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  1. #1
    Join Date
    Jun 2004
    Location
    New Zealand
    Posts
    209

    about freeauthnet.com

    Has anyone used?

    http://freeauthnet.com/

    Before?

  2. #2
    Join Date
    Aug 2003
    Location
    Chesapeake, VA
    Posts
    3,379
    I have heard of them. I believe they were among the first to offer Authorize.Net gateway setups for free. (There are now quite a few merchant processors that do that.)

    It looks like they are agents for USMS and also are ISO's with Bridgeview Bank & Trust, who merged with NPC about a year or so ago.

    A few items that you may want to ask them about, which I could not find the answers to on their Web site, are:
    - Is there a Monthly Minimum that applies?
    - Is there any Annual Fee of any kind?
    - Is there any Minimum Contract / Early Termination Fee?
    - Is there any AVS or Batch Header fee?
    - What requirements are there to obtain the lowest Qualified Rate?
    - What would cause a transaction to become a Mid or Non-Qualified sale and what would the total rates be for those?
    - What are the costs for Chargebacks/Retrievals?
    - How are risk issues & chargebacks handled?
    - What options are available (and at what cost) for additional fraud prevention/detection? (outside of AVS/CVV which is standard for all U.S. merchant accounts)

    Hope that info is helpful and best of luck with your search!
    CDGcommerce.com - Trusted Merchant Account Solutions since 1998
    Many thousands of successful, growing businesses benefit from our expertise every day. You can, too!
    We help merchants to eliminate gateway costs, reduce & mitigate fraud and achieve streamlined PCI compliance.
    Learn more today at http://www.cdgcommerce.com - we look forward to helping your business grow!

  3. #3
    Their rates seem competitive but if you are going to be using recurring billing, you might consider a gateway like Linkpoint that does not charge anything for recurring billing.

    I used authorize.net in the very beginning and found it to be a pain. I would not use that gateway ever again. Plus it was down so many times last year I lost way too many sales.

    Look for a contract to help gaurantee rates for a certain amount of time. Some acquiring banks want three years if you go directly to them. Three years might be a long time if you are not happy with them. Wells fargo is usually one of the ones that require a three-year commitment. If they say it is waived, make sure it is in writing. Otherwise, it will not matter.

    If you are not doing at least $1,000 a month, you might look into a third party system instead. A lot of processors require a monthly minimum, but your monthly volume being $1,000 usually meets that minimum, depending on the discount rate. Check to see if the transaction rates also are factored into the minimum. Some do and some do not.

  4. #4
    Join Date
    Aug 2003
    Location
    Chesapeake, VA
    Posts
    3,379
    TheTopGuy makes a good point on the recurring side.

    Gateways like eProcessingNetwork, iTransact, Paradata & Linkpoint all offer recurring billing built in - depending on what reseller you obtain it through.

    However, if you are using a 3rd party software application that handles the recurring billing - then you do not need a payment gateway w/ recurring billing... in that the automated re-billings are handled by the software instead of the gateway.

    In terms of Authorize.Net's reliability - there was a string of massive DDoS attacks last year that went from one gateway to another. Authorize.Net was down for intervals of time but quickly adapted to the attacks and at this point, they have not been down since.

    The same thing happened to every other gateway that was targeted by that extortion group. WorldPay, Plug-n-Pay, 2Checkout, iTransact and many others including major e-tailers that were hit and taken down (briefly) despite having incredible robust infrastructures in place.
    CDGcommerce.com - Trusted Merchant Account Solutions since 1998
    Many thousands of successful, growing businesses benefit from our expertise every day. You can, too!
    We help merchants to eliminate gateway costs, reduce & mitigate fraud and achieve streamlined PCI compliance.
    Learn more today at http://www.cdgcommerce.com - we look forward to helping your business grow!

  5. #5
    does WHMAUTOPILOT handle recurring billing ?

    thank you

  6. #6
    Join Date
    Aug 2003
    Location
    Chesapeake, VA
    Posts
    3,379
    Yes, you can setup recurring billings with WHMAutopilot.
    CDGcommerce.com - Trusted Merchant Account Solutions since 1998
    Many thousands of successful, growing businesses benefit from our expertise every day. You can, too!
    We help merchants to eliminate gateway costs, reduce & mitigate fraud and achieve streamlined PCI compliance.
    Learn more today at http://www.cdgcommerce.com - we look forward to helping your business grow!

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