All I want to do is be able to accept credit cards online...
and I've read for several hours and I'm still not entirely sure what to do.
I want on my side:
-The ability to 100% customize and integrate it in to my site
-I should be able to customize and integrate (and host on my own server) when somebody is paying, so at the end it says thank you for your _____ purchace for $__.
-I should also be able to customize and integrate a system where the user can look up how much they've paid, and what their plan is etc.
-Accept all the usual good stuff. I guess whatever verisign can accept if I buy the Payflow Pro. (accepting paypal is a plus)
On the other side I would like:
Buyer Authentication and Fraud Protection Services... cause I don't wanna end up coughing up money just because some idiot tries to use a false creditcard on my site and succeeds.
How do I do this???
And preferably how for the least amount of money...
Can I just... buy a verisign online payflow pro account, and then pay for some online shopping thingy like: http://www.portline.com/
... And what's the difference between "E-Commerce and Web Server" and Shopping Cart integration... if E-commerce means I can do shopping cart integration for my hosted customers as well that'd be worth paying for..
1. You need a shopping cart, there are countless alternatives , both free and commercial ones
2. You need a merchant account
3. You need a payment gateway, like payflow pro, Authorize.net and countless others.
4. Your choosen shopping cart software should have a ready made module for your choosen gateway, or you should have a technical person on hand to do the integration for you.
You can always use Paypal too, but reagrding Paypal your customers will be sendt away from your webpages to do the actual payment on Paypals servers, and then when the payments are done they are then sent back to your site again.
About merchant accounts that depends heavily about from where you are located.
Basically World Wide:
Includes their own payment gateway , can be fully integrated into your site.
These tre can provide merchant account and payment gateway.
Authorize.net , and their countless ressellers
Linkpoint.com and their countless ressellers
They can all assist you with both a merchant account and a payment gateway
Othervise there is also the option of contacting your local business bank and accuire a merchant account with them. They will then also have information on which payment gateways are compatible with their set up.