I also prefer to PAYPAL as it is one of the most secure payment medium and It is free in my country but for a limited amount. We can transfer money from Paypal account to bank account without adding credit card. Therefore I prefer it.
Over generalizing is a mistake. All processors have a 'niche',meaning some do specific things better than others, and each has a little different threshold for risk. In other words, there is no such thing as a one-size-fits-all solution. What may be the best processor for your specific business environment may well be the worst processor for another business environment. As far as Paypal goes, there is no reason for Paypal not to be a part of the payment processing program. But to make it the ONLY option availble to potential customers is very shortsighted for most merchants. If they aspire to any level of being taken seriously, a real merchant account is a must.
I would recommend either PayPal and or RBS WordPay depending on your requirements
█ Abidh Ahmed - Customer Experience Manager
█ Zopim Technologies Pte, Ltd - What if your website could talk?
█ Start capturing every sale with our Live Chat Application today =)
█ http://www.zopim.com | abidh[at]zopim.com | Follow us @Zopim
Fionix...I started a thread in this section a little while ago and I would appreciate your comment over there as I read elsewhere you were involved in merchant facilities for people looking to setup new offshore companies.