Several men are in the locker room of a golf club, showering, getting changed for the 19th hole. When a cell phone on a bench rings, a man picks it up, engages the handsfree speaker function, and begins a conversation

(M=man, W=wife):

M: "Hello?"

W: "Honey, it's me. Are you at the club?"
M: "Yes."
W: "Great! I am at the mall two blocks from where you are. I just saw a
beautiful leather coat. It's absolutely gorgeous! Can I buy it?"
M: "What's the price?"
W: "Only $1,000."
M: "Well, OK, go ahead and get it, if you like it that much."
W: "Ahhh, and I also stopped by the Mercedes dealership and saw the 2005
models. I saw one I really liked. I spoke with the salesman, and he gave
me a really good price...and since we need to exchange the BMW that we
bought last year..."
M: "What price did he quote you?"
W: "Only $60,000."
M: "OK, but for that price I want it with all the options."
W: "Great! But before we hang up, something else..."
M: "What?"
W: " I stopped by the real estate agent this morning and saw the house
we looked at last year. It's for sale! Remember? The one with a pool,
EnglishGarden, acre of park area, beachfront property."
M: "How much are they asking?"
W: "Only $450,000 - a magnificent price. It may seem like a lot, but I
was reconciling your bank account...and I see that we have enough in the
bank to cover the down."
M: "Well, then go ahead and buy it, but just bid up to $420,000. OK?"
W: "OK, sweetie...Thanks! I'll see you later! I love you!!!"
M: "Bye...I love you too..."

The man hangs up and closes the phone's flap. The other men are looking
at him in astonishment. The man holds up the phone and asks: "Anyone know who this phone belongs to?"