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04-30-2004, 11:48 AM #1Junior Guru Wannabe
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How to make payments to users out of PayPal? Or use other system?
Guys, hope you can help me out. I'm setting up a system that will allow users to sell songs at my site, but the problem is how I pay users back for those sales? I was hoping I could use PayPal and just use some OnLine system to send money, using my PayPal-Mastercard for the payments. I tried Western-Union, but they require me an USA address, and I don't have, and my Mastercard is USA based with Canadian Address, messy, I know. But it was PayPal that setup like that, so I can't use WU this way.
Maybe other system?
Any help is apreciated.
Best Regards, WilliamK
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04-30-2004, 11:55 AM #2Texan at Heart
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These users - are the affiliates? Or are you having them upload the songs & then you sell them via your merchant account or paypal account?
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04-30-2004, 12:32 PM #3Junior Guru Wannabe
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Thanks. They will be users that upload the songs and sell using MY PayPal account. I can't have a Merchant account since I don't have a company / bank account.
Wk
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04-30-2004, 01:01 PM #4Texan at Heart
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So you are using an aggregator to factor transactions? And then you want to pay the people that uploaded the songs a portion of the money - and they might not have a Paypal account?
Have you checked out Stormpay or Ikobo?
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04-30-2004, 01:06 PM #5Junior Guru Wannabe
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That's great, thanks a lot, Ikobo sounds the best solution for me right now. Since I can use my PayPal-Mastercard to pay members. Sweeeat. Thanks a lot buddy.
Best Regards, WilliamK
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04-30-2004, 01:15 PM #6Junior Guru Wannabe
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Yeah, http://www.ikobo.com does sounds like the BEST option for me right now. Guys, one thing, would it be safe to just use iKobo instead of PayPal for sales too? Is that a safe company to work with? If so, it would be good to me, since I can put correct address now (I just moved to another country and I can't change my PayPal account, sight) and get a new Visa-Electron card to withdraw funds...
Any idea on how long it would take for me to receive my first Visa card so I can start using the money? Maybe I should stick with PayPal, open an iKobo account, send money to me just to get the card, and after that start using non-stop?
Any help and info is apreciated about this iKobo company, thanks.
Best Regards, WilliamK
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04-30-2004, 01:38 PM #7Texan at Heart
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There have been a lot of spammers on the boards about the above company. No one will ever answer us about a site that actually uses them for e-commerce - it seems that the spammers prefer the company for P2P operations.
I know that CDG has used them in the past for P2P - so it might be best to use them for that & stay with Paypal
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04-30-2004, 02:32 PM #8Junior Guru Wannabe
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Thanks Corey, but I don't get what you mean, and why I shouldn't use it for sales. Could you help me out a bit more? I will sure apreciate...
Best Regards, WilliamK
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04-30-2004, 02:36 PM #9Texan at Heart
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The only reason I am saying that - I do not trust them. If you do a search for the word above on this forum - you will see a lot of spammers (unless they have been erased). I could never get to see one website in which used their services for e-commerce.
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04-30-2004, 02:39 PM #10Junior Guru Wannabe
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Ahhh, I understand. Maybe I could "try" and see if it works...?
Wk
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04-30-2004, 02:41 PM #11Junior Guru Wannabe
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I just noticed one thing, this Merchant option is NEW. Maybe that's why there is not much sites using yet?
Wk
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04-30-2004, 03:03 PM #12Texan at Heart
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More than likely. I think that I did find one site using their services. I'lll be back in a few if I can find it
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04-30-2004, 03:10 PM #13Texan at Heart
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Here is the site: http://www.castlemelody.com/
I also sent you a PM re: a lengthy thread in another forum.
