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Thread: Business Checking
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03-30-2004, 05:07 PM #1Web Hosting Master
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Business Checking
What is a good bank to get a business checking account in the US? I live in PA.
I would love to get a free business checking account, what is a good bank.
I saw Wachovia offers free small business checking, are they any good?Golden Globe Hosting | It's Time To Get Online.
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03-30-2004, 05:09 PM #2Web Hosting Master
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I use Wells Fargo for my business checking. I'm pretty sure they are a national chain of banks.
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03-30-2004, 06:36 PM #3WHT Addict
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Wells Fargo got me my business bank account when I began. I havent had any problems with the account. Just be sure to look elsewhere for merchant accounts. The lady who signed me up even waived the fees forever because she liked me/the business plan. Whichever it was, I didnt care!
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03-30-2004, 06:38 PM #4Web Hosting Master
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03-30-2004, 11:17 PM #5Web Hosting Master
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Greetings fellow Pennsylvanian:
Call your local chamber of commerce. They often have business start up guides.
You may also want to call your local (geographic local) state representative; they often have start up guides for starting a business in your state.
Both guides often have sections on business banking.
Thank you.
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03-30-2004, 11:29 PM #6Web Hosting Guru
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I always like your local credit union. Free, plus you get interest on your accounts.
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03-30-2004, 11:41 PM #7Junior Guru Wannabe
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Originally posted by DoMeric
I always like your local credit union. Free, plus you get interest on your accounts.
But other that once you're in good with the CU you can do anything
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03-31-2004, 12:00 AM #8Aspiring Evangelist
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Bank of America if there is one near you
Jamie
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04-19-2004, 11:10 AM #9Junior Guru Wannabe
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Charter One Bank offers a business account called "TBC Totally Free". They have a presence in PA
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04-19-2004, 11:30 AM #10Junior Guru
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Bank of America just merged with a big east coast bank. They are really good, and have awesome online features. I have been using them for quite a few years.
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04-19-2004, 11:42 AM #11Web Hosting Evangelist
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usually its the bank closest to my office. If you find one that is great to deal with please let me know. I have used Wells Fargo and Bank of America and havn't been impressed with either. The only benefit of Wells Fargo has been that because I have done everything through them (personal, checking, merchant account) they occassionally give some sort of special when you sign up something knew. But customer service is only okay.
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04-19-2004, 03:02 PM #12Web Hosting Guru
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If you've heard of them: Fifth Third Bank
I'm really not suggesting them. They are the largest super-regional bank, I believe. Their policies are enforeced annoyingly to a point and they like to charge misc service charges. We have an account with them on "totally free checking" with some money management services (ACH, accurately), though we have never been charged the same amount for the service. Their representatives have never been able to give our CFO a clear reason on why we have been charged. When the time is right, we will be moving away.
Bank of America has been good for one of my personal credit cards, not a problem so far--I don't know for business banking, though.
We'll probably go to open an account with Bank of America, Bank One, Wells Fargo, or Centurion. All of them seem to sound like good banks.
Richard
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04-19-2004, 04:19 PM #13WHT Addict
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Citizens Bank of Pennsylvania is great. They recently had an offer for no minimum balance of or any fees for that matter on Business Accounts. If you're small and also wish to have a business name DBA (Doing business as) they can adhere to your needs as well.
Best of luck.- Tim
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04-19-2004, 06:38 PM #14Junior Guru Wannabe
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[QUOTE]Originally posted by brevig
[B]If you've heard of them: Fifth Third Bank
... Their representatives have never been able to give our CFO a clear reason on why we have been charged. When the time is right, we will be moving away.
Precisely why I went with Key Bank.
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04-20-2004, 12:03 AM #15Newbie
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Not sure if you have Huntington Bank near you but their business products look very competitve in Michigan.
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04-20-2004, 10:54 AM #16Web Hosting Master
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Originally posted by Touchdown
Not sure if you have Huntington Bank near you but their business products look very competitve in Michigan.
I didn't have a single problem with them at all throughout the entire banking relationship.VOIPO - VoIP Telephone Service
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04-20-2004, 03:24 PM #17Web Hosting Guru
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Originally posted by AaronV
Precisely why I went with Key Bank.
Richard
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05-04-2004, 03:48 AM #18Web Hosting Master
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US Bank offers free business checking and even has incentives, cash back or points towards stuff. No minimum monthly balance (a plus!) but allows only 150 transactions monthly and .25 for additional?
Fidelity also has free small business checking, $100 minimum deposit to open, no minimum balance or maintenence fees, 150 transactions .25 for additional, free online bill pay etc etc.
Hope this info helps, I myself might go with US Bank.