I am a canadian that needs to process credit cards online. I have a US address and a US bank account but no US social , only canadian. I have been trying to get merchant account from provider in US but it dont work out because they cant run my canadian social for credit check. I am looking to process around 12000 a month what are my options. Im open to merchant account providers as while as 3rd party processors Thanx.

Hey there,
What kind of business is this for? There are a few great options for Canadians depending on the business type.

Software digital download.

You could try CrystalPayments, they are good and reliable thrid party payment processor.

Hey,
I would check out InternetSecure, they're from Canada. Also would have a look at ECSuite, they may now be able to deal with Canadian merchants with ease. For a direct merchant account contact Optimal Payments from Montreal, they are very good at what they do and have one of the best gateways in the business.

I contacted ECsuite.. there ok accept the fact that they dont pay out very quickly.. They said it could take up to 2 weeks to get a payment. I hope there still arround in 2 weeks. I`ve had some bad luck with processors that dont pay then are noware to be found.

ECSuite is the mainstream wing of the highly respected, long established adult processor CCBill. They have a separate operation for regular businesses. 2 weeks is pretty much the norm for digital products.

Being in Canada you will be able to open a Canadian merchant account, the rates are slightly different. The key is to go with a US company that puts up Canadian merchant accounts to guarantee the lowest rate for your company. Research this avenue and it will help your cause out.

ECsuite is good , i don' know why i don't feel good with them .
i would suggest to go with G2S

Do you have a US federal tax ID? If you do, it's possible to open an account, however you may want to track down a US citizen who can co-sign your application. Good luck.