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Merchant account rates compare

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Join Date: Feb 2011
Posts: 19
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Merchant account rates compare

interchange* + 0.30% + 15c


Qualified: 2.04% + 0.18c per transaction.
Non-Qualified: 2.62% + 18c per transaction.

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Web Hosting Master
Join Date: Oct 2004
Location: USA
Posts: 809

What are your sources?

Web Hosting Guru
Join Date: Mar 2010
Location: Chennai, India
Posts: 286
which merchant account is this? what does it say non and qualified one..

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Join Date: Jan 2011
Location: London
Posts: 603
Originally Posted by svr60z View Post
interchange* + 0.30% + 15c


Qualified: 2.04% + 0.18c per transaction.
Non-Qualified: 2.62% + 18c per transaction.

can you explain, which account details these are?

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Join Date: Mar 2010
Location: Florida, USA
Posts: 186
A couple of comments regarding your question:
First and most importantly, if you are comparing merchant accounts based on rates, you are completely off base and making yourself an easy target for gougers. There are tons of things to consider in addition to just rate, and you need to compare processing schedules based on the entire program as a whole, not just the individual components.

Secondly, it is impossible to answer your question about which program is 'better' without more information on your part. For example, what is your projected volume and average ticket amount. What will be the projected breakdown of qualified/midqualified/nonqualified for your unique business? And why are you only quoting qualified and non-qualified?...what about mid-qualified?? Hint: If someone is trying to sell you a two-tiered pricing structure instead of three-tired, you are probably being overcharged.


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