:)I wondering if anyone can tell me if this company bankmid.com is for real

https://bankmid.com/servlet/content/Contact.html <- Looks very strange, no company details.

Also the domain admin is in Zimbabwe

http://whois.domaintools.com/bankmid.com

Not the most trustworthy country. All in all it looks like a 1,2,3 fly by night company. Just my 2cents.

So what about www.cyberbit.com (http://www.cyberbit.com/) are they a good processor



Also the domain admin is in Zimbabwe

http://whois.domaintools.com/bankmid.com

Not the most trustworthy country. All in all it looks like a 1,2,3 fly by night company. Just my 2cents.

I was led to this string by an associate and wanted to set the record straight.
I will be careful to not make this an advertisement, but rather a factual reply to previous posts based on Speculation.


I am at a loss for how bits of Canada "Yukon Territory" and Parts of Africa "Zimbabwe" are listed in our whois profile both domain registrars Domain Direct and Go Daddy claim it was the other. The info has now been updated to show the correct addresses and other info.

<<Snipped>>

Thank you for your posts on our company.

They have contacted me once and it seemed to be an UK company. I tried to apply online but their application form didn't work which I have emailed to them.
Then I received a reply back stating to follow some instructions and that it should work now but once again, it did not work.
Emailed them again and since then I have never heard anything about them.

I would like to know where they are officially located and which banks they use for processing. I have been in the processing industry for 10 years and people in the business know that is is a requirement from Visa/MasterCard to have a full address available including a list with all the acquiring banks a processor works with. They don't have any of this on their website, which immediately raised red flags...

Just my 2 cents.

Be assured they send payouts the same way they respond to e-mails :)

Oh, have you tried, cowboy? There is N O T H I N G on Google except of our WHT links if you type "bankmid".

I am not familiar with this entity - my big question would be what role they play... are they one of the many brokers/agents for various offshore banks? Or do they actually handle the transaction processing itself.

Offshore processing is a rough and risky business. At the end of the day, there are really only a handful of major players but there are seemingly endless amounts of agents and marketing domains designed to funnel leads to the actual processors for a cut of the pie.

The big question is whether BankMid is the former or the latter and I honestly do not know the answer to that question.

Try searching them on BBB and and Google. I personally haven't heard about them. But you couldn't always count on Google to tell you that they are legit, there MIGHT be some businesses out there who are still not too dependent on Google. :confused:

Nobody should go near Bankmid. My friend paid Bankmid £500 setup fee about 2 month ago and he has not heard from them since, they don't reply to any of his emails.

Nobody should go near Bankmid. My friend paid Bankmid £500 setup fee about 2 month ago and he has not heard from them since, they don't reply to any of his emails.

Could you message me with more information on your friend's attempt to open an offshore account with Bankmid?? I would really appreciate it - it may save me a lot of trouble in the future. Thank You

Plus the site is parked on the GoDaddy Shared Servers so they are not probably a real credit card processing.

Plus the site is parked on the GoDaddy Shared Servers so they are not probably a real credit card processing.

Well, I use Godaddy hosting for several websites myself and my ip on whois shows up also as shared hosting on Godaddy - so I am not really as concerned about that because it really doesen't mean that that's where they do their processing, what I am curious about is what the real story is on the money this other guy supposedly paid to them for what ? I already filled out an application and will be sending the setup fees this week and would just like to talk to the actual person that paid the 500 and find out what happened ?? I didn't just happen across them on Google - they were actually recomended to me by someone I do business with, so I am wondering what the whole story is behind the 500 paid ? A straight forward response would really help me out here, thanks.

Well, I use Godaddy hosting for several websites myself and my ip on whois shows up also as shared hosting on Godaddy - so I am not really as concerned about that because it really doesen't mean that that's where they do their processing, what I am curious about is what the real story is on the money this other guy supposedly paid to them for what ? I already filled out an application and will be sending the setup fees this week and would just like to talk to the actual person that paid the 500 and find out what happened ?? I didn't just happen across them on Google - they were actually recomended to me by someone I do business with, so I am wondering what the whole story is behind the 500 paid ? A straight forward response would really help me out here, thanks.

Hi

my name is Andrew I sent bankmid £500 about 2months ago. I been speaking with man called Terry Cattermole he just keeps telling me that his waiting for my billing descriptor from visa. This was back March, I'm still wating now. if you want too send bankmid money it's up to you, I recommend you don't. I have attached copies of our emails

