I am from Germany and need a merchant account. I found Worldpay but it is not really a merchant account and especially they keep the money for 4 weeks which is something that I am not at all comfortable about.
I found one company that offers merchant account but that company had totally wicked fees like $0.5 per transaction + 5.5%. That is not acceptable especially since I have to process low value payments ($3).
Is there any merchant account available for companies in Europe that do not charge you an arm and a leg, give you the money immediately and make it look like you are processing the credit card payment yourself ?