anyone know the Best Payment gateway/merchant service for OsCommerce?
Does anyone know of a popular, reputable and cheap payment gateway/merchant account provider. They would need to be able to work with OsCommerce (like authorize.net).
There are so many shady companies out there and many hidden charges, i am sure there is but a few popular ones that people use the most for OsCommerce and have very low rates. If you are a merchant or provider dont bother replying to this thread since i need an unbiased users expirience.
It also depends on what you might be selling. Authorizenet.com will not accept some type of products / services - mainly high risk.
Other gateways in the US are LinkPoint and Verisign's Payflow. Most merchant account providers (MAPs) will actually work with a number of different gateways.
Depending on what you might need, Payflow is good with it's fraud protection. LinkPoint does not charge anything extra on the transactions or have an extra charge on recurring billing. They all three offer an API to capture and process credit card transactions on your secure website to help maintain consistency.
You might also consider Paypal in conjunction with a merchant account.
There are a lot of things to look for in a merchant account provider, once you decide which gateway you'd like to move forward with.
There are some other threads here covering those kinds of things but you'll want to ask about any setup fees, total monthly costs, monthly minimums, annual fees, minimum contract length and any early termination fees as well as ask about how risk issues, customer service and chargebacks are handled.
Best of luck with your search and hope that info is helpful!
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Actually Paypal is not a gateway nor a merchant account. It is a third party processor. If you do process anough enough business, Paypal might actually help you set up a merchant account though - but primarily their marketing / business plan has been for third party processing