looking for 1 company that does multiple merchants
(I hope I can explain this well)
I am looking to accept:
(4)etc...(all the popular ones)
I do not want to spend alot of time programming all these different types, and having to deal with them all.... I am looking for a company that acts as a sorta middle man.... 1 company that gives me 1 piece of code that lets me accept multiple types of payments....
The only one I found so far is ibanxx.com....
Does anyone know what I am talking about? If so are there other companies like them out there? I want more than one choice....
If you use cart software you can integrate any or all of the ones you like. That is going to be your best option. I don't think there is anyone that provides any other form of integration of such payment gateways. There isn't any coding needed for most all cart software applications.
osCommerce is a great solution for your mutliple payment solution needs. All you have to do is download some packages and enable the packages in the admin panels and you're set. Plus, it's open source so they're many people that will help you out.
If you are in the U.S., you could setup with an ACH processor and then disburse payments to customers via direct deposit. A company like AllianceACH could assist you with that, as one example.
The advantage to doing it that way is that you could present an electronic ACH batch file of the payouts and do it all at once and avoid the cost (and time) associated with mailing out checks.
The bigger challenge may be on the merchant account side since you would be basically doing a form of online gambling. Even though you can argue Bingo is pretty "harmless", it still falls into the same category if people are paying and then betting (in any form) for the purpose of winning money.
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I will have to look further into AllianceACH....
The question on weather or not my site is legal opens a whole other can of worms I have been questioning for years now.... Currently as I understand it Bingo is NOT considered gambling in the U.S. But most states you need a license.... That is why I am redoing things now for a re-opening.... I was using PAYPAL, but I didn't want to get cut-off - This is why I am looking for a whole new method of legally sending and receiving payments....
So I guess my question to all is this....
(1)I need a merchant company that will let me accept as many payment type as possible even though I am a bingo site....(CC, firepay, etc.)
(2)I need a company that will help me pay winnings back to the customer even though I am a bingo site
(3)OT: I need a tomcat 5 jsp server located in arizona, canada, or somewhere I am least likely to encounter legal problems....