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  1. #1

    * Options for taking Credit Cards.

    Hi,

    I have always used just paypal, and recently it caused us to miss on a big customer , as they held his payment and then reversed it , despite the client talking to paypal and i spoke to his credit card company and they authorized the transaction.

    This happened again recently,seems to be with the higher amounts, I know this person personal , so i know there was no wrong details or possibilityof fraud.

    I have looked at WorldPay , they won't give us an account. 2CO seem ok ,but then i read here , that you have to wait a few months at first before you can transfer money.

    I am in the Uk and our company bank account is in th Uk, I guess i am looking for a payapl alternative, I don't mind paying setup fee or monthly fee's and/or a % of transaction.

    If you have any suggestions , Please let me know..

    Thanks in anticipation
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  2. #2
    I would look into an autorize.net account. There are plenty of authnet resellers, and the acceptance ranges are wide.

  3. #3
    Thanks, Which one ? there are a few, it would be good if it was deposited into our UK bank within days, as most only do that for Us bank accounts.
    Data Republic - UK Managed Servers - Server Management - Managed Backup/R1Soft
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  4. #4
    Join Date
    Feb 2001
    Location
    West Michigan, USA
    Posts
    9,675
    cgicommerce.com is the one we've used. Not sure if they can help you.

    As for 2CO, if you call them up after you sign up (give it a week or two) and put in HelpDesk tickets explaining the urgency of them verifying your account, it will take a lot less longer. At least it did for me.

    --Tina
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  5. #5
    Thanks Tina, How have 2CO been to you ? they would charge $6 for every transfer to our bank (UK), which isn't too bad, Are they good with large amounts, as some clients pay yearly etc . Advice greatly appreciated.
    Data Republic - UK Managed Servers - Server Management - Managed Backup/R1Soft
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  6. #6
    Join Date
    Feb 2001
    Location
    West Michigan, USA
    Posts
    9,675
    They do a lot of fraud screening, which can sometimes (not very often at all) falsely mark valid payments as fraud. In my experience, I just leave a comment on a large order saying "this is a long-term customer" or "we already screen this and believe it to be valid"...that usually does the trick.

    I just wanted to add...we've been accepting online payments for almost a decade. Over the years EVER payment processor, 3rd party processor, Paypal, merchant accounts, etc. have all had their downside. Paypal, 2CO and authorize.net seem to have had the least problems. I did get mad at 2CO a few years ago and stopped using them, but I got over it and they seem to have greatly improved.

    --Tina
    ||| 99.999% Uptime SLA!!!
    Plenty of space and bandwidth to fit your needs!
    www.AEIandYou.com - - (WP Friendly - Premium Reseller Hosting and Cheap Dedicated Servers)

  7. #7
    Ok, thanks very much , We are going to use Our banks online solution , but not until our revenue is alot higher, I think we will signup for 2Co, thanks.
    Data Republic - UK Managed Servers - Server Management - Managed Backup/R1Soft
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  8. #8
    Join Date
    Sep 2003
    Posts
    3,854
    I use 2co. It took about 3 days to set up and be up and running. Was receiving payments in the first month... I didn't have to wait a few months etc.. I didn't know they did that....
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