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  #1  
Old 01-08-2004, 10:37 PM
coight coight is offline
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Australian Merchant Accounts


After just being on the phone with St George and being told they are "looking into it" in regards to USD processing we are after a international/australian merchant account that is non 3rd party. They must support USD processing

Thanks

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  #2  
Old 01-09-2004, 09:29 AM
Corey Bryant Corey Bryant is offline
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Just curious - do you have a business as well in the US & a bank account @ least?

  #3  
Old 01-09-2004, 03:23 PM
Darkfae Darkfae is offline
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Hi there, obviously I'm a first time poster, I just found your forum today but the above question is actually similiar to the one I have been trying to find out.

I just started up a web hosting company with a friend of mine in Australia (I'm in the US) and we will be catering to both US and Australian customers.

We were looking at using software from a company called Modernbill but they don't have a lot of detailed info on their site and it seems they never return there voicemail messages or troubletickets.

Does anyone know if they support multiple currencies. I would like to set it up so the reoccuring monthly billing can include AUD and USD.

Thanks in advance.

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  #4  
Old 01-09-2004, 03:27 PM
Corey Bryant Corey Bryant is offline
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Darkfae - there are a couple of thread with Modernbill - you might do a search or start a thread with Modernbill in the subject so people will see it.

but then again - if they do not return your call, is that a good thing? What happens when you are their client - does it get better or worse?

Most gateways supports multiple currencies. That is what you need to look for.

  #5  
Old 01-11-2004, 01:56 AM
coight coight is offline
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We are based in Australia, and registered as a business in Australia only. I have read a few threads regarding a company charging $1500USD and setting up a US Bank account and merchant account however the term trust does come into it.

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  #6  
Old 01-11-2004, 08:58 AM
Corey Bryant Corey Bryant is offline
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Setting up a merchant account should never be that much - that's for sure. Maybe a couple of hundred dollars but $1,500 is way too much.

And yes, you do want to trust them. That is imperative. Afterall, it is your money.

You might want to review Paysystems & see what they can offer you. A US merchant account can be obtained with an SSN but you do at least needa US business address / checking account. And then your discount rate is about 3.32% & there is a delay of about 5 days in getting your money since there is no social security number.

  #7  
Old 01-11-2004, 11:01 AM
cdgcommerce cdgcommerce is offline
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What is the 3.32% and 5-day delay that you are referring to?

I assume you are describing your own merchant program with CSI since it is up to each individual merchant processor what their terms and conditions are for merchant accounts w/o a U.S. signer.
(i.e. the rates may be lower or higher for some, others may not have any increase funding time it all, it may be acceptable or entirely non-acceptable to some banks)

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  #8  
Old 01-11-2004, 11:19 AM
Corey Bryant Corey Bryant is offline
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Not necessarily. Just a few that I have checked out recently. But of course every processor is different.

I would recommend Paysystems though for someone outside the US with no US presence at this time.

  #9  
Old 01-11-2004, 06:29 PM
Vox Hosting Vox Hosting is offline
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www.GoDaddy.com is offering international merchant accounts now and I believe they process USD.

  #10  
Old 01-12-2004, 10:07 PM
coight coight is offline
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Interesting thanks, don't know about 5.5% though

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  #11  
Old 01-12-2004, 10:44 PM
nextcloud nextcloud is offline
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Use WorldPay, for AUD and USD...
If your after an Australian based mechant account talk to your bank.

My understanding is that here in Australia Visa and Mastercard set down rules on what currency banks can chace funds from cards in.
That's why here in Australia we can only collect in AUD, as the banks themselves can't collect USD funds from a credit card.
That's my understanding a year ago when I got mine.

I do a lot of volume on my Aussie Merchant account and I got a great rate, after 5 months of paying 4.9%, now I pay less since I do more... work that out

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  #12  
Old 01-12-2004, 10:47 PM
coight coight is offline
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We use worldpay but modernbill does not work properly with it.

Heres an example: Bill has 5 invoice totalling $600 bill pays a $10 invoice all of Bills invoices are marked as paid. We have tried since 6 months ago to get Modernbill to fix the issue

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  #13  
Old 01-12-2004, 11:03 PM
Techark Techark is offline
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RIght now there is no one in OZ that does USD. I have checked them all. National has a plan they have been trying to get off the ground forever but it is still not a full go.
It is also expensive to set up, about $3k and discount rate of about 5% plus they want a min of half mil per year processing.

We use Commonwealth and pay 1.8% discount rate, we charge in USD but process in AUD we do a cenversion each day before we run the batch from USD to AUD.

We tell our customers up front that they will see a small difference each month but promise at no time will it be more than the USD price they were quoted. So someone paying $20.00 US may get charged $19.96 one month and $19.94 the next. So far none of our customers have a problem with it those that want it exact we offer pay pal as an option.

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  #14  
Old 01-12-2004, 11:40 PM
Aussie Bob Aussie Bob is offline
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Don't we aussies wished we locked in our plan rates at the aussie dollar when it was around $0.52 ?

Then again, our USA clients would notice their cost getting more by the month. heh.

We bill in US dollars, as nearly all our clients come from the USA. Paysystems is far from perfect, but it's doing the job so far . . .

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  #15  
Old 01-13-2004, 12:08 AM
nextcloud nextcloud is offline
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20% of my revenue is collected in USD.
This has been droping off since the dollar is getting stronger, we're going to start billing in AUD for everything! Go the aussie dollar!

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