Drop by a college computer store. Pretend to be a student and buy the student version (same as retail, but not upgradeable). Student price is around 25% of retail price. You may as well spring for Macromedia Studio MX 2004 - retails for $900+, going for $199 at NYU computer store. Say you forgot to bring your student ID.
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Well...pretending your a student when your not is kind of, well, wrong.
Besides, you are not allowed to use it for commercial reasons, and I think all files (at least the graphic programs) have a little notice put on them saying not for commercial use or something like that.