Andrew,
> It is indeed dragging on and on, I have never seen such a delay prior to
> this, but its not just us its all merchnat account providers, I am told
> its
> because of Visa being short staffed as everyopne has taken off for the
> Easter holiday, we expected to have it last week. We are picking up the
> slack for Visa's problems by discounting the rates even further for a
> handful of merchants, you being one of them, it will reduce your discount
> rate up to another 1/2 of a percent, so bare with us we are pushing as
> hard
> as we can, and truly we are not the only provider being affected, its
> throughout Europe. I will update you with a definitive timeline Monday.
>
>
> Thank you for your time,
>
> Terry Cattermole
>
> Https://www.bankmid.com (https://www.bankmid.com/)
>
> @ BankMid Ltd. Calleva Park Reading Berkshire RG7 8NN UK
>
> @ BankMid Ltd. Canyons Resort Plaza Park City Utah 84098 USA
>
> International + (44)1189076216 ext.112
>
> USA (866) 588-5089 ext.112
>
> Fax (866) 822-8715
>
> **My Office Hours: October-March UTC 03:00-12:00/April-September UTC
> 05:00-12:00
>
> logo1
>
> ***** This email and its attachments may be confidential and are intended
> solely for the use of the individual
>
> to whom it is addressed. If you are not the intended recipient of this
> email
> and its attachments, you must
>
> take no action based upon them, nor shall you copy or show them to anyone.
>
> Please contact sales@bankmid.com (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=sales%40bankmid.com) if you believe you have received this
> email
> in error.
>
>
> -----Original Message-----
> From: andrew@bicycles-4u.co.uk (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=andrew%40bicycles-4u.co.uk) [mailto:andrew@bicycles-4u.co.uk (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=andrew%40bicycles-4u.co.uk)]
> Sent: Friday, April 06, 2007 4:30 AM
> To: BankMid Offshore Card Services
> Subject: RE: Processing
>
> Hi Terry
>
> You told me on Wednesday that you will have my MID it's now Friday and I
> haven't heard back it seem to be dragging on.
>
> Andrew
>
> Thanks Andrew
>
>
>
>> Andrew,
>> Sorry for not replying earlier, we have a batch of MIDs coming in
>> later today which yours is in. I will update you the second I have it
>> so we can get you going. I am so sorry for this delay, this is the
>> longest wait we have ever had with Visa/MC in over 5 years. There is
>> not anything we can do to rush the card companies , Visa/MC, the live
>> in their own little world where they do things when they want with
>> little concern for others in the chain and usually it works fine but
>> when delays like this happen, there is no avenue to take for faster
>> results, it's entirely frustrating for us as well as you, but the
>> second we have your MID you will have it also, which will be later
>> today.
>>
>>
>> Thank you for your time,
>>
>> Terry Cattermole
>>
>> Https://www.bankmid.com (https://www.bankmid.com/)
>>
>> @ BankMid Ltd. Calleva Park Reading Berkshire RG7 8NN UK
>>
>> @ BankMid Ltd. Canyons Resort Plaza Park City Utah 84098 USA
>>
>> International + (44)1189076216 ext.112
>>
>> USA (866) 588-5089 ext.112
>>
>> Fax (866) 822-8715
>>
>> **My Office Hours: October-March UTC 03:00-12:00/April-September UTC
>> 05:00-12:00
>>
>> logo1
>>
>> ***** This email and its attachments may be confidential and are
>> intended solely for the use of the individual
>>
>> to whom it is addressed. If you are not the intended recipient of this
>> email and its attachments, you must
>>
>> take no action based upon them, nor shall you copy or show them to
>> anyone.
>>
>> Please contact sales@bankmid.com (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=sales%40bankmid.com) if you believe you have received this
>> email in error.
>>
>>
>> -----Original Message-----
>> From: andrew@bicycles-4u.co.uk (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=andrew%40bicycles-4u.co.uk) [mailto:andrew@bicycles-4u.co.uk (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=andrew%40bicycles-4u.co.uk)]
>> Sent: Wednesday, April 04, 2007 3:36 AM
>> To: Bankmid Card Services
>> Subject: RE: Processing
>>
>> Hi Terry
>>
>> I've not heard form you for some time now,Have you received the MID
>> from Visa yet?
>>
>> Thanks Andrew
>>
>>
>>
>>> Andrew,
>>> We are just waiting for the MID to come back from Visa, it should not
>>> be more than a few days and most likely before that.
>>>
>>> -----Original Message-----
>>> From: andrew@bicycles-4u.co.uk (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=andrew%40bicycles-4u.co.uk) [mailto:andrew@bicycles-4u.co.uk (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=andrew%40bicycles-4u.co.uk)]
>>> Sent: Saturday, March 24, 2007 1:50 AM
>>> To: Bankmid Card Services
>>> Subject: RE: Processing
>>> Importance: High
>>>
>>> Hi Terry
>>>
>>> When do you think I can start processing.
>>>
>>> Thanks Andrew
>>>
>>>
>>>
>>>> Thank you for your concern he is fine, your timing is perfect I got
>>>> the acquirer to agree to not make it mandatory for you to register
>>>> as a limited company so all I need is your personal tax ID number
>>>> for yourself since you are a sole proprietor or single business
>>>> owner that is a requirement. I will then download the Visa MID and
>>>> your ready to go.
>>>> Thank You for Your Time,
>>>>
>>>> Terry Cattermole
>>>>
>>>> Https://www.bankmid.com (https://www.bankmid.com/)
>>>>
>>>> @ BankMid Ltd. Calleva Park Reading Berkshire RG7 8NN UK
