Hey,
Thanks for reading this. Well basically we currently are using 2checkout.com for credit card processing, for the sole reason that it *WAS* a good product and easy to use. Now that large sums of money have gone missing from our account, it is time to move on.

So what I would like to know ( save myself a little time from shopping around ) is what merchant account do you use? what gateway do you use? And does it intergrate with modernbill?

Thanks again,

Hi,

I found a provider at exploring;

http://www.merchant-accounts.ca/

good like
:)

It does look good except it is really expensive,

$1500 setup fee
$97 monthly fee
then 15cents/2.97% of each payment

Hi,

You are wrong,

Real price is;

One Time Setup Fee: $310
Monthly Fee: $25
Per Transaction Fee: 10 cents
Chargeback Fee: $15
Weekly Remittance: $5
Discount Rate: 3.95%

:D

No I am not wrong, it says it right there on the site. That is still a high rate 3.95% I am looking for something that will save money over 2checkout.com and work with modernbill.

Thanks though

But this is real merchant, isn't it..

Another merchant providers;

http://1stcommerce.net/international.htm
http://durangomerchantservices.com/Programs/IntAccounts.htm
http://www.activefilings.com/en/services/ma.htm

Check it out!

I use internet secure, they are great. I visited their offices in Oakville, Ont. and it's not a flyby night operation.

They have two plans.
I forget the exact setup cost.
One is $290 (Canadian) has a lower monthly fee, high discount rate and $1.50 per transaction rate. The other is $100 more setup, a slightly higher monthly fee. Much lower discount rate and $0.45 per charge rate.

I'm on the basic plan, and it's $35 monthly.

They are great:
You can accept Canadian, US funds or both.
They have GEO IP tracing (saved me on a fraudulent order a week or two ago)
Sophisticated Reccuring billing system
and many more features.


They aren't perfect though.
They require they're own standard order form that you must use.


If you want, PM me and I'll dig up the PDF file with all the exact info on their plans.

from look at those rates...i'd just go with paysystems..

$1.50 transaction fee?

Yeah, again this is a real merchant account.
I like the added service I get from them, plus the excellent fraud protection tools they offer their customers. Some people would rather pay less. Each to his own.

Thanks for the offer reality host,
But I am looking for something that I can use with modernbill for batch processing etc..

btw, is there any %age on the $.45 transaction fee? or is that just a flat rate?

I'm not on the advanced plan at the moment, but I'm pretty sure it's just .45 cents, no %. Been tryin' to find the application all morning so I could say for sure. Asked them to resend it to me :)

thanks :) if it is $.45 that is actually really good considering we have a bunch of dedicated clients.

Maybe on the advanced plan they allow you to use your own forms?

Nope, one thing they are a real stickler on is the form. It has to stay in a specific format :(

What's your e-mail? I'll send you the PDF file.

KKennedy [@] EdgeHost.com, Thanks.

Really? It isn't a proper merchant then,

Okay, I feel kinda stupid...

I just noticed your email is in your sig hehe

I went through the sam stuff trying to find a merchant account, me being in Ontario, Canada. I just searched google went to all the sites i found and well there was only one that responded to me within 24 hours and the rest decided not to respond

http://canada-merchant-accounts.com/

I signed up with them and i will let you guys know how it is, so for all the communication has been great. Todd called me the first day with a few questions which was nice. (didn't have the website online since i didn't have the merchant account yet but i showed him the one thats waiting and ready)

Just thought i would give fellow Canadians the heads up their site doesn't look the best but the support is good from what i can tell so far.

Thanks
William Wilson

A large Canadian Gateway I have had good dealings with in the past is http://www.paradata.com. They have good rates and fees. If you have specific questions regarding them let me know I may be able to get them to lower there setup fees for you.

Another company I have used is Echo inc however they are located in the states and I don't know if they have restrictions on Canadian Merchants however they have excellent fees as well.

- Frank

Originally posted by dtcm_coach
A large Canadian Gateway I have had good dealings with in the past is http://www.paradata.com. They have good rates and fees.

How should we know that? They don't seem to have any rates/prices on their website. :(

Canadian Priceing:
http://www.paygateway.com/mhp/merchants/pricing_ca.html

US Priceing:
http://www.paygateway.com/mhp/merchants/pricing_us.html

And I have heard of them giving out better priceing over the phone.

yeah, too me a while to find pricing info. Thank goodness for sitemaps! :P

Originally posted by dtcm_coach
Canadian Priceing:
http://www.paygateway.com/mhp/merchants/pricing_ca.html

US Priceing:
http://www.paygateway.com/mhp/merchants/pricing_us.html

And I have heard of them giving out better priceing over the phone.

Monthly service fee $30 US
Per transaction fee $ .15 US


This is very cheap, but does this include gateway? Or do I need to get authorize.net as well?