outside US?
    It does for some companies. We have had trouble accepting payments from Brazil with it, other then that, google checkout is great.
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  20. #20
    Join Date
    Apr 2005
    Location
    San Diego, CA
    Posts
    517
    I'm getting signed on with 2checkout. Thanks for the help.
    TWC, LLC - USA based w/ three teams behind us!
    We will beat any web development or design quote

    http://totalwebcentral.com/

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