hosted by liquidweb


Go Back   Web Hosting Talk : Web Hosting Main Forums : Colocation and Data Centers : Need Insurance Advice Fast!
Reply

Forum Jump

Need Insurance Advice Fast!

Reply Post New Thread In Colocation and Data Centers Subscription
 
Send news tip View All Posts Thread Tools Search this Thread Display Modes
  #1  
Old 02-02-2006, 04:33 PM
2kau 2kau is offline
WHT Addict
 
Join Date: Jun 2004
Posts: 105

Need Insurance Advice Fast!


In order to host my servers at any datacenter I have to have insurance. The one in particular requires 500k in liability insurance.

Is this is the case with every data center?

If so;

1. Who insures you?
2. How much is your insurance for?
3. What is your monthly premimum?


Last edited by 2kau; 02-02-2006 at 04:43 PM.


Sponsored Links
  #2  
Old 02-02-2006, 04:50 PM
Plutomic-Andrew Plutomic-Andrew is offline
Junior Guru
 
Join Date: Jun 2005
Location: New Jersey
Posts: 219
Insurance advice

This was mentioned in another topic similar to this. They come highly recommended because they know what you need and tech sector insurance is what they do. http://www.techinsurance.com/default.aspx

  #3  
Old 02-02-2006, 05:08 PM
2kau 2kau is offline
WHT Addict
 
Join Date: Jun 2004
Posts: 105
Thanks. Is there any other companies? I am located in Texas.

When I tried to explain to the local insurance companies they were like we have no clue and we can't help.

__________________
Keith Ubben
http://www.gcspublish.com/

Sponsored Links
  #4  
Old 02-02-2006, 05:20 PM
music music is offline
Registered User
 
Join Date: Mar 2003
Posts: 1,584
USAA https://www.usaa.com/inet/ent_logon/Logon

They found an underwrite and it was very well priced, you have to take the time to explain it.

  #5  
Old 02-02-2006, 05:46 PM
2kau 2kau is offline
WHT Addict
 
Join Date: Jun 2004
Posts: 105
USAA is for military people

  #6  
Old 02-02-2006, 08:04 PM
Jay Suds Jay Suds is offline
Web Hosting Master
 
Join Date: Jun 2001
Location: Denver, CO
Posts: 3,287
http://www.ccbsure.com/ is another. We actually moved our coverage over to techinsurance.com, as their rates were very competitive and they were very helpful and professional.

__________________
Jay Sudowski // Handy Networks LLC // Co-Founder & CTO
AS30475 - Level(3), HE, Telia, XO and Cogent. Noction optimized network.
Offering Dedicated Server and Colocation Hosting from our SSAE 16 SOC 2, Type 2 Certified Data Center.
Current specials here. Check them out.

  #7  
Old 02-02-2006, 08:20 PM
music music is offline
Registered User
 
Join Date: Mar 2003
Posts: 1,584
So.....joint the Army.......they could use additional good men.

Sorry...I forgot.....If your parents were in the military they will take you...

  #8  
Old 02-02-2006, 10:02 PM
2kau 2kau is offline
WHT Addict
 
Join Date: Jun 2004
Posts: 105
Is this normal?

Does everyone who colocate servers HAVE to have insurance or does it depend on the data center.

__________________
Keith Ubben
http://www.gcspublish.com/

  #9  
Old 02-02-2006, 10:41 PM
bqinternet bqinternet is offline
Backup Guru
 
Join Date: Feb 2002
Location: New York, NY
Posts: 4,467
Quote:
Originally Posted by 2kau
Is this normal?

Does everyone who colocate servers HAVE to have insurance or does it depend on the data center.
Most data centers require that you have general liability insurance. Our data center requires us to have $2 million worth.

__________________
Scott Burns, President
BQ Internet Corporation
Remote Rsync and FTP backup solutions
*** http://www.bqbackup.com/ ***

  #10  
Old 05-24-2006, 10:23 PM
propcgamer propcgamer is offline
Aspiring Evangelist
 
Join Date: Oct 2002
Posts: 436
Quote:
Originally Posted by music
They found an underwrite and it was very well priced, you have to take the time to explain it.

