Hello,

I'm using PayPal and it's very uncomfortable, so I was looking into other CC processors. One good choice (as it seems) came up under the name of ProPay (www.propay.com).

They have very low rates but I do not know if they are reliable???

Anyone who's used them, please give some feedback.

Thanks a lot.

Ilir.

I have used them for about 150 transactions. They have excellent customer service. I daresay, the best service I have received from an online company. The site is sometimes slow but things work.

Yes I agree Propay is easy to use and they are reliable.

i use them now and have no complaints

Hrmmm... Im new to CC processing, but 3.5% +$.35 seems a lil hefty, is it just me or?

propay sounds good

too bad it's only for americans.... but they will be accepting canadians soon.

here is a conversation i had with the live chat person

David: How may I help you today?
clocker: hi
clocker: are you familar with paypal?
clocker: or know how it works and all?
David: Yes, somewhat familiar.
clocker: do you understand that you can accept money from paypal users, and KEEP a balance on your paypal account?
clocker: e.g. right now i have $500 in my paypal account. so when i login i have $500 in "paypal money" -- to make this "real money" i have to withdraw this to my bank account
clocker: you know what i'm saying?
David: Yes, I understand.
clocker: and yes, i am getting to the point, but i would like to know you understand what im saying first
clocker: ok
clocker: Is propay like that too? Where you can accept money, from other propay users, and keep a balance?
clocker: and send money out, etc
clocker: just like paypal
clocker: or is propay more like a 2checkout.com thing
clocker: third party cc processor
David: Yes, that is correct. However, you also have the ability to simply process your customer's credit card. They are not required to have an account to be able to pay you.
clocker: Ohh
David: We're different in that we're not a third party processor.
clocker: okay, do you konw what 2check out is?
David: I'm not too familiar with that service, no.
clocker: ok
clocker: So you're saying, with propay, i can setup a "form" of some sort, where people can fill in their CC details
clocker: and when they finish
clocker: if the charge goes through
clocker: the money gets added to my propay balance
clocker: ?
David: Yes, that's correct- If you are using the XML service (currently the only method of website integration that we have available is the XML service). The XML service is actually designed to work with shopping cart software.
clocker: hm i see
clocker: so if i sign up with propay
clocker: and my friend signs up for instance
clocker: and i have a balance of $3
clocker: and he has a balance of $100
clocker: he can take off $50 of his "propay money" and send it to me. and that will be added to my balance of $3
clocker: totaling 53.
clocker: Yes?
clocker: yes as in, it works that way too, right?
David: Yes, that's correct. These types of transfers are instant, and there is no fee to transfer money between ProPay accounts.
clocker: awesome
clocker: Sounds wonderful
clocker: hmm.
clocker: I live in canada. Windsor Ontario to be exact. Can canadian users sign up for propay
clocker: or is it american only?
David: Because of the security requirements that ProPay has, all applicants must have a US social security number and a checking account in a US bank. We are working to expand to international customers, but that won't be available for some time. However, we are just concluding an agreement with a large Canadian bank that will enable us to offer our services to Canadians later this year.
clocker: aw
clocker: well ill be signing up when you guys are accepting canadian users
clocker: hehe
clocker: well thanks for your time. you were very helpful
clocker: bye

SOunds good but I'm sure its gonna take a while for them to figure out europe. so no good for me!

My suggestion:

paysystems.com (we use them) , anypay.com (a new one similar to paypal) but there are some more out there like 2checkout.com , c2it.com, clickbank.com etc.

Don't take 2checkout.com as suggestion the support is terrible :)

Barbara Moore

LMAO

i was signing up with anypay

then i clicked on the "Terms of service" or whatever link - before hitting submit.

Terms of use.

Since we are a german company, our terms are in german, too. A translation of these terms will be available soon.
However, it is a legal fact and requirement that our german terms remain the ultimate terms of use that our operation, rights and responsibilities are legally based on.

i have no idea what any of it says!

i wont paste it, but its weird :)