Web Hosting Talk







View Full Version : How do you hold customers credit card digits safely


NiceRsx2002
08-26-2002, 09:01 AM
Hello,
I have an authorize.net merchant account and was wondering what I could store my clients credt card numbers so I would have to email them when there payment was due I could simply charged their card... How could this be done safely? Are there any services that store this information for you? Thanks.

davidb
08-26-2002, 09:25 AM
Authorize.net should have it saved. In no way should you risk holding on to them yourself.

NiceRsx2002
08-26-2002, 09:31 AM
Nope I asked them that, they don't store them for you... So my only option is to hold them myself..

WII-Aaron
08-26-2002, 10:05 AM
Hmmm... We enter them into the recurring area in linkpoint and leave them there. It automatically charges them every month and the only time we have to contact the customer is when it expires.

NiceRsx2002
08-26-2002, 10:34 AM
Hmmm would that work with a Authorize.net merchant account?.. Is anyone else using Authorze.net to proccess credit cards? If so how do you store your customers CC information?

Acronym BOY
08-26-2002, 12:20 PM
If you must "store" them, a saftey deposit box at a bank is best.

NiceRsx2002
08-27-2002, 11:40 PM
Uhhh... Anyone know how / in a similar situation?

dandanfirema
08-27-2002, 11:45 PM
encryption

RackMy.com
08-28-2002, 12:10 AM
Encrypted and not on 'Net.

mrbling
08-28-2002, 12:26 AM
just encrypted in DES3 in a mysql database

if you guys don't put the credit cards in a database, it just means you aren't dealing with a lot of credit cards

do you think amazon.com can take each credit card and put it in a safety deposit box?

or any of the ecommerce site? they store all of it in a oracl database and encrypt the number while firewalling the server.

Thats all, this isn't that hard, you do not need to write down the credit cards and store it in a safety depoist box.

Just take safety precautions and you are fine.

NiceRsx2002
08-28-2002, 01:35 AM
ok where can I find information on DES3 encryption in a mysql database, we are dealing with thousands of credit cards so we really need this also if I encrypt them how do I un-crypt them is there a script that does this or do I have to manually do this?

RackMy.com
08-28-2002, 01:37 AM
I think they were kidding. Most companies store them in a database, but it's a good idea to not keep the database online.

NiceRsx2002
08-28-2002, 01:44 AM
I see how would I go about setting it up so it's downloaded as soon as the client pays so there is no way the numbers can be hacked.

argonblue
08-28-2002, 03:12 AM
You could always accept PayPal in which case, you never know their credit card number or checking account number. The PayPal IPN system works well for updating your database with customer’s who have paid, etc.

NiceRsx2002
08-28-2002, 03:16 AM
I've used that, paypal sucks :(... Plus you don't have direct access to there card so if they buy something new or go over quota I have to email them and it is a pain... Anyone know how I can store there digits safely?

JDMundo
08-28-2002, 03:52 AM
Read Shannon's post in this thread for proper way to store CC's on your servers: http://www.webhostingtalk.com/showthread.php?s=&threadid=70214

Acronym BOY
08-28-2002, 09:24 AM
Originally posted by mrbling
just encrypted in DES3 in a mysql database

if you guys don't put the credit cards in a database, it just means you aren't dealing with a lot of credit cards

do you think amazon.com can take each credit card and put it in a safety deposit box?

or any of the ecommerce site? they store all of it in a oracl database and encrypt the number while firewalling the server.

Thats all, this isn't that hard, you do not need to write down the credit cards and store it in a safety depoist box.

Just take safety precautions and you are fine.

Who said anything about writing?

If you think that is unecessary, than Im gald I dont do business with you. Secure offsite storage of highly sensitive information is a good thing.

dreamrae.com
08-28-2002, 03:33 PM
ahhh, your all crazy!!!!!!!!:stickout NEVER EVER STORE CC#'S IN A DATABASE, EVEN IF THEY ARE CRYPTED. this was the 1st place theyd go for cc#'s, encryption really didnt matter... it wasnt like they couldnt crack it, well in some cases they couldnt, but in other they could. Anyway, let the CC# processing companies worry about that. the 2nd your database is stolen, your in some deep, i mean deep ****. =/

dreamrae.com
08-28-2002, 03:34 PM
PS: if anyone stores CC#'s on a windows box, i have this to say to you:

HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA!!!!!!:stickout :stickout

end statement...

bjseiler
08-28-2002, 03:42 PM
I think everything in Shannon's HOWTO seems pretty good. I am kind of just wondering what most people do though? His solution is great if you are big enough to have your own data lines and servers inhouse. What about all the people out there using shared or dedicated machines which are at hosting companies? His solution just will not work then. Probably scary if we only knew..............