Sorry for bumping an old thread, but does anyone have advice on how one can explain it properly to the insurance companies?

  #11  
Old 05-25-2006, 06:35 AM
advantagecom advantagecom is offline
Aspiring Evangelist
 
Join Date: Aug 2002
Posts: 380
We've been using http://www.ccbsure.com/ for the last 10 years. Never had a claim, but they have always been helpful when I had questions about our coverage. We never had to explain anything to them because they only work with underwriters that already understand computer and software related industries.

The underwriter was Kemper for a few years, something else for another few years, and now it is CCNA and has been for quite awhile.

As for trying to get an underwriter to understand anything, unless he/she is a blood relative, forget it. They tend to be the most hard headed of all bureaucrats you'll run into. They're right up there with bankers and the county assessor. If it isn't in their policy book, it doesn't exist or is too risky to insure.

__________________
Sincerely,
Andrew Kinney
CTO, Advantagecom Networks
http://www.SimplyWebHosting.com

  #12  
Old 05-25-2006, 08:30 AM
MrZillNet MrZillNet is offline
Web Hosting Guru
 
Join Date: Aug 2005
Location: PA
Posts: 322
Geico resells various insurance products for others. Last time I got a quote from them, it was about $350 per year for $1 million in liability insurance.

__________________
reliable colocation ... Dedicated Servers | Dedicated Server VMs | FAST links to Vitelity.com and Conexiant.net
patrick@zill.net Cell +1.717.201.3366

  #13  
Old 05-25-2006, 08:53 AM
advantagecom advantagecom is offline
Aspiring Evangelist
 
Join Date: Aug 2002
Posts: 380
That sounds about right. We pay close to $4,000 a year for insurance, but we also have a goodly amount of property insurance and fire legal liability insurance for our building.

__________________
Sincerely,
Andrew Kinney
CTO, Advantagecom Networks
http://www.SimplyWebHosting.com

  #14  
Old 06-01-2006, 07:50 AM
jnelson jnelson is offline
Newbie
 
Join Date: Oct 2004
Location: Las Vegas NV
Posts: 14
Business Insurance

You want business insurance, and the colocation facility is an additonal leased location.
ANY business insurance agency should be able to help you.

If your primary office is out of your home, then your home is the primary location.

You should expect to pay by the YEAR not the month. Generally any place that you rent any physical space from will require the insurance, whether its an office or a colo.

You can avoid this by leasing servers. Once you have the colo listed as an additional insured location the ins co. will send a certificate of insurance every year or will notify the colo if you cancel or are cancelled.

I can't belive that an agent didn't know what general liability insurance was.

Also you can obtain coverage on your servers and other busines equipment if you want in the same policy.

Reply

Related posts from TheWhir.com
Title Type Date Posted
Nominet Pilot Program Hopes to Help SMBs Combat Cyber Threats with Support, Advice Web Hosting News 2014-02-07 15:12:39
Know When to Hold Them, When to Fold Them: HR and Employees Blog 2013-12-20 15:39:56
MSPAlliance Launches Cloud Services Insurance Program Web Hosting News 2013-04-24 10:49:38
Web Hosts, IT Services Featured in Deloitte Technology Fast 500 Companies Web Hosting News 2012-11-19 15:34:51
Are You Already Hosting the Next Megaupload? with David Snead - HostingCon 2012 Web Hosting News 2012-07-16 14:51:49


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes
Postbit Selector

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off

Forum Jump
Login:
Log in with your username and password
Username:
Password:



Forgot Password?
Advertisement:
Web Hosting News:



 

X

Welcome to WebHostingTalk.com

Create your username to jump into the discussion!

WebHostingTalk.com is the largest, most influentual web hosting community on the Internet. Join us by filling in the form below.


(4 digit year)

Already a member?