Results 1 to 13 of 13
  1. #1

    Question about the most appropriate web hosting service from a total noob

    I have been doing research on web hosting providers for my online business and am a little overwhelmed with all the services available. I am hoping that I can receive some advice from people who have experience in the industry.

    Some details:
    (1)Budget is about $100/month
    (2)Will be dealing with sensitive information like bank account numbers (Have done some research on SSL certificates, any recommendations would be appreciated)
    (3)It's a startup so there are no users yet but need to be able to scale resources
    (4)Uptime is incredibly important
    (5)No video streaming or other large files are downloaded from my website


    So based on my details, what are some recommended web hosting services for my particular business. If you have a service provider that you think fits my needs then please let me know so I can check them out. I have been looking at cloud hosting which sounds great but how do I determine the costs? One of my competitors uses Rackspace as their service provider. Any feedback would be greatly appreciated.

    If you need more details then please ask. Thanks again for any help.

  2. #2
    Join Date
    Jan 2010
    Location
    USA
    Posts
    2,148
    Check the laws regarding types of services allowed to accept bank account numbers (and other related sensitive information) to make sure the type of hosting solution is legal for that type of information. As far as I understand it, you would probably need a dedicated server but I am not a legal expert in the banking industry. The requirements for that type of information generally extend way beyond simply getting an SSL cert.
    No Support Linux Hosting Bargain cPanel Hosting Experts Only
    We IGNORE the support questions, and pass the SAVINGS on to YOU!
    We also ignore questions about VPS Hosting

  3. #3
    Join Date
    Dec 2011
    Location
    Surrey, BC
    Posts
    445
    If you will be storing sensitive financial information on your website or databases hosted on this server then you should look for a provider that is PCI compliant, with properly secured hosting environments. Of course an SSL certificate on the front-end of your site should also be installed. If you are new to managing a server or website you may also want to look into providers who offer a "managed hosting" service.

  4. #4
    Join Date
    Jul 2013
    Location
    US; UK/EU; Asia/Australia
    Posts
    893
    How much power do you need? You have set a high budget, you can get a whole server for that price / month.
    Will you be doing live bank transactions of sort or will just store bank information?
    SSL is a must, but not sure if enough. You might want to look into some disk encryption.

  5. #5
    Join Date
    Nov 2009
    Location
    /etc/my.cnf
    Posts
    10,041
    You'd likely need a dedicated server to be freed from the "shared environment" attempting to gain PCI whiles using shared hosting is useless.

  6. #6
    generally i recommend rimu hosting
    but:
    - You should not deal "directly" with sensitive data if you do not have a "dedicated department" for IT.
    - If you have a dedicated department for IT of one or more top notch specialist, then you will go through paperwork and be totally legally, professionally and ethically responsible for securing the receiving, storing, and handling of such data.
    - If there is an alternative - using a service like Skrill/Authorize/2CO - to handle this part for you, especially you're starting up and don't need overhead, unneeded legal liability... that will help your business at this phase a lot, and let you just focus on 'business' part of the work, not 'technical' part that can be outsourced with almost zero risk and zero liability.
    Good luck

  7. #7
    Join Date
    Dec 2012
    Location
    .ssh
    Posts
    976
    As others have said, the PCI compliance is very important, you need dedicated as there is certain rules.

    The main issue is going to be the database server part, but I highly recommend you look for a niche company that will help you out, the budget is not bad for it.

  8. #8
    Thank you for the help guys.

    I will be using authorize.net's payment gateway to handle transactions(deposits). I won't be recording any sensitive information when payments are made to me. My business is a game of skill where users can deposit money into their account and win cash prizes when they win games. I will have to record sensitive information for withdrawal requests and submitting tax documents if a user wins a certain amount of money for the year.

    Most of the responses I have received have recommended that I get a dedicated server. So assuming that I get a dedicated server, how much should I expect to pay? I am looking at Rackspace's website and they list two different products.

    One is a dedicated server:

    rackspace.com/managed-hosting/dedicated-servers

    The second is a managed cloud server(not sure if this is the same but the first seems pricey):

    rackspace.com/cloud/servers

    So should I be looking for something similar to the $499/month plan or the $103.66/month plan. I am just using Rackspace as an example to get an idea of what I should be looking for. If I am headed in the wrong direction then please correct me. They list a lot of products so it is a little confusing.

