Merchant First is a electronic payment processing provider that specializes in web hosting companies. We have multiple gateways that allow us to integrate with 98% of the billing systems in use today.

  • No Contracts
  • Lowest rates
  • We have gateways with no monthly fees
  • 2.15% 10 cents per transaction
  • processing statement $6.99 /month
  • 24 hour settlement
  • 24 hour customer service


MerchantWare Online Terminal Available Free of charge
The MerchantWARE Virtual Terminal is a web-based point of sale solution that replaces the need for a credit card terminal. It offers a simple, secure, and effective way to process transactions and manage your account from any internet-connected computer.

The MerchantWARE Virtual Terminal enables merchants to process credit cards and debit cards by simply accessing the web-based payment gateway and entering payment information. MerchantWARE also has the ability to securely store customer payment information and can re-charge previously processed cards for up to two years.

The gateway supports batch processing and multiple user login access, which significantly enhances the capabilities of the account. Plus, MerchantWARE contains extensive reporting features, including a history of transactions that is searchable by various criteria including card number,card holder name, transaction type, date range, and more.

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Contact sales at support@merchantfirst.org