The problem with echecks - with credit cards you know you are getting the money. With a check, it is just like accepting a check. So that echeck could potentially come back as NSF or stopped payment - after you have sent the product.
So you might want to hold onto the product for a few days to verify the check has cleared. You do not have the risk of the chargeback because this is ACH (and governed by NACHA in the United States) and not Visa / Mastercard
Originally posted by Francisco I am wondering, if I ever sign up with Authorize.net eCheck service, is there any liabilities like when you process credit cards to have a chargeback done?
I ask for the Front/Back of the CC in order to process the credit card and confirm that the order is legit, how would the process be for eChecks to reduce the liability (if any)?
if you are going to provide a service like hosting [except domain registration] that can be recoverable if the e-check failed then you can but according to my experiences, dont provide the goods unless check cleared.