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  1. #1

    Merchant Card Services

    Hello

    Question 1
    We are looking for a Merchant Card Services Company. Are there any websites that you know of comparing the major service providers, and who would you recomend? We would like to create our own cart system, I know some companies will not let you use anything other then their cart system.

    Question 2
    Is there a resource site for the creation of cart systems? The main thing we need to know is how to transfer the information to the MCS server.

    Thanks
    Richie Schut

  2. #2
    Join Date
    Jul 2003
    Location
    Castle Pines, CO
    Posts
    7,189
    Most comparison websites mainly push their own products actually. It also depends on what country you are located in.

    As far as the cart - what functions are you looking for?

  3. #3
    We have used most major open source cart systems and found them lacking in a number of ways. Mostly we want to make our own cart because we will have more customization options and be able to make the cart look like its part of the website, rather then something created by someone else.

    Also each of our clients wants different features, some need something simple while others want more advanced options. I really think creating a custom cart system is the way for us to go.

    Thanks
    Richie Schut

  4. #4
    Join Date
    Jul 2003
    Location
    Castle Pines, CO
    Posts
    7,189
    I totally agree. That is why we decided to build our own & customize it every time someone needed it. Just a lot easier in the long run.

  5. #5
    Would you be interested in sharing the code for your cart? Do you have it live any where that I can view.

    Thanks
    Richie Schut

  6. #6
    Join Date
    Jul 2003
    Location
    Castle Pines, CO
    Posts
    7,189
    To answer your question, most people work on PHP I have noticed. We usually tend to work on things in ASP - just easier for us

  7. #7
    Join Date
    Aug 2003
    Location
    Chesapeake, VA
    Posts
    3,379
    Hi Richie,

    Regarding your first question - most merchant account providers should be able to give you the flexibility to use whatever shopping cart you want as they typically will supply just the merchant account & payment gateway part of the solution.

    There are a lot of considerations to keep in mind when selecting a merchant account provider. Here is a short list of questions to ask when interviewing any merchant processor:
    * Expertise of the MAP with respect to Internet Processing
    * List of Payment Gateway Options supported by the MAP
    * What Total Setup / Monthly / Transaction Costs apply?
    * Monthly Minimums - are there any and how much?
    * Annual Fee - is there any annual fee?
    * Early Termination fee - is there any termination fee or minimum contract length?
    * Fraud Scrubbing & Detection - is this included in the service? If not, what options are available?
    * Chargeback Processing - how is this handled?
    * Risk Management - get as many specifics as possible on how risk issues are handled with examples if possible.

    Regarding your second question, here are a few links that I found that might be useful:
    http://webmonkey.wired.com/webmonkey...tw=programming
    http://techrepublic.com.com/5100-105...62732-1-1.html
    http://authors.aspalliance.com/glenn...oppingcart.asp

    The main thing to keep in mind with any shopping cart system is to build the session control engine that tracks user sessions.

    You will also need to determine whether you want an HTML-driven or database-driven shopping cart system.

    Once those parts are done, you need to have a means of handling the order processing with the gateway(s) that you will be using and to store the order information and generate the necessary reports.

    I think that the best analogy for the development of a custom cart would be this - it takes 10% of the time to get it 90% developed... and 90% of the time to perfect and fine tune the last 10%.
    CDGcommerce.com - Trusted Merchant Account Solutions since 1998
    Many thousands of successful, growing businesses benefit from our expertise every day. You can, too!
    We help merchants to eliminate gateway costs, reduce & mitigate fraud and achieve streamlined PCI compliance.
    Learn more today at http://www.cdgcommerce.com - we look forward to helping your business grow!

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