I am looking for some good high volume accounts (but not "high risk" product)

people seem to have mixed feeling about many including

Gspay.com
instabill
lancore merchant services
whitford.net


I suspect some issues may be due to the products they sold. Which work, which don't...Any thoughts? I have had the above recommended to me.

Also, any others that someone would suggest you be helpful. I have a US business and would need to do 100k or more in volume the products are not in a high risk category like drugs, dating or adult. I also have a panama co which I could use for an offshore account, but I would prefer to use main US company if possible.

Please provide some other merchant services options.

Thanks

I would suggest anyone who need to sign the best deal to talk to their bank.

If they are not high risk then why use any of the above mentioned merchant service providers? regardless of the amount of volume you do every month, most merchant service providers would be more than happy to sign you as long as you product is acceptable and your credit is decent enough.

I think there are a lot of providers who will take your business if it is solid

The suggestion of talking to their bank in my opinion is bad advise. Banks tend to give a "package price" for all of their services and is never the best pricing you can achieve. Some of the highest processing rates and fees I find are when a merchant uses their current bank for processing. Most banks outsource their processing to third party companies.

I am looking for some good high volume accounts (but not "high risk" product)

people seem to have mixed feeling about many including

Gspay.com
instabill
lancore merchant services
whitford.net


I suspect some issues may be due to the products they sold. Which work, which don't...Any thoughts? I have had the above recommended to me.

Also, any others that someone would suggest you be helpful. I have a US business and would need to do 100k or more in volume the products are not in a high risk category like drugs, dating or adult. I also have a panama co which I could use for an offshore account, but I would prefer to use main US company if possible.

Please provide some other merchant services options.

Thanks

Please donot tell about gspay they are rippers.

gspay are rippers for sure!! and have bad experience with them

pharmacyclone, what happened?

my guess is he's a pharmacy and was closed down (just looking at his ID name)

what do you mean not high risk? also, do you have funds in your banking account to cover the processing volume you are asking for?

search the forum for Gspay and InStabill - they don't seem to pay out. The other guys I don't know about.

I would suggest anyone who need to sign the best deal to talk to their bank.

Well it really depends what you are looking for. I would agree 100% for the average merchant. If you need to do a high volume of transactions(over 50 or 100k) that is not necessarily the case, depending on the situation.

I should note I have already explored this option, and I would recommend that others do first, but is not the answer in this case.

my guess is he's a pharmacy and was closed down (just looking at his ID name)

LOL completely off base, and is clearly stated in orginal post.

... and I don't know what my id name is supposed to indicate. So based in your theory I guess from your name I should assume you specialize in porn since your name is hotdog.

Doesn't involve "high risk" industries like pharmacy, adult, gambling, dating or similar. It could be considered higher risk in terms of volume.

It also isn't as easy to get a merchant account for a online sales above 50/100k mo as some imply in their posts. Also Merchants vendors like steady consistant volume and don't like to see the volume spikes that can be caused by mass market ad campaigns. Getting a merchant account and getting ones that will understand volume spikes (ones that can be logically explained) are 2 different things.

AS for the people that had problems with gspay and instabill, while I am sure they aren't great, from what I have seen it usually IS the pharmacy vendors that have issues as they are skirting the law, and end up with their accounts frozen. I would suspect that main stream products may not have the same issues.

I mentioned these 2 vendors as I am familiar with them and their issues, however I also know vendors that have used them for main stream products without issue and recommended them, and was hoping to hear feedback from these types of more mainstream merchants.

So anyone still have some suggestios?

Please donot tell about gspay they are rippers.

gspay are rippers for sure!! and have bad experience with them

May I know why we are rippers? You wasnt paid? Tell me your merchant ID to look up for this case.

LOL completely off base, and is clearly stated in orginal post.

I mentioned these 2 vendors as I am familiar with them and their issues, however I also know vendors that have used them for main stream products without issue and recommended them, and was hoping to hear feedback from these types of more mainstream merchants.

So anyone still have some suggestios?

You are absolutely right, yes we process pharmacy as high risk, but also we process low risk products in different banks, we have merchants that works with us already more then 4 years and they all happy becuase we pay weekly without any delays.

search the forum for Gspay and InStabill - they don't seem to pay out. The other guys I don't know about.

Can you show me such forum where you find such statements?
I have seen such forums where some guys tells we dont pay, even never using our services and others who used us tells that we pay on time. So better ask thos who know 100%. I know that paypal dont pay to someone so dont work with paypal, that is at least foolish.