>>>>
>>>> @ BankMid Ltd. Canyons Resort Plaza Park City Utah 84098 USA
>>>>
>>>> Tel: Intl + (44)1189076216 USA (866)-588-5089 Fax: 866-822-8715
>>>> **My Office
>>>> Hours: October-March UTC 03:00-12:00 April-September 05:00-12:00 to
>>>> reach my extension press 3 when attendant answers.
>>>>
>>>> ***** This email and its attachments may be confidential and are
>>>> intended solely for the use of the individual to whom it is
>>>> addressed. If you are not the intended recipient of this email and
>>>> its attachments, you must take no action based upon them, nor shall
>>>> you copy or show them to anyone.
>>>> Please
>>>> contact sales@bankmid.com (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=sales%40bankmid.com) if you believe you have received this
>>>> email in error.
>>>>
>>>>
>>>>
>>>>
>>>> -----Original Message-----
>>>> From: andrew@bicycles-4u.co.uk (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=andrew%40bicycles-4u.co.uk) [mailto:andrew@bicycles-4u.co.uk (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=andrew%40bicycles-4u.co.uk)]
>>>> Sent: Wednesday, March 21, 2007 3:00 AM
>>>> To: Bankmid Card Services
>>>> Subject: RE: bankmid signed contract
>>>>
>>>> Hi Terry
>>>>
>>>> Hope everything is ok with your son. How are things coming along
>>>> with my account?
>>>>
>>>> Thanks Andrew
>>>>
>>>>
>>>>> I'm sorry I'm so late getting back to you I had a medical emergency
>>>>> in family. Please go to https://services.centre.biz/index.php and
>>>>> register your business and send me the login and password and I
>>>>> will go in and configure the services you need and pay for them
>>>>> were only a few days off from getting your processing started if
>>>>> you move quickly on your end and I will do the same on mine again I
>>>>> apologize for the late response it was clearly out of my control,
>>>>> my five-year-old started skiing two years ago and he thinks he's
>>>>> ready for the Olympics and tried proving it, luckily everything is
> fine.
>>>>>
>>>>> Thank You for Your Time,
>>>>>
>>>>> Terry Cattermole
>>>>>
>>>>> Https://www.bankmid.com (https://www.bankmid.com/)
>>>>>
>>>>> @ BankMid Ltd. Calleva Park Reading Berkshire RG7 8NN UK
>>>>>
>>>>> @ BankMid Ltd. Canyons Resort Plaza Park City Utah 84098 USA
>>>>>
>>>>> Tel: Intl + (44)1189076216 USA (866)-588-5089 Fax: 866-822-8715
>>>>> **My Office
>>>>> Hours: October-March UTC 03:00-12:00 April-September 05:00-12:00 to
>>>>> reach my extension press 3 when attendant answers.
>>>>>
>>>>> ***** This email and its attachments may be confidential and are
>>>>> intended solely for the use of the individual to whom it is
>>>>> addressed. If you are not the intended recipient of this email and
>>>>> its attachments, you must take no action based upon them, nor shall
>>>>> you copy or show them to anyone.
>>>>> Please
>>>>> contact sales@bankmid.com (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=sales%40bankmid.com) if you believe you have received this
>>>>> email in error.
>>>>>
>>>>>
>>>>>
>>>>> -----Original Message-----
>>>>> From: andrew@bicycles-4u.co.uk (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=andrew%40bicycles-4u.co.uk) [mailto:andrew@bicycles-4u.co.uk (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=andrew%40bicycles-4u.co.uk)]
>>>>> Sent: Wednesday, February 28, 2007 10:09 AM
>>>>> To: sales@bankmid.com (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=sales%40bankmid.com)
>>>>> Subject: Re: bankmid signed contract
>>>>>
>>>>> Hi
>>>>>
>>>>> Signed contract
>>>>>
>>>>> Thanks Andrew
>>>>>
>>>>>
>>>>>> Andrew,
>>>>>>
>>>>>> I just wanted to touch base and make sure you got this email, I
>>>>>> have not heard back from you.
>>>>>>
>>>>>> Underwriting approved the account the way it is with no more info
>>>>>> requested, we only need to receive the attached contract back
>>>>>> signed and receive word from you the setup fees have been sent
>>>>>> and we will provision the account and billing descriptor with visa
>>>>>> and within 7 days you will be ready to process transactions. Upon
>>>>>> receiving the setup fees confirmation we will forward you the
>>>>>> integration documents to integrate your website to our payment
>>>>>> gateway for online purchases
>>>>>>
>>>>>> Should you have any questions, I am available via the contact
>>>>>> information below.
>>>>>>
>>>>>> Thank You for Your Time,
>>>>>>
>>>>>> Terry Cattermole
>>>>>>
>>>>>> <https://www.bankmid.com/> Https://www.bankmid.com (https://www.bankmid.com/) @ BankMid Ltd.
>>>>>> Calleva
>>>>>> Park Reading Berkshire RG7 8NN UK @ BankMid Ltd. Canyons Resort
>>>>>> Plaza Park City Utah 84098 USA Tel: Intl: + (44)1189076216 USA
>>>>>> (866)-588-5089 **My Office Hours: October-March UTC 03:00-12:00
>>>>>> April-September 05:00-12:00 to reach my extension press 3 when
>>>>>> attendant
>>>>> answers.
>>>>>>
>>>>>>
>>>>>>
>>>>>> ***** This email and its attachments may be confidential and are
>>>>>> intended solely for the use of the individual to whom it is
>>>>>> addressed.
>>>>>> If you are not the intended recipient of this email and its
>>>>>> attachments, you must take no action based upon them, nor shall
>>>>>> you copy or show them to anyone. Please contact sales@bankmid.com (http://bicycles-4u.co.uk:2095/3rdparty/squirrelmail/src/compose.php?send_to=sales%40bankmid.com)
>>>>>> if you believe you have received this email in error.
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>
>>>>>
>>>>
>>>>
>>>>
>>>
>>>
>>>
>>
>>
>>
>
>
>

