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  1. #1
    Join Date
    Jul 2003
    Location
    Castle Pines, CO
    Posts
    7,189

    Fight Fraud in 2007 with your Merchant Account

    For our upcoming New Year special, LoudCommerce will be offering our 2.19% discount rate along with free fraud fighting tools: LinkShield, Verified by Visa, and MasterCard Secure Code.

    • Internet Merchant Discount Rate (for Visa / MasterCard / Discover): (Blended Rate) 2.19% + $0.25 or (Split Rate): 2.27% for Credit Cards and 1.94% for Signature Debit Cards + $0.25
    • Retail Swipe Account Rate: 1.74% + $.25
    • Visa, MasterCard, Discover, American Express Set-up - No Charge (AmEx Charges a bit more on discount rate and a monthly fee might be applicable)

    Electronic Payment Gateways:
    • Linkpoint Secure Payment Gateway Setup Fee only $99.95 and monthly rate $15.00 or Free Setup and $25.00 monthly rate
    • Other electronic payment gateways available but do not qualify for the Fraud Special - call 800-931-9835 ext 2 for more information on gateways

    What our merchant accounts provide to you:
    • The ability to process all major cards, including MasterCard, Visa, ATM/debit cards, American Express, Diners Club, Discover Card and JCB.
    • Customer service 24 hours a day, 7 days a week, in more than 140 languages and dialects.
    • A dedicated Web site that allows our merchants to access their merchant account information online, 24 hours a day, 7 days a week.
    • Tips that help our merchants reduce fraud.
    • State-of-the-art online payment gateways, such as the LinkPoint Secure Payment Gateway, enable merchants to process transactions securely over the Internet. Our secure online payment gateway and sophisticated encryption technology make credit card fraud increasingly difficult.
    • The Cardservice Chargeback and Retrieval Department protects our merchants and reaches favorable resolutions for them if a transaction dispute arises.
    • An interactive voice response (IVR) that allows our merchants to access their deposit history, to order merchant statements, and to connect to the voice authorization center.

    Your merchant account will be provided by Cardservice International, a leader in the credit card processing industry. We chose Cardservice International as our partner because of their financial strength and unmatched commitment to merchant support.

    About Cardservice International:
    • Process more than 125 million transactions and more than $12 billion in credit and debit card volume annually.
    • Serves more than 200,000 merchants, including more than 55,000 Internet businesses.
    • With their parent, First Data Corp. (NYSE:FDC), handles more than 50% of all credit card transactions in the U.S. and 2 out of 3 transactions worldwide.
    • Founded in 1988.
    • Your secure transactions are processed thru First Data which is valued at $29.7 billion and the acquiring bank Wells Fargo which is valued at $101.7 billion. With the financial strength of these two companies combined, you can be assured that your Cardservice will be here for years to come.

    Make sure to sign up at our website and use PROMO Code WHT2007. This discount rate is good for one year on your contract.

    Any questions - please call 800-931-9835 ext 1. Or email us at sales [at] loudcommerce.com for more information.

    Thank you!

  2. #2
    Non US Merchants??

  3. #3
    Join Date
    Jul 2003
    Location
    Castle Pines, CO
    Posts
    7,189
    Due to the interchange - Visa / MasterCard rules and regulations, most United States merchant account providers will not support merchants not based in the United States. However we are able to usually approve merchants that do not have a Social Security Number / Driver's License / State Issued ID number if that merchant has at least a
    • United States Bank Account
    • United States Address
    • United States Phone Number
    however the discount rate is 4%, $.35 transaction rate and a 5-day ACH hold on funds with a $10,000 monthly limit.

  4. #4
    What would be that gateway? I sent an enquiry but it was enver replied.

  5. #5
    And to believe that the name "Cardservice International" would stipulate that you allow international merchants. Either you've got your business name very wrong or clever enough....

  6. #6
    Join Date
    Jul 2003
    Location
    Castle Pines, CO
    Posts
    7,189
    Quote Originally Posted by restinpieces
    And to believe that the name "Cardservice International" would stipulate that you allow international merchants. Either you've got your business name very wrong or clever enough....
    Normally I would not respond to such a response, but Cardservice International has been around for a very long time. They were one of the ones that allowed merchants to process credits cards from consumers not based in the United States. Wow - can you believe that, a merchant account company did not do that? But things changed and provides started supporting international clients.

    Now they used to fully support international merchants as well until Visa / MasterCard decided that was not correct. Visa has different rules for the different regions. You need to go to their site to review the rules for each region. Plus there is also the Patriot Act which then caused more problems for Cardservice in offering merchant accounts.

    And can you beleive people create shell companies all the time to process thousands of dollars in just a few days in hopes that the provider does not catch on? And guess who is responsible when all those charges are charged back? The processor.

    Businesses are in business to make money and protect themselves. Once you start a business - you will learn that as well.

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