You are absolutely right, yes we process pharmacy as high risk, but also we process low risk products in different banks, we have merchants that works with us already more then 4 years and they all happy becuase we pay weekly without any delays.

Can you tell me if you are able to easily process international payments for US companies? I also have some questions about if you will support any gateway other than your own.

search the forum for Gspay and InStabill - they don't seem to pay out. The other guys I don't know about.

sounds about right....:eek:

gspay.com are rippers I know a guy who used to process with them and gspay took the money and the fethard payment never arrived

GSPAY.COM rippers beware I never suggest that to anyone!!


pharmacy clone
products no one else have :)

and by the way gspay.com gateway system totally sucks lenghty check out pages + VBV always comes up with error making the sales ratio getting down pretty fast.

gspay.com is fine for low cost transactions if you planning to make more then 50k man you better look for a good merchant.



chao

gspay.com are rippers I know a guy who used to process with them and gspay took the money and the fethard payment never arrived

GSPAY.COM rippers beware I never suggest that to anyone!!


pharmacy clone
products no one else have :)

Why you dont reply? I have asked your freinds merchantID to see what was the problem with payout, you only say we are rippers.

and by the way gspay.com gateway system totally sucks lenghty check out pages + VBV always comes up with error making the sales ratio getting down pretty fast.

gspay.com is fine for low cost transactions if you planning to make more then 50k man you better look for a good merchant.



chao

We have merchants with 300K turnover on that VBV bank and happy to use our services, you never tried it and say that we have bad ratio.

Any processor would be happy to have your credit card processing volume if the following criteria are met:
1. Product category does not violate acquirer's internal policies.
2. Personal/Business credit are strong enough to justify approving the merchant account. Although some processors might be willing to take a collateral reserve or delayed payout of some kind, at the end of the day if the business owner has history of running away from financial obligations, it just does not make sense for a processor to do business with that merchant.
3. Estimated volume is consistent with a prior processing history. It is generally a red-flag if a merchant without processing history wants to process an extremely high volume because any business, even those who are extremely well financed have a natural ramp up period. Any risk manager will know this and question the brand new business claiming to sell $100K / month from day one.
4. Merchant does not have a prior processing history of chargeback ratios which exceed thresholds allowed by the card associations. Some processors may still work with you if you have a chargeback problem but you will have to provide a clear plan on how you intend to FIX your PROBLEM(S) and eliminate the chargebacks.

<<Signature to be set up in your profile>>

Remember everyone is a ripper and a scammer.. LOL

It was actually me! I took it all, LOL

pharmacyclone, what happened?


gspaycom = Do you remember the name of the company OXBILL does that sound bell in your mind do you remember having your clients money and went off and not replying back, you remember putting up kiddie porn clients and got your account terminated? or should I need to tell in more details, its some some time ago and you must know what I mean

1 simple question:
WHY YOU CHANGED YOUR COMPANY NAME FROM OXBILL TO GSPAY
WHY YOU REBRANDED THINGS ?
DON'T YOU REMEMBER ALSO MY FRIEND WHO USED TO RUN OEM WITH YOU, YOU TOOK HIS MONEY AS WELL?


I hope the time is change If you need to talk more I can get in more details.

I already forgot about it, just do not try to emphasize on that you have a very clean past.

I don't even remember how much exactly it was all I remember you guys just went off and after couple of email and soo on I stop approaching you.

gspaycom = Do you remember the name of the company OXBILL does that sound bell in your mind do you remember having your clients money and went off and not replying back, you remember putting up kiddie porn clients and got your account terminated? or should I need to tell in more details, its some some time ago and you must know what I mean

1 simple question:
WHY YOU CHANGED YOUR COMPANY NAME FROM OXBILL TO GSPAY
WHY YOU REBRANDED THINGS ?
DON'T YOU REMEMBER ALSO MY FRIEND WHO USED TO RUN OEM WITH YOU, YOU TOOK HIS MONEY AS WELL?


I hope the time is change If you need to talk more I can get in more details.

I already forgot about it, just do not try to emphasize on that you have a very clean past.

I don't even remember how much exactly it was all I remember you guys just went off and after couple of email and soo on I stop approaching you.

I just ask your merchantID to look what GSPAY owes you.

Oh oxbill, i remember them back in 2005 i think, maybe even before..