HAHAHA, ROFL :) "Visa being short staffed as everyopne has taken off for the Easter holiday" What a bunch of CRAP!
VISA NEVER ISSUES MIDs, it's acquiring bank's job. Bankmid my A$$

Terry Cattermole has been in the business for several years placing merchants with processors and banks with little luck and usually bad merchants.

Mainly living on set-up fees then and it looks like the same scenario now.

I would be very surprised if he actually have his own system much less be able to give any one any MID#.

Im also very surprised that he is still in the business.

At the moment I see alot of so called Merchant Providers that promise a lot and take setup fees up front in the amount of up to $2500 but never comes up with a solution...... This smells like something is wrong in the industry.... Just my 2cents.

DO NOT EVER USE THIS MONEY STEALING COMPANY.

I applied for an account with these people at the beginning of April this year. Everything was fine and spoke to him on the phone and he sounded like a really nice man.

The application form was filled out after i EVENTUALLY was able to login to the link he provided in an email he sent me.

I got the account setup after he stated that the account had been accpted by the bank.

He gave me the login details and the backoffice for me to login to (after numerous emails and promises).

I then processed for a couple of days and then he told me to stop processing as the bank stated that they had not received the setup fees. He let me pay $600 and then the $1900 out of processing. He stated that all he needed was the trace code from the bank in order for them to trace that the payment was sent out to them. Terry Cattermoles wife is called Alicia Cattermole which I did not know of at the time. He stated his wifes name was Beverley Cattermole and that was the bank the wire was being sent to.

After a short while we start chatting on hotmail messenger about things in general and he stated his wifes name was infact Alicia. He sent me photogrphs of his wife and kids and also a pic of him on a 3VVC card or something to that effect. I questioned him about this and he stated that his wifes name is Alicia Beverley Cattermole. (I didnt think it was allowed to have a bank account starting with your middle name).

HE DOES NOT HAVE AN OFFICE IN THE UK, THATS A LOAD OF BULL. It takes him days to reply to emails. He uses other peoples merchant account for you to process your cards through (without the true merchant knowing you are even using his account).

He is a liar, thief and god knows whatelse, so I urge you to stay well away from these people. He stated as his did not receive the wire fee, he wanted a cheque instead. Then the bank all of a sudden declined our application after 2 months and stated it was because they had not received the wire fee. Also that I was a sole proprietor I would need to become a PLC.

He also made some story up that Visa had also stated that merchants were not allowed to chat on unsecure messaging services, BUT was able to correspond through email. (even more unsecure)

So now he has my setup fee and processing that I had done for a few days. The funny thing was, was when I filled out the form on his site, it then took me to a chinese site where I had to fill out the card details again.

PLEASE DO NOT USE THIS COMPANY, STAY WELL AWAY. I AM DOING EVERYTHING POSSIBLE TO GET THIS PERSON CLOSED DOWN AND WILL REPORT HIM TO THE FDA AND THE DDA AND WHOEVER ELSE I NEED TO EMAIL TO GET THIS SCUM BAG OFF THE NET ONCE AND FOR ALL.

check him out on whitepages, he has had so many addresses in the last year its unbelievable. I also have his telephone number and address if anyone wants it.

Good luck everyone

OH AND TERRY, DON'T BOTHER COMING ON HERE AND TRYING TO EXPLAIN YOURSELF, COS YOUR NUMBER IS UP.

If anyone does want a merchant account with a Virtual terminal and IS legit, send me a message. THIS PERSON WILL NOT RIP YOU OFF and certainly DOES NOT charge the fees he was charging.

We came across this string on Google while researching Terry Cattermole or BankMid - I would appreciate any information from anyone who has done business with Bankmid or Terry Cattermole - including present and past merchants that have paid fees and have processed payments with Bank Mid - Terry Cattermole, or anyone who knows or is familiar with either.

Also: Anyone from VBVO Ltd / vbvo.com , Bardo S.A / bardo.com - having information regarding person's or companies mentioned in this posting please contact us: osagent@yahoo.com

All inquiries are kept strictly confidentail

I have "known" Terry for a very long time. He has been around for quite some time and has, to my knowledge, been living on pre-paid set-up fees.

I know others that have been in contact with him as "he could place a lot of volume" has never seen anything worth while from him and the merchants has in many cases paid upfront fees to him.

The companies I know that has worked with him has all broken their relationship with him as they found him un-diligent and not very professional.

When it comes to Bardo;
May I ask why you are asking?

Im not representing Bardo in any way but know a few things about them.

Bardo.com looks like something you need to stay away from :

http://www.bardo.com/online.asp?page=contact

But ofcourse It could be a legit company, but then they should put some more info on at least there contact page.

Bardo have been in the business for many years and have always kept themselves in the background and out of the limelight.

They are not 100% honest as I know some resellers they have by-passed for deals that the reseller clearly introduced and simply refused any payouts to the reseller in question.
That even though they had clear contracts and agreements.

I want to make a eply on my behalf regarding the content on this page.
BankMid is a company that represents merchants to major payment processiong companies throughout the world so that merchants can obtain credit card processing.
We have the avauiabilty to process our own transactions but to date are onloy reffereing merchants to other processors.
In reference to "My name is Andrew" he was approoved for processing through one of our former companies we did business with Payone in Germany, I was promised through our contact at payones that his account would be live within the nmormal time frame and then put off and put off finally forcing us to stop any dealings with them. Payone charges us a setup fee and in turn we charge it to the merchant. After Payone did not perform as promised we turned to another cpompany we do business with and they approoved his account and we notified Andrew of that but by then he just wanted a refund, which we told him it would be returned by corporate check, but inisited on a wire which has since been returned to him. Anyone in this business knows things like processors abruptly changing the rules to resellers happens, and I passed on the email info I received from payone to andrew just as i received it.
Although clearly I would have preffered a different outcome, I can understand him being upset, but I explianed to him that if he wanted to lay blame then to credit the deserving company PAYONE.