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04-30-2004, 03:36 PM #14Junior Guru Wannabe
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Thanks Corey, I just read the posts. And yes, those guys looks strange, I will stick with PayPal until I can clear if this is going to work or not... PayPal is great for me. The only problem right now is this: I got a Canadian Account, but I had to move back to Brazil. As I see, PayPal doesn't allow you to do that, they ask you to open a new account. Here in Brazil they don't give the Mastercard to withdraw money, and there is no option to use the bank. I don't know how long they will let me use the Mastercard here before they block it for good. :-( And I'm afraid to ask, so they see that I'm no longer in Canada. I'm not doing anything bad, sales are ok, no chargebacks. But I wonder if there is a way to solve this problem. And the other problem is how I will pay members on the site from my PayPal account. Looks like that the other guys, StormPay would work best?
Anyway, I will deal with that soon.
Any idea on how iKobe limits works for Merchants? I can't find any info on the site. Another reason to stay away for now, lack of information.... :-\
Best Regards, WilliamK
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04-30-2004, 03:54 PM #15Texan at Heart
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There is a lot of paperwork that you have to send into ikobo, etc. I think the limit is something like $200.
It sounds like it would be easier if you set up a multi-store & allowed people to purchase the music from each individual seller. And then you charge each seller a monthly fee. This way - each seller has his/her own Paypal account and you do not have to worry about it.
Yes - I know a lot about how the banking system is down there. That is actually the place (Bank of Peru) has called us to help possibly distribute our cards.
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04-30-2004, 04:37 PM #16Junior Guru Wannabe
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Hummm, not to be a pain in the back, but Corey, I see that you work for a sort of competidor of iKobo... ;-)
Anyway, here is a question for you. I got a Canadian bank account with RoyalBank. Maybe it would be best if I just get my own Merchant account?
Wk
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04-30-2004, 04:57 PM #17Texan at Heart
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Well one of my companies does but we do not market it to the public. It is marketed to the healthcare industry / human resources. It is not available to the general publis - helps to keep fraud down a lot
Well with a Canadian account - you are probably better off - check out mypasystems or psigate. They will probably want an address - hopefully you have one in Canada?
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04-30-2004, 06:35 PM #18Junior Guru Wannabe
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I just found a serious thread about iKobe, from an user that has almost 4k posts.
http://www.sitepoint.com/forums/show...hreadid=115331
iKobe looks serious to me now. Its sad that so many people bad-mouth those guys. :-\
There are only a few problems now. I would need to FAX an Utility-Bill to those guys, but since I just moved I don't have anything yet. :-( Looks like I will have to use those guys latter, not now...
Wk
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04-30-2004, 06:58 PM #19Texan at Heart
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Yes - you do need a lot. I missed that thread - probably because of the title. I ignore most of them these days
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04-30-2004, 07:33 PM #20Junior Guru Wannabe
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Another thing that is getting me the nerves... people state that they got only 2.000U$ a month limit, that's not enought. So I wonder, what they will ask if I need more? :-\
Maybe I should first look for something to replace PayPal and after that I deal with the users money. But what should I start with?
Corey, do you guys offer any service for people like me? I'm in Brazil btw. The site is www.Wusik.com
Wk
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04-30-2004, 10:00 PM #21Texan at Heart
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Unfortunately we do not at this time. The Bank of Peru wants to help start up a division of that type of company but I have been putting it off - just because of the liability issues.
I would think of setting of a multi-store cart, telling the sellers that must be responsible for their own processing & then charge them a monthly rental fee.
This way - if the merchant is in the US, he might opt for a merchant account, third party, etc. If they are in the UK, they can opt for World Pay, etc.
This keeps the liability down for you tremendously.
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05-01-2004, 08:59 AM #22Junior Guru Wannabe
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Hummm, bad news about iKobo. They offer several things, and now that I created an account, most features are with a message "comming soon" :-\ Humpf... they offer subscriptions, but this is not implemented yet. So why they -offer- it?!
Bad iKobo, bad...
Wk
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05-01-2004, 09:56 AM #23Texan at Heart
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I had not heard that one before - another thread now to add to my lists about the negative things with their company