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  1. #1
    Join Date
    Oct 2006
    Location
    Salt Lake City, UT
    Posts
    850

    Question Got ModernBill, What next?

    Obviously I've researched quite a bit on this one. I'm really not sure about a few things. Could someone recommend any gateways/banks/merchant tools? I do wish to get a low per month/transaction rate, but I understand the investment and that you get what you pay for most of the time.
    Any suggestions are welcome. Thanks in advance...

  2. #2
    Join Date
    Jun 2005
    Location
    New Jersey
    Posts
    219
    Sign up for modern gigabyte's modern authorize service. That will give you a bluepay merchant account that you can process credit cards through with minimal charges.
    Plutomic Hosting
    Empowering Your Web Ventures
    In Business Since 2005
    Specializing in Web Hosting, VPS, Managed Dedicated Servers and Managed Colocation

  3. #3
    Join Date
    Jan 2003
    Location
    Orlando FL
    Posts
    1,342
    I suggest getting an account with a configuration close to this:

    - Authorize.net: $79/set up and $7.5/month max.

    - Merchant account: Set up $0, discount rate for visa and mastercard not more than 2.2%, monthly statement fee not more than $5

    And then ofcourse do not forget the SSL Cert.
    Jorge Campos | WBpro
    Web Building Professionals
    www.wbpro.com

  4. #4
    Join Date
    May 2003
    Posts
    267
    You might want to add some security layer such as fraud detection tool to prevent yourself from very possible chargebacks.
    Amirocms.com

  5. #5
    Join Date
    Apr 2002
    Location
    Las Vegas
    Posts
    799
    Quote Originally Posted by Leksus
    You might want to add some security layer such as fraud detection tool to prevent yourself from very possible chargebacks.
    and/or harden your CC account setting to have full AVS matching

  6. #6
    Join Date
    May 2003
    Posts
    267
    FYI, AVS works only for US and some parts of Canada and UK. In addition this system is not 100% accurate. Limiting your orders to strict AVS match would seriously hit your sales.
    As a tip, we do not decline "AVS not match" orders if transaction is protected with either Verified by Visa or Mastercard Secure Code.
    Amirocms.com

  7. #7
    Join Date
    Sep 2002
    Posts
    126
    Quote Originally Posted by siforek
    Obviously I've researched quite a bit on this one. I'm really not sure about a few things. Could someone recommend any gateways/banks/merchant tools? I do wish to get a low per month/transaction rate, but I understand the investment and that you get what you pay for most of the time.
    Any suggestions are welcome. Thanks in advance...
    Contact the guys over at http://cdgcommerce.com, they'll set you up with an Authorize.net gateway and your own merchant account in no time. Their rates are fair, and we've been very happy with their service.

  8. #8
    Join Date
    Apr 2002
    Location
    Las Vegas
    Posts
    799
    Quote Originally Posted by Leksus
    FYI, AVS works only for US and some parts of Canada and UK. In addition this system is not 100% accurate. Limiting your orders to strict AVS match would seriously hit your sales.
    As a tip, we do not decline "AVS not match" orders if transaction is protected with either Verified by Visa or Mastercard Secure Code.

    something to look into, we been getting hit last month with fraud orders.
    any advise ?

  9. #9
    Join Date
    Jan 2004
    Location
    Boise, ID
    Posts
    2,453
    CDG Commerce if you are in the US for a Merchant account.

    $0.00 setup fees for both Authorize.net and the merchant account.

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