I want to make a reply on my behalf regarding the content on this page.
BankMid is a company that represents merchants to major payment processing companies and acquiring banks throughout the world, so that merchants can obtain credit card processing.
We have the availability to process our own transactions but to date are only referring merchants to other processors.
In reference to "My name is Andrew" he was approved for processing through one of our former companies we did business with; Payone in Germany, I was promised through our contact at payone that his account would be live within the normal time frame and then put off and put off finally forcing us to stop any dealings with them. Payone charges us a setup fee and in turn we charge it to the merchant. After Payone did not perform as promised we turned to another company we do business with and they approved his account and we notified Andrew of that but by then he just wanted a refund, which we told him would be returned by corporate check, but insisted on a wire which has since been returned to him. Anyone in this business knows things like processors abruptly changing the rules to resellers happens, and I passed on the email updates from payone as I received them from payone. Clearly I would have preferred a different outcome, I can understand him being upset, but I explained to him that if he wanted to lay blame then to at least share the blame with the deserving company PAYONE.
Because of this problem we do not under any circumstances collect setup fees or any funds up front for any merchant we work with.
In regards to Blonde Babe.
There were never any setup fees collected at all, despite the bogus claims that she is making, NONE ZERO. Their account (her and her husbands) was closed simply because the business they stated on their application and the business they were entering payments for was not consistent by a long shot and if she is so concerned with getting the truth out then she should post her application she used with us and the site they ended up using and you can judge if you would have processed for that business or not. In any case it was not our decision to shut the account, it was the processors and the acquiring bank we had no control over that decision although had we, we would have agreed 100%. What followed from David and Dianne was a constant flow of threats of one type or another, so to appease them, we put their application out to see if any processors would take the account with notes of our history with them and to our surprise they were accepted, but they did not follow through with this account.
During this time they received an email regarding the funds they processed and that they were being held BY THE PROCESSOR NOT BANKMID for 180 days to cover any chargeback losses to their account and would receive it at the expiration of 180 days minus any debits to the account for chargeback’s and or legal fees.

Finally to the person who says he has known Terry Cattermole a very long time and the other who claims to know something or another and lastly the one who claims that MIDs never get delayed, I can only shake my head, because of the fact they only use an alias and not a real name, I can not be 100% sure I have never met any of these people however if I knew someone a very long time as he states I would probably know them by their user name, WHICH I DO NOT. It's so easy for these people to take pot shots and pretend to be experts in the industry but why? I just like anyone in any business have made some decisions and calls that in hindsight I wish I could recall, but never have I or my companies taken funds that were not legally and contractually due to us. But the fact that this person portrays he knows me a long time is ludicrous, Think about that statement, I've known him along time and he survives off setup fees, that’s preposterous this industry is to small to be in it by either taking peoples setup fees or by providing a service that only handles the collection of setup fees and the statement that I was not diligent with the people he knows was most likely because they were not exactly the type of people we care to do business with or Possibly we were overloaded at the time with resellers or ISO's and did not respond to them at all, perhaps one of those decisions in hindsight I would handle differently, regardless it does not make myself or my company not trustworthy.
We have taken every possible step we can and far more than most to buffer ourselves from this type of rhetoric, if we were interested in stealing people’s money we would not have setup our relationships with the safeguards we have such as:
BankMid does not settle any funds with merchants, each merchant account is contracted with the acquiring bank and it is the acquiring bank that collects and disperses all merchant funds not BankMid. Each merchant has a contact at the acquiring bank to discuss their account at any time, all reserves’ are held by the acquiring bank and we never receive nor disperse them period, Most recently we will not accept any setup fees and to take it a step further have agreements with all the banks we deal with to also not collect any setup fees in advance and if there are setup fees associated with an account the processor or acquirer will deduct the fees out of the first couple months’ processing receipts.
That is not exactly a recipe to extract setup fees in advance and disappear, if the merchant does not process then we are paid nothing, so clearly it’s in our best interest to get the merchant account for the merchant and to help them get processing.
To put our money where our mouth stands so to speak, anyone who reads this forum we will waive any setup fees entirely and provide them with the lowest rates available with an acquiring bank that ranks among the top 20 in the world ranked by assets and then you can make your own decision on what type of company we are based on facts not hearsay.
To the self proclaimed “gurus and experts of WHT, I challenge each and every one of you to loose the alias and bring any merchant application that you have and remove the names and contact info, but still leaving enough pertinent business information with the best rates and terms you can find that can be authenticated and we will respond with authenticated rates and terms we can offer and leave it to the WHT community to see which one he/she would choose and if any merchant should decide to take part in this exercise, without disclosing any personal information we can also post all the generic details, type of industry, volume, status of your running times to get a merchant from application to live, the type of accounts you can provide processing for, accounts that have been closed, and any other pertinent information. If wht is not open to that I will pay for the site and hosting to run results on an ongoing basis, this way when I make a mistake you can at least be factual.

If you require any further information on our services please feel free to contact me directly at sales@bankmid.com (sales@bankmid.com) and despite what is so inaccurately displayed on wht, I will return your email within 24 hours.

