Annual Percentage Rate for Advances 21.25%
Delinquency Rate* 24.75
Is that good? Iplan to make a $5000 purchase with it.
Also, if I make my payment on time and its for the minimum or more, I dont have to worry about the delinquency rate right? And the APR will be 21.25% of $5000 after 1 year right? (meaning making minimum payments for a year and I pay it off in that 1 year, I will be paying 21% more than $5000? right?)