We are looking to implementing online payments (i.e. CC, Debit Card) and want to hear your experience and preferred choice between CCAvenue.com and Paysignet.com. I have done a search on these forums but don't have any recent reviews which is what I'm looking for.

I have used ccavanue and found it really lousy, and paysignet also looks no exception,
with ccavenue it really shows very unprofessional attitudes, in EVERYTHING.

They have huge commission percenatges 4% for online banks transfer OMG theyare crazy.
Plus the most foolish thing is they have an annual software upgradation charge? what s that, why would merchants pay for anything foolish like it? you are making crazy money already by big transaction costs, then why would somebody pay for a fee like this, But the current scenario is because of not much players in e-commerce market in india. So they rip off because they can.

The best possible solution I found was having a current account in couple of banks, 1 nationalised bank and other private sector bank, SBI and ICICI are recommended. And ask your clients to send funds manually through online banking, its the best way i found.

Not heard of Paysignet.com

As Woooo said have account with multiple banks, add PNB to the list.

Also have a look at http://ebs.in

Hi wooo- does indian processer provide services for online pharmacies.

@Woooo
Do you have first hand experience with CCAvenue? With regards to SBI and ICICI do you happen to have experience and/or pricing details?

@vinsar
Do you have first hand experience with EBS? I believe they're part of Axis Bank and you need to have an Axis Bank account in order to withdraw funds. Would you happen to know anything about this?

Antony using bank accounts and manual money transfer through cash/cheque/online is plain & simple though it will need some manual work at your end too (payment tracking/posting).

Some of our clients are using EBS and they are satisfied.

@vinsar
Thanks for your prompt replies, is it true with EBS you need to have an Axis Bank account to withdraw funds or this is not valid?

I am not sure on this one, I think you can directly ask them such questions.

@vinsar
Thanks for your prompt replies, is it true with EBS you need to have an Axis Bank account to withdraw funds or this is not valid?

all you need is current account in any bank. ebs is really great and better than ccavenue

@vinsar @Hcompany
Thank you for your feedback, I have filled out the contact form on EBS and now going to wait and see how long they take to respond.

I had problems with CCAvenue, only because they grew too big and the banks did not want to deal with us as they acquired all these top notice banks, but they were damn hard to get a hold of, always felt when they went down that was it, phone them up and it is some tech guy in his basement talking to you. They had issues often, not working sometimes, they even lost the abilitiy to take orders for a week but got back visa due to mc changing their terms or something. They received and intergrate with paypal so they post, just so damn hard to get hold of them. Customers sometimes did not like seeing singapore on their statements either. They cut me off one day, refund 11k in orders that had not been batched out, but they did pay me hold back funds 6 months later, go figure. That was a first from any of these companies, most just keep the money, hence the reason I had seeing one hold 10k of your funds at one time, cause you will never get it back unless you quit them.

I had problems with CCAvenue, only because they grew too big and the banks did not want to deal with us as they acquired all these top notice banks, but they were damn hard to get a hold of, always felt when they went down that was it, phone them up and it is some tech guy in his basement talking to you. They had issues often, not working sometimes, they even lost the abilitiy to take orders for a week but got back visa due to mc changing their terms or something. They received and intergrate with paypal so they post, just so damn hard to get hold of them. Customers sometimes did not like seeing singapore on their statements either. They cut me off one day, refund 11k in orders that had not been batched out, but they did pay me hold back funds 6 months later, go figure. That was a first from any of these companies, most just keep the money, hence the reason I had seeing one hold 10k of your funds at one time, cause you will never get it back unless you quit them.

when i signedup with ccavenue i know how bad they treated me.
u shd try ebs they are actually damm good.. their support is pretty decent also they have own prewriteen payments modules for most of shopping carts including whmcs avilaible in their client area.

Hi wooo- does indian processer provide services for online pharmacies.


I believe they dont.
Ccavenue used to do this, but it ended with their mastercard processing closed. they now have mastercard processing option outsources through ebs

paysignet should be newbie