    Again thanks for the responses I have learned some new things.

  9. #9
    You do appear to be heading in the right direction.
    As you are starting out, a cloud server could be a great way to get started. (Or even stay on, they are generally easy to scale and load balance.)

    As you mentioned, rackspace is quite spendy. If you look around the forums you should be able to easily find similar services for a fraction of their prices.

  10. #10
    Join Date
    Feb 2006
    Location
    Kepler 62f
    Posts
    14,877
    You'll need a dedicated server for banking. and it's going to cost more than $100/monthly.
    Most are $200 average.
    || Need a good host?
    || See my Suggested Hosts List || Editorial: EIG/Site5/Arvixe/Hostgator Alternatives
    ||

  11. #11
    Join Date
    May 2013
    Location
    USA
    Posts
    928
    Quote Originally Posted by webhostingnewb View Post
    I have been doing research on web hosting providers for my online business and am a little overwhelmed with all the services available. I am hoping that I can receive some advice from people who have experience in the industry.

    Some details:
    (1)Budget is about $100/month
    (2)Will be dealing with sensitive information like bank account numbers (Have done some research on SSL certificates, any recommendations would be appreciated)
    (3)It's a startup so there are no users yet but need to be able to scale resources
    (4)Uptime is incredibly important
    (5)No video streaming or other large files are downloaded from my website


    So based on my details, what are some recommended web hosting services for my particular business. If you have a service provider that you think fits my needs then please let me know so I can check them out. I have been looking at cloud hosting which sounds great but how do I determine the costs? One of my competitors uses Rackspace as their service provider. Any feedback would be greatly appreciated.

    If you need more details then please ask. Thanks again for any help.
    If you're going to be storing information as sensitive as bank account information, then you ought to order system administration services from experts. Rack911 would be a good company to turn to. Offer management services, security audits, etc.
    ▄▀▄ Brian Harrison, Lead Engineer - Reprise Hosting (AS62838)
    ▄▀▄ Deals on cheap dedicated server hosting. IPMI included! Unmetered bandwidth.
    ▄▀▄ Website migration, 24/7/365 support, basic server setup, 15 day money back.
    ▄▀▄ Looking for DEALS on self-managed cheap VPS hosting? Visit VPSHostingDEAL.com

  12. #12
    I just want to be clear but would a private cloud be sufficient for my requirements or is a dedicated server the only option. From what I have been reading online, a private cloud sounds like a good option as well with the security it provides.

  13. #13
    Join Date
    Jan 2010
    Location
    USA
    Posts
    2,148
    Quote Originally Posted by webhostingnewb View Post
    I just want to be clear but would a private cloud be sufficient for my requirements or is a dedicated server the only option. From what I have been reading online, a private cloud sounds like a good option as well with the security it provides.
    It depends on what the law says about the storage of the type of sensitive information you will be collecting from users. If the law completely prohibits using anything that shares server resources, then a cloud (which is built on top of VPS technology) would be off limits. A dedicated server is the only way to satisfy certain laws. There may even be requirements regarding a dedicated network. You will need to investigate the legal requirements before looking into the technical requirements.
    No Support Linux Hosting Bargain cPanel Hosting Experts Only
    We IGNORE the support questions, and pass the SAVINGS on to YOU!
    We also ignore questions about VPS Hosting

Similar Threads

  1. Total Noob with Questions on Video Hosting
    By whirlyone in forum Web Hosting
    Replies: 16
    Last Post: 06-11-2012, 04:50 PM
  2. Total Noob need some guidance! VPS service used for proxys/ips
    By jessicahanna214 in forum VPS Hosting
    Replies: 2
    Last Post: 11-30-2010, 09:32 PM
  3. Total noob question about cpanel and RAM... forgive me.
    By ezinestein in forum VPS Hosting
    Replies: 3
    Last Post: 08-05-2007, 05:51 PM
  4. Total NOOB
    By Buddhasack in forum Dedicated Server
    Replies: 1
    Last Post: 05-01-2004, 09:31 PM
  5. Total nOOb..Please look anyway
    By southpaw333 in forum Web Hosting
    Replies: 13
    Last Post: 02-24-2003, 10:11 AM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •