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  1. #1
    Join Date
    May 2011
    Posts
    65

    best option to accpet credit cards.

    Hey,
    I operate a newly started web hosting company. The problem is, indian paypal users have restrictions on sending payments, so paypal is not really a good way for me to collect.

    Otherways like alertpay, moneybookers are not preferred.

    My clients did bank transfer, which takes a lot of time.

    best option I could figure out would be of credit/debit card payment. Whats the best way to set it up ?

  2. #2
    Join Date
    Jul 2010
    Location
    Singapore
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    775
    RBS World Bank ?
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  3. #3
    Join Date
    Apr 2004
    Location
    Florida
    Posts
    291
    Moneybookers has merchant services but they are expensive. A lot of merchant service providers are going to give you problems when receiving payments from India. Make sure to ask before you sign up!

  4. #4
    Join Date
    Apr 2001
    Location
    Paradise
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    11,868
    You can try with 2checkout too.
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  5. #5
    Join Date
    Jun 2010
    Location
    Grand Rapids, Mi
    Posts
    712
    Quote Originally Posted by Jedito View Post
    You can try with 2checkout too.
    You can try 2checkout, but we as a company (and myself personally) have been extremely dissatisfied.

    We had a single chargeback initiated (wrongfully) and 2CO closed our account and did not release our funds.

    As a result, they closed my personal account as well...
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  6. #6
    Join Date
    Mar 2007
    Location
    USA
    Posts
    4,904
    Not sure how it works exactly in India, but go to your bank and ask them about merchant services. You will get all the info you need from there.

  7. #7
    Join Date
    Mar 2010
    Location
    The Beach
    Posts
    3
    Quote Originally Posted by Noppix View Post
    Not sure how it works exactly in India, but go to your bank and ask them about merchant services. You will get all the info you need from there.
    A lot of banks offer merchant services, mine does, but they can only offer you a credit card terminal and that usually doesn't work to well for online payments.

  8. #8
    Join Date
    Mar 2007
    Location
    USA
    Posts
    4,904
    Quote Originally Posted by FLV Guy View Post
    A lot of banks offer merchant services, mine does, but they can only offer you a credit card terminal and that usually doesn't work to well for online payments.
    Terminal only? Perhaps by default. I can't imagine they not have a solution for a payment gateway or virtual terminal at the least.

  9. #9
    Join Date
    Jan 2011
    Posts
    660
    have you try 2checkout ?? meybe it will help your problem...!

  10. #10
    Join Date
    May 2011
    Posts
    65
    As stated by someone above for 2checkout, a single charge back and they closed the account. Now, common, thats so unfair!

  11. #11
    Join Date
    Sep 2010
    Location
    NL / US
    Posts
    57
    We use Barclays ePDQ system.

    It's regarded as the safest online payment system for Credit/Debit cards and commission fees are very reasonable (it depends on the card that is used to pay).
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  12. #12
    Join Date
    Feb 2010
    Location
    Jakarta
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    1,098
    few years ago, the company I worked for, used 2checkout and paypal to accept payments, and they also setup their own merchant with authorized.net to charge credit card directly.
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  13. #13
    Well at the point the best option is to tie up with any Indian resident and use him to open a bank account of ur company in India.
    Then u may give the option of Bank transfer to that account for Indian customers which nullifies or reduces the service commission to a high extent and u collect the payment monthly.
    I am currently using this strategy.
    Thanks

  14. #14
    Join Date
    Sep 2004
    Location
    Miami, FL
    Posts
    2,762
    I thought CCAVENUE would be the best choice for you guys if you're in India? That's usually what is said.
    Aaron Ong
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  15. #15
    Join Date
    Aug 2002
    Location
    Bharat
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    4,722
    Quote Originally Posted by sw0rdy View Post
    Hey,
    I operate a newly started web hosting company. The problem is, indian paypal users have restrictions on sending payments, so paypal is not really a good way for me to collect.

    Otherways like alertpay, moneybookers are not preferred.

    My clients did bank transfer, which takes a lot of time.

    best option I could figure out would be of credit/debit card payment. Whats the best way to set it up ?
    If you'r paypal account is not an Indian account, there is no problem receiving payment from an Indian paypal account, I am paying using my paypal account to various vendors in USA, Europe without issues.

    The issue could be because your Indian client base may be paying through paypal funds previously, and if they can't do it now that means they do not have a CC attached to their paypal account that also means that they do not have a CC at all, so no point in looking for CC processing solution specifically for Indian clients.
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  16. #16
    2checkout is there for you.
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  17. #17
    Join Date
    Jun 2010
    Location
    Panama
    Posts
    265
    +1 2checkout
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  18. #18
    Join Date
    Feb 2004
    Location
    UK
    Posts
    1,429
    -1 2checkout for me, they just dont bother communicating with you about any problems, and give money back to people without telling you why.. this was 2 years ago, since I moved away from them. They also dont post transactions correctly to WHMCS..

    Again this was 2 years ago..

  19. #19
    Join Date
    Apr 2009
    Location
    OnTheWeb
    Posts
    2,024
    We use a combination of 2checkout and paypal to accept payments from our clients. I think that if you only want to accept credit cards for a few of your clients then you should think a little harder on this because it is a big step opening a merchant account and you have to have a constant and consistent flow of money to be worthy of the merchant account

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