Looking for an e-commerce hosting/shopping cart all in one ..
Hello. I am looking to start a website for my vitamin company and plan to sell vitamins online. I have a good website back end experience and am looking for an all in one solution. So far I have come up with Yahoo's merchant solutions.
I am looking for a cheaper and/or better solution. I'm not very fond of Yahoo but it seems to offer what I'm looking for. I am located in NY and do not expect a heavy load especially at first but would like it to be able to handle large loads down the road. I plan on using a template from templatemonster.com
Please help, any advice is appreciated. thank you.
Yahoo can be good for some but they are going to charge you on top of what the merchant account processor charges you. Take a look at some of your competitors. Can you charge the same amount or even less and still make a decent profit? If not - then it would be time to consider other alternatives.
Yahoo can be great for some people. We have had a few merchants with them and some of them overseas. Yahoo has worked with me actually when my merchant asked me to contact them. I was really amazed that they would do that.
Consider this - what do you need the cart to do: i.e. affiliates, connect to USPS, UPS, etc to give a more accurate shipping quote, etc?
Originally posted by kms555 you can find shopping cart for free online liks oscommerce and choose a payment gateway like paypal.
In E-Commerce, PayPal alone does not fit the bill. It is also not a "Payment Gateway." Its a 3rd party payment processor. Some people dont want anything to do with paypal. They want to deal directly with one person on thier purchase.
If you were to go the free shopping cart route, you will need an SSL Cert on your site, and an Internet Merchant Account. Yahoo makes it seem all nice, by combining everything into a monthly fee, but overall it is much more expensive.
What all are you looking to have your shopping cart do? If you have set shipping fees in mind, you can go with OS Commcerce, web hosting, and an SSL Cert. Youll recieve notification by e-mail when orders arrive, and it will keep all customer orders in a databse. There are also other "free carts" like CubeCart, and ZenCart.
Originally posted by aci-john If you were to go the free shopping cart route, you will need an SSL Cert on your site, and an Internet Merchant Account. Yahoo makes it seem all nice, by combining everything into a monthly fee, but overall it is much more expensive.
What is the cost of performing script upgrades, making sure all the components of your site work well together, etc?
You end up writing a bigger check to Yahoo each month, but for many, they value Yahoo provides is worth it.
I don't think it's prudent to base e-commerce decisions on price alone.
I'm sorry for responding so late, I was out of town for the weekend.
Thanks for all the responses.
I'm not exactly sure what I need from the cart..UPS would be nice..email notification..I mainly need to be able to receive credit card payments online. Yahoo is giving me everything minus the merchant account in one shot.
aci-john, I agree, I am not looking to go with Paypal. I will try and find web hosting that has oscommerce included, or I will just download it and install it myself. Thanks for that idea. Where can I get an SSL cert and what is the best place to get a merchant account? 2CO? Authorize.net?
As far as the SSL, it all depends on your hosting company. Some of them will allow you to create the CSR. If so, then check out the prices for SSL cert at www.ev1servers.net.
I am assuming you are in the United States since Paymentech can only open accounts for US based businesses. 2CO is not really a merchant account. They are actually reselling your services / products. If you are going to be doing more than $1,000 a month, consider a merchant account. It would be cheaper in the long run.
And then you can also decide on the electronic payment gateway (Verisign's Payflow, LinkPoint, Authorizenet.com, etc).
And consider Paypal in conjunction with a merchant account.
Paymentech is a Merchant Account Provider (MAP). Yahoo provides the electronic payment gateway and they use First Data as the transaction processor. Yahoo will tell you that you can only use Paymentech a lot of times, but that is not true. You can use any MAP that is compatible with the First Data Services Nashville platform (which is quite a few of the larger MAPs.
Keep in mind though, that Yahoo will charge a percentage as well on top of what the MAP will charge you.
If you are planing on doing more than $1,000 a month, a merchant account / electronic payment gateway would probably be cheaper than 2CO.
All MAPs are not the same - the discount rate is different of course. Some of them charge 2.5% while some might charge less.
As far as recommending I really cannot due to the TOS, but I would recommend contact a few agents and talking to them. Ask them about all their different fees etc.
You should not need to pay a merchant application fee. Do your due diligence, look at the discount rate rate, transaction rate, etc of some different processors and see which ones might be better for you.
I shouldn't argue in Spacecoin's way, but you get a lot more then just a merchant account with Spacecoin.
You handle digital items, physical products, integrated shipping with UPS, custom shipping methods, bookkeeping information etc.
All you need to start selling online.
I do not need to - we have a merchant account, and everything else actually. Besides, 3.5% is a lot more than what we are getting charged and we are more than happy with the services that we get, why would we change? And on their site, it does not really state who the acquiring bank is which makes one think that it is a 3PP.
3PP is usually not cost effect for United States citizens
There are more payment gateways besides authorize.net and 2CO. Do a search on payment gateway companies. Alot of hosts may offer billing systems that you can incorporate your payment gateway into. Good luck in your search.
Originally posted by Christer99 Compared with 2checkout and others alike I think that they are very competitive;
- $0.45 per Sale
- 5.5% of Sale Amount
Paysat: (anyone got paid yet?!)
- $0.39 per sale
- 5.3% of sale amount
- $ 0 per sale
- 3.5% - 6% of sale amount depending on transaction value. (premium)
Sorry for my ignorance...
Someone earlier said that PayPal is not really a payment processor... and they in turn use another processor... but don`t these rates compare well with PayPal? And PayPal like Spacecoin provides services other than collecting payments right?
Paypal is basically a third party processor. They allow you to use their merchant account to accept credit cards. It all depends on what you want to do / when you are located / monthly volume.
Spacecoin is not even based in the United States so I would not recommend that company to any United States citizen. When dealing with processing money - it can be very tricky at times. And Paypal is much more established than Spacecoin. This site has only popped up because of a brand new member "promoting" it. Reminds me a lot of the 'ikobo days'
So in other words if you have very high volume it is cheaper to use a dedicated payment processor? I'm not very familiar with payment processors other than PayPal but I suppose they can be integrated much better to one's own website.
But their per sale charges and rates seemed rather high to me... are those fixed rates or do high volume sellers get better rates?
It all depends on your sales. Create a small spreadsheet with your average ticket / volume.
For example, let's say 40 transactions at $100. At 2.9% and $.30, you are looking to spend about $128.00. With a merchant account at 2.19% and other charges, you would spend about $133.00. So in that instance, Paypal is cheaper.
You do have some people who hate Paypal and you do have some that only have Paypal. So it depends on your market and a lot of other things. Usually for United States citizens, a combination of Paypal and a merchant account is pretty good.