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  1. #1
    Join Date
    Jun 2002
    Location
    Birmingham, UK
    Posts
    10

    do worldpay require you to be fully registered business?

    I'm in the UK and setting up my hosting business. I have a basic reseller package sorted, and now need to get the cc side of things going. I think worldpay are the best choice, but I'm just wondering if i need to register my company name anywhere or anything like that?

    thanks
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  2. #2
    Join Date
    Jul 2001
    Location
    Melbourne, AU
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    1,392
    Just wondering, but have you tried contacting them for the answer to your question? Sometimes it's quicker to go direct to the source!
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  3. #3
    Join Date
    Jun 2001
    Location
    London
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    Yeah I'm not sure about that, we use them and are a registered business. What I do know is that they are really there 24/7, so call them any time and ask.
    Jo Stonehouse - Kualowww.kualo.com
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  4. #4
    Join Date
    Jun 2002
    Location
    Birmingham, UK
    Posts
    10
    yeah i did that aswell, same time as posting this, mailed them. no response yet. i thought it might seem slightly... unprofessional though, y'know, if it was a stupid question. 'hello do i need to be registered or anything?' 'rofl'. type thing.

    and ta for replies
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  5. #5
    Join Date
    Jan 2002
    Location
    UK
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    I dont think you need to be registered, they do say you need a business bank account, but if you talk to them they will let you use a personal account as long as it is only used for business funds

  6. #6

    Yes

    Hi,

    I registered with them a couple of months back. It's actually a bit of a pain registering. You need to provide your Registered Company number (from companies house) and your bank needs to sign a form to say you are who you say you are - therefore you need a business bank account.

    Once it's up and running I've had no problems though. They seem very good.

    Mat

  7. #7
    Join Date
    Jan 2002
    Location
    UK
    Posts
    1,541

    Re: Yes

    Originally posted by MeanSquare
    Hi,

    You need to provide your Registered Company number (from companies house)


    Mat
    Yes but that is only if you are a company, you can be a UK business without being a company

  8. #8
    Join Date
    Nov 2001
    Location
    Glasgow, Scotland
    Posts
    339
    Hi,

    you don't actually need a business account. As long as your bank signs the compliance form, you are fine.

  9. #9
    Join Date
    Jun 2002
    Location
    Birmingham, UK
    Posts
    10
    thanks for the responses y'all. worldpay have *almost* gotten around to telling me most of what i've got from you guys
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  10. #10
    Join Date
    Mar 2001
    Location
    UK
    Posts
    102
    I registered with them a couple of months back. It's actually a bit of a pain registering. You need to provide your Registered Company number (from companies house) and your bank needs to sign a form to say you are who you say you are - therefore you need a business bank account.
    Isn't this only for a BankDirect Merchant Account thiny. If you want to open a WorldDirect account you don't need to do all this and you don't need to be registered.

    David

  11. #11
    Join Date
    Dec 2001
    Posts
    86
    Worldpay seem VERY pricey to me. For the same amounts or less I am sure you can get a real merchant account in whichever country you are & do CC transactions properly.

    It's simply more professional to NOT redirect people to strange looking payment forms such as it is by using a 3rd party processor.

    It's my opinion that in the end the successful resellers will be the ones who have put a little more effort at the start ..

    Anyway since this isn't what you asked I am shuting up now

  12. #12
    Join Date
    Mar 2001
    Location
    UK
    Posts
    102
    Yeah but you can't always get a merchant account. Say if you're not 18 or don't have a great credit reference. Also you would still need a payment processor like WorldPay anyway.

    As for the unprofessional page. Most people don't care but you can always get an SSL certificate and then use the COM component (free) so that it's on your pages.

    David

  13. #13
    Join Date
    Dec 2001
    Posts
    86
    If you're underaged and/or in debt then maybe starting a hosting business - or any business for that matter, isn't the wisest idea anyway ..

    As for 'caring', the people you are referring to are the inexperienced ones who run a personal homepage, often also characterized by their 'hopping from hosts A to host B because host B has udnercut host A by $0.05'

    Anyway, enough about that .. I'll really shutup about it now.

  14. #14
    Join Date
    Mar 2001
    Location
    UK
    Posts
    102
    Yeah ok we are getting a little off track here.

    David
    David Barker
    4D Data Centres - Independent UK based data centre operator http://www.4d-dc.com

  15. #15
    Join Date
    Nov 2001
    Location
    Glasgow, Scotland
    Posts
    339
    Hi,

    the prices are actually very reasonable, providing you stay in the UK. If you don't, then you'd be best to look elsewhere if you find it too expensive.

    As for professionalism, if you approach most major banks in the UK asking for an Internet Merchant Account, 9 out of 10 they will point you to WorldPay. Why? Because WorldPay is linked with Natwest and is the ONLY bank in the UK that processes foreign currencies online. WorldPay also happens to be the one of the oldest and most established payment processors on the internet.

  16. #16
    Join Date
    Jan 2002
    Location
    UK
    Posts
    1,541
    Papillion they are definitely cheaper than real merchant accounts in the UK Lloyds TSB Cardnet charge about 200 a month and you have to be earning a hell of a lot to even get an account with them

  17. #17
    Join Date
    Dec 2001
    Posts
    86
    Didn't realize the situation with merchant accounts was that bad in the UK. We have it easy downunder then .. about $10-$20 (usd) per month for merchant accounts & pretty much any startup can get one from StGeorge (a bank here)

  18. #18
    Join Date
    Mar 2001
    Location
    UK
    Posts
    102
    Yeah they are quite tight about it here.

    :'(

    David
    David Barker
    4D Data Centres - Independent UK based data centre operator http://www.4d-dc.com

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