Right now I am looking at either BluePay or Authorize.net as a new payment gateway. I was wondering if anyone knew authorize.net's chargeback fees off the top of their head. BluePay charges $75 per chargeback, which seems extremely excessive to me. I was wondering if Authorize.net charges anything in that region is well (by the way I am looking to use authorize.net as gateway and merchant account as PayQuake, at PayQuake.com).
They don't have a chargeback fee. In fact, I would avoid any gateway that does. A chargeback fee is already charged by your processor and that's how it should be as they are the only ones who are going to experience any risk from the chargeback.
Typically, when you have a direct merchant account (your name appears in the descriptor) it is underwritten by a processor or acquiring bank that charges merchant account fees: discount rate, transaction fee, chargeback fees, etc. A direct merchant account can be used with a variety of point-of-sale systems (conventional credit card terminals, software, virtual terminals/gateway). Authorize.Net is a virtual terminal/gateway. The point-of-sale system can charge additional fees on top of the merchant accounts fees (transaction fee, monthly gateway fee, etc.), however its not typical for the point-of-sale system to charge chargeback fees, and AuthorizeNet does not.
I am not familiar with BluePay, but if its a Third Party Processor (your company name does not appear in the descriptor) then they are likely providing their own point-of-sale system / gateway as well as underwriting the account and thus charging for all the associated fees, including chargebacks.