Which processor should I use for phone payments?
I was looking at daopay, but their API is very basic and doesn't allow me to integrate it in my site fully (only iframes with their logo and links).

Are you looking for someone in Europe or in North America? I've only ever heard of this being popular in Europe really (and with payment via SMS as well)

Do you mean manually taking an order over the phone? I'm not sure why you'd need an API for that, couldn't you input it right at the processor's site?

I want worldwide coverage and I want people to be able to pay me by calling a premium number.

I'm interested in the same thing but only for europe for now, i've been messing around with DaoPay but they have pay after 60 days and their fees are so high.

Hmm, in the U.S. there are some 900 number solutions (etc.), but I have never found any of the options to be great from a chargeback/dispute standpoint.

-mike

Hmm, in the U.S. there are some 900 number solutions (etc.), but I have never found any of the options to be great from a chargeback/dispute standpoint.

-mike

I agree, are you planning to offer this for hosting business?

apart from daopay, there's also:
www.paymo.com

and mobillcash which was probably the easiest to set up
is now:
www.boku.com

Daopay is not support now, may be latter will support.

Which processor should I use for phone payments?
I was looking at daopay, but their API is very basic and doesn't allow me to integrate it in my site fully (only iframes with their logo and links).

Well actually i have found their API as good and easy to integrate. That IFRAME implementation is their API once you have set the things up on their site + coded your backend to support their direct API :)

I found easy also to code support for their API (took only 2-3 hours from scratch with testing to get it fully working). Rates are too high yes, that is pretty common issue with any other who offers a SMS payment option. It´s normal that payouts are coming with about 60 days delay. They need to get their money first from worldwide operators before they can pay to you. Same way your local SMS gateway need to first get their money out from local operators ..

By the way, if i compare my local Finnish SMS gateway pricing to DaoPay, DaoPay is cheaper and i am seriously considering switching to them as they can offer selectable countries and depending on a caller country, your client can either pay by SMS or by phone call option.