I just ask your merchantID to look what GSPAY owes you.

This isn't what I asked you tell our friends in here ....


I have been in the Industry since 1999 so I know how thing works I am here just to have some fun If I stay quite things will be good or a lot of more companies will have a bad feeling about this post.


enjoy your business and I hope you show good ethics as far you doing nice this time so all is cool

chao

This isn't what I asked you tell our friends in here ....


I have been in the Industry since 1999 so I know how thing works I am here just to have some fun If I stay quite things will be good or a lot of more companies will have a bad feeling about this post.


enjoy your business and I hope you show good ethics as far you doing nice this time so all is cool

chao

Dont worry, we have big amount of merchants, we even dont need advertising because our merchants reffer thier friends, if gspay owes you always may contact us in icq or emails listed on site but no need to tell here that we are scam.

I just do not care and I know that gspay is clean but not the old name thats what I was telling, because if any company ripp me I can show them how fast I can SEO about it and get there 50% ban but I do not have time to waste in any more crappy business I made enough to do nothing for the rest of my life.

As I told you I m here for some fun, I just do not want anyone put a dick in my conversation.

I hope gspay keep doing clean this time without any bad exprience to there new clients which coming from word of mouth marketing.

you guys all take care, I need a shower and I need a bitch as my lady is out of town so if any cool nice girl reading this message give me a call

holla

hey pharmayclone shouldnt you be promoting your own service ironbilling with its @hotmail.com email addresses.

I don't own any company I do promote couple of good ones, I have been in Industry for so long now, so I know things and most of the companies even know my full name I just do not want to get on public but I know who is good/bad/fine/worst.

I sell my advice who needed it :x not for anything less so if you need any advice I'll charge for it and it will be worth for you:)


love ya all
"~ Lots of folks confuse bad management with destiny.

ahh hotdog lol yes I do for ironbilling and gspay ;x I can promote for you as well if you have a good package to offer me (L)

Any merchant provider out there will be more then happy to help you out. The key for you since you have a large volume is to shop around. With your volume as high as it is you have the ability to negotiate with processors for the best rate especially since it is not high risk. If you do not mind what is it that you will have for sale on your site?

pharmacylone, do you still use ironbilling and that chinese company, if, still happy with them? We are just jumping over and i would like to see if you are still fine with them.

thanks in advance!

Going to your bank can be a very bad idea, unless you have a lot of money flowing through the bank account. If this is the case they are more likely to give you a better rate. On the bad side the other bank fees will make up for this. Homework is the best thing to do. If you are considered high risk you will pay a higher rate there are no ways around this. If you have a non high risk business do a lot of shopping around and price quotes, this will guarantee you the piece of mind and the best rate out there. Most merchants just go to the first stop and take that rate; our best advice is get three quotes and check out the reputation of the company through BBB and by using webhostingtalk.

pharmacylone, do you still use ironbilling and that chinese company, if, still happy with them? We are just jumping over and i would like to see if you are still fine with them.

thanks in advance!



Yes so far its all good its been some time we using them, if you sign up please use my name ;x

Hi FOlks,


We are looking for good chinese based processors. Can anybody recommend company's? We are in contact with a few of them but the terms are way out of order (45 days till first payment, 30 days afer, 3000 set up cost). We do obviously not believe in those rip offs. THey claim we can process everything we want. Now, anybody got suggestions? Please let us know if you have experience in chinese processors with normal terms and conditions.


Thanks in advance!


Dave

Why exactly do you need a chinese based processor? Is it for processing local cards in China or are you yourself based in China?

because we process 1 product which is on the banned list because some fuc#rs started to sell them in large quantities. Chinese processors will process them. Rest of our products are ok.

because we process 1 product which is on the banned list because some fuc#rs started to sell them in large quantities. Chinese processors will process them. Rest of our products are ok.

pm me the details

pharmacyclone, for some reason i cant PM you. send me a PM or email me!

pm me the details

I have done mate, maybee because i am not a full member that you don't receive my message. any other way of contact possible?


take care,

dave

Please donot tell about gspay they are rippers.

gspay are rippers for sure!! and have bad experience with them

I am looking for a processor who can process my OEM software products. I mail them not download, I have used Gspay in the past and have been ripped off by many companys. I am looking for a international acct that pays out and I dont have to worry. What do you think is my best option? Should I be my own provider?
Any help would be awesome!