Definitely a good idea to code the website. People who buy website designs generally do so because they can't make websites from scratch on their own. If you only sell the PSD, then you're eliminating anyone who'd otherwise want to buy the site, but can't code decent HTML.
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One suggestion, it would be nice to have a packaged cost. One who knows coding can opt for a PSD and the one who needs a complete bundle can opt for the coded version of PSD.
The package can still have more options for the customers, we could have them select what they want, to dig deeper, they can select the number of pages, if they would also require a Jquery sliding banner, contact form etc., and based on their selection the package price can be displayed.
This could help them understand what they pay for!
Coded website is more efficient ... half of the work of the customer will be done. at the consumer point of view coded website structure will increase your chance of selling you designs and will help to grow your business... Good Luck