Terry Cattermole

I want to make a reply on my behalf regarding the content on this page.
BankMid is a company that represents merchants to major payment processing companies and acquiring banks throughout the world, so that merchants can obtain credit card processing.
We have the availability to process our own transactions but to date are only referring merchants to other processors.
In reference to "My name is Andrew" he was approved for processing through one of our former companies we did business with; Payone in Germany, I was promised through our contact at payone that his account would be live within the normal time frame and then put off and put off finally forcing us to stop any dealings with them. Payone charges us a setup fee and in turn we charge it to the merchant. After Payone did not perform as promised we turned to another company we do business with and they approved his account and we notified Andrew of that but by then he just wanted a refund, which we told him would be returned by corporate check, but insisted on a wire which has since been returned to him. Anyone in this business knows things like processors abruptly changing the rules to resellers happens, and I passed on the email updates from payone as I received them from payone. Clearly I would have preferred a different outcome, I can understand him being upset, but I explained to him that if he wanted to lay blame then to at least share the blame with the deserving company PAYONE.
Because of this problem we do not under any circumstances collect setup fees or any funds up front for any merchant we work with.
In regards to Blonde Babe.
There were never any setup fees collected at all, despite the bogus claims that she is making, NONE ZERO. Their account (her and her husbands) was closed simply because the business they stated on their application and the business they were entering payments for was not consistent by a long shot and if she is so concerned with getting the truth out then she should post her application she used with us and the site they ended up using and you can judge if you would have processed for that business or not. In any case it was not our decision to shut the account, it was the processors and the acquiring bank we had no control over that decision although had we, we would have agreed 100%. What followed from David and Dianne was a constant flow of threats of one type or another, so to appease them, we put their application out to see if any processors would take the account with notes of our history with them and to our surprise they were accepted, but they did not follow through with this account.
During this time they received an email regarding the funds they processed and that they were being held BY THE PROCESSOR NOT BANKMID for 180 days to cover any chargeback losses to their account and would receive it at the expiration of 180 days minus any debits to the account for chargeback’s and or legal fees.

Finally to the person who says he has known Terry Cattermole a very long time and the other who claims to know something or another and lastly the one who claims that MIDs never get delayed, I can only shake my head, because of the fact they only use an alias and not a real name, I can not be 100% sure I have never met any of these people however if I knew someone a very long time as he states I would probably know them by their user name, WHICH I DO NOT. It's so easy for these people to take pot shots and pretend to be experts in the industry but why? I just like anyone in any business have made some decisions and calls that in hindsight I wish I could recall, but never have I or my companies taken funds that were not legally and contractually due to us. But the fact that this person portrays he knows me a long time is ludicrous, Think about that statement, I've known him along time and he survives off setup fees, that’s preposterous this industry is to small to be in it by either taking peoples setup fees or by providing a service that only handles the collection of setup fees and the statement that I was not diligent with the people he knows was most likely because they were not exactly the type of people we care to do business with or Possibly we were overloaded at the time with resellers or ISO's and did not respond to them at all, perhaps one of those decisions in hindsight I would handle differently, regardless it does not make myself or my company not trustworthy.
We have taken every possible step we can and far more than most to buffer ourselves from this type of rhetoric, if we were interested in stealing people’s money we would not have setup our relationships with the safeguards we have such as:
BankMid does not settle any funds with merchants, each merchant account is contracted with the acquiring bank and it is the acquiring bank that collects and disperses all merchant funds not BankMid. Each merchant has a contact at the acquiring bank to discuss their account at any time, all reserves’ are held by the acquiring bank and we never receive nor disperse them period, Most recently we will not accept any setup fees and to take it a step further have agreements with all the banks we deal with to also not collect any setup fees in advance and if there are setup fees associated with an account the processor or acquirer will deduct the fees out of the first couple months’ processing receipts.
That is not exactly a recipe to extract setup fees in advance and disappear, if the merchant does not process then we are paid nothing, so clearly it’s in our best interest to get the merchant account for the merchant and to help them get processing.
To put our money where our mouth stands so to speak, anyone who reads this forum we will waive any setup fees entirely and provide them with the lowest rates available with an acquiring bank that ranks among the top 20 in the world ranked by assets and then you can make your own decision on what type of company we are based on facts not hearsay.
To the self proclaimed “gurus and experts of WHT, I challenge each and every one of you to loose the alias and bring any merchant application that you have and remove the names and contact info, but still leaving enough pertinent business information with the best rates and terms you can find that can be authenticated and we will respond with authenticated rates and terms we can offer and leave it to the WHT community to see which one he/she would choose and if any merchant should decide to take part in this exercise, without disclosing any personal information we can also post all the generic details, type of industry, volume, status of your running times to get a merchant from application to live, the type of accounts you can provide processing for, accounts that have been closed, and any other pertinent information. If wht is not open to that I will pay for the site and hosting to run results on an ongoing basis, this way when I make a mistake you can at least be factual.

If you require any further information on our services please feel free to contact me directly at sales@bankmid.com (sales@bankmid.com) and despite what is so inaccurately displayed on wht, I will return your email within 24 hours.

Terry Cattermole





I HAVE NEVER HEARD SO MUCH BULL S**T IN MY ENTIRE LIFE. MY BANK CONFIRMED THAT YOU HAD RECEIVED THE FUNDS IN YOUR BANK ACCOUNT. THEN OUR ACCOUNT WAS CLOSED BECAUSE YOU STATED THAT YOU HADNT RECEIVED THE WIRE. HOW THE HELL CAN YOU SAY THAT THE BUSINESS WE APPLIED FOR AND THE BUSINESS WE WAS CONDUCTING WAS NOT THE SAME. YOU MAKE EVERY EXCUSE TO TRY AND GET OUT OF THINGS AND YOU ARE A TOTAL LIAR. WE DID NOT ACCEPT THE OTHER ACCOUNT BECAUSE YOU WANTED $2400 UPFRONT, THERE WAS NO WAY IN THIS WORLD WE WAS BEING CONNED AGAIN. WE HAVE NEVER RECEIVED ANY EMAILS WHATSOEVER REGARDS TO THE 180 DAYS. THATS BULL TOO AND I DON'T BELIEVE FOR 1 SECOND THAT ANDREW GOT HIS MONEY BACK. YOU HAVE DONE NOTHING BUT LIE AND STEAL. I HAVE REPORTED YOU TO THE RELEVANT PEOPLE AND YOU SHOULD BE CONTACTED VERY SHORTLY, WITH A KNOCK AT YOUR DOOR. I HAVE ALSO REPORTED YOU FOR FALSE CONTACT INFORMATION ON YOUR WEBSITE, AS YOU DONT HAVE AN OFFICE IN THE UK. THE PERSON THAT I HAVE SPOKEN TO STATES THAT WHAT YOU HAVE DONE AND WHAT YOU ARE DOING INVOLVES A JAIL SENTENCE. YOU ARE A 1 MAN BUSINESS, A CONNING BUSINESS. NOBODY HAS THE CONTACT DETAILS FOR THE AQUIRING BANK. IT ALSO STATES ON THE CONTRACT THAT THE MERCHANT IS CONTRACTED WITH BANKMID IN THE UK, THATS GOOD, CONSIDERING THERE IS NO BANKMID IN THE UK, SO ANYTHING BAD HAPPENS AND OH ITS NOTHING TO DO WITH YOU AS YOU ARE BANKMID USA NOT CONTRACTED WITH YOU.

I DON'T KNOW WHY YOU CANT BE HONEST AND TELL THE TRUTH. WE NEVER DID GET A WIRE WHEN WE WAS SUPPOSED TO NEITHER. AND I SUPPOSED THAT HAD NOTHING TO DO WITH YOU, DID IT. YOU STATED THAT THE BANK CLOSED THE ACCOUNT AS THEY DID NOT RECEIVE THE SETUP FEES, WELL I THOUGHT YOU PAID THEM AND THEN WE PAID YOU. SO SEE YOU ARE CONTRADICTING YOURSELF ONCE AGAIN. ANOTHER LIE.

SO THERFORE I AM WARNING EVERYONE SEARCHING FOR A MERCHANT ACCOUNT, DO NOT EVER, EVER USE BANKMID OR TERRY CATTERMOLE, COS YOU WONT GET PAID A PENNY AND YOU WILL LOSE YOUR SETUP FEE. ITS SCUMBAGS LIKE YOU THAT MAKE PEOPLE WARY OF APPLYING TO OTHER MERCHANTS ACCOUNTS INCASE IT HAPPENS TO US AGAIN. YOU DESERVE EVERYTHING YOU GET, DO YOU HEAR THAT BALL AND CHAIN??????????????????????????????????????????

I have first hand info on your dealings in the past and I am quite sure that this hasn`t changed.

When I read the stories posted here I for one believe them as its more or less what happened in the past as well.

I'm sorry you have confused me here, who do you believe Bankmid?

Or the people he has ripped off?

:)

Sorry for being unclear but if you read my previous posts you will see that I dont believe Terry and a word he says.

yeah sorry. im just so busy working at looking at the forum at the same time. lol

:)

While I have never been a believer in or responding to unaccountable web posts for fear of dignifying the content, I do believe in this case Blond Bimbo crosses the line and enough is enough. Up until bimbo babes most recent rant, I was going to leave it be and let the chips fall where they may, however with this continued attack on myself and my company, you leave few options open but to lay out the verifiable facts associated with our dealings involving you and your company.

I will admit I made a huge mistake with your account, which was I believed that your Club-Hydrocodone site was a site that informed people about the controlled substance and posted relevant facts regarding the use of Hydrocodone, (commonly referred to as VICODIN) and provided physician approved alternatives to this addictive substance, However much to our embarrassment it took our acquirer to reveal that your website was nothing more than a front for selling illegal prescriptions’ of Vicodin on the internet, which was the basis for the acquiring banks immediate suspension of your account and freezing funds.

Each step that was performed was consistent with card company rules and regulations not to mention the necessity of our keepings such records should Interpol, Scotland Yard or the DEA care to look into your clandestine drug operation.
In the event we do not further this legally, let me offer you another way to make some money without internet drug dealing.
You say we stole your money then here is s simple way to collect double the amount you say we stole from you and you can do it legally.
Please post your wire delivery notices cancelled checks or any other payment instrument from any of your banks showing that we were credited any funds from you to our account and I will pay you twice that amount, however there must be a phone number listed with a contact person at the bank who can to confirm your position. The key component here is that someone at your bank or banks can verify the funds were transferred into our account, the skit of sending wires with the wrong account info to look like you sent a wire but as soon as the information attached to the wire is found undeliverable it is promptly returned to your account, is pretty exhausted at this point but still a favorite of scammers, so a homemade wire report is not going to cut it.

Since there is no way you will provide any type of verifiable proof to substantiate you’re claims, simply because they are not true, let me suggest you focus your attention on something positive like good legal representation, your going to need it.


Lastly to the questions and replies posted here including, card expert, CDG Commerce, miklo, lexus and any others, I would like top extend an offer to learn more about us by contacting me with or without your alias, and I will be glad to provide you with any information you desire or need to satisfy your curiosity or concerns regarding the services we provide.

While its entirely possible that I did not return an email promptly or someone was offended because we would not accept an account, it’s hardly lends itself as the basis for casting doubt or to be perceived as a company with less than good intentions.
Does it really make sense that we would take the time and effort involved to defend ourselves and our services if we were nothing more than a sham with dubious intentions. I mean take for example the reply that I have been in the payment processing industry for years, if we were nothing more than a scam don’t you think the amount of people with negative input would list more than 1 delusional drug dealer and one case we agreed the ball was dropped on our end causing unintentional delays?

If it’s worth taking your time to write about then its clearly worth the time to gather recent data about our company, such as ther fact that we do not ask or accept any upfront fees for our services, if there are fees associtted with the set up of an account we deduct them from processing settlements.

WHT provides a place where lunatics and business people can openly discuss their thoughts or the lack thereof, and being there is no accountability for any of the posts, the line between a professional opinion and loosely based rhetoric can often become indistinguishable.
My offer stands open to any interested in defining that line. I can be reached by phone or email via the contact information page on our website.

Terry Cattermole

:mad:Terry

YOUR A LYING SUCK OF ****, YOUR NOTHING BUT A TWO-BIT CON MAN, ANDREW TWIST IS STILL WAITNG FOR HIS SETUP FEE TO BE REFUNDED.

IF YOU ARE NOT GOING TO PAY PEOPLE BACK THERE MONEY, YOU SHOULD **** OFF, AND STOP COMING ON THIS FORUM WITH LIES AND ALL DIFFERENT TYPES OF STORIES

Terry; Please fade yourself out and do us all a big favor.

I wont even respond to your stupid remarks above. I know first hand how you do business.

Quit while you are still ahead. You are embarassing yourself on this forum.

Terry,

You sir, are an unprofessional and arrogent person for calling one of your (ex)clients "blonde bimbo" and "bimbo babes".

Paul

I had dealings about 3 years with Terry and whilst he didnt provide a solution I didnt have to pay upfront either.

I do find it very strange however that when people complain in this forum they allways also have somewhere they DO recommend.

For example:

"Dont use this guy he's bad/evil/scammer/bimbo however contact me and i'll get you the best free daily processing you could want"

Hmmmmm

Is everyone here just a reseller for russian processing companies?

Just my 2cent for anyone else here who just lurks!

Is there any merchant anywhere who can show a merchant account established with BankMID ?

We were offered an account by him, by PostBank in Germany.
Is this real?

If you can sign contract DIRECTLY with this bank and such bank will deposit (or wire) funds DIRECTLY to you, then yes, it may be real.
Otherwise if "BankMid" gets your money from the bank and pays you, then it's not only real, but also is a violation of card association processing rules.

I thought Postbank was just an offshore checking account system.

I agree 500% with Leksus however, ensure you sign directly with the bank in this case! The people involved are not the most popular.

Yea, Terry Cattermole and bank mid are crooks. They charged $1700 in fees to a client to setup a merchant account then gave every excuse under the sun. Finally told the client he would get them an account at Baltic Bill but wanted another $799 setup fee after receiving nothing for the $1700.

While he claimed he would refund the clients moneys if he could not get the account, of course he did not.

We sent the funds to his wives Bank of American Account for Alica Cattermole. We still have the account number if any one needs it to press charges against these thieves.

so, AVOID TERRY CATTERMOLE AND BANKMID AT ALL COST OR YOU WILL LOSE ALL OF YOUR SETUP FEE.

I would also avoid Instabill and Allied Wallet as well. It is easier to tell who NOT to use that to use as no one is good at merchant accounts.

This is a perfect example of how someone (offshore privacy.org) can create complete slanderous and libelous lies and have them published on the Internet without anyone, in this case (Web hosting talk) verifying any of it for the truth or the lack of any truth.
If there is a good side to this is that the person who posted this made no apparent attempt to hide his true identity, therefore making it much easier to prosecute, to which proceedings have already been started.
This type of complete disregard for actions that harm another one's reputation has run rampant on the Internet and also has run its course, at least when the person posting a message does not hide their true identity.
After our legal counsel started preparing documents to file suit, they made us aware that an Internet case much like this had already been through the legal system and it clearly set some legal precedents for this type of defamation and libel reckless abandon:
This and all legal references in this e-mail are copied with approval of Internet business Law services, i b l s dot com
Start quote
A recent case showed how powerful Defamation laws, applied online, can be. In November 2006, a Florida woman, Sue Scheff, was awarded $11.3 million in damages in Broward County Circuit Court, in one of the biggest awards ever tolled. The suit was filed for Internet defamation, and the jury found a Louisiana woman had posted caustic messages against the Scheff and her company, claiming she was a "con artist" and "fraud". The jury found the charges were completely false, so the Louisiana woman had no defense.
Interestingly, Scheff's attorney had offered to settle the case for $35,000 before it went before the jury.
END QUOTE.
We will file suit against offshore privacy.org and its owners, and though we may not retire from the settlement, hopefully it will be the basis for individuals who want to write damaging posts to use the truth and the facts as a basis for their argument.

Below is the exact copy of the series e-mails from the time this merchant was approved and had signed the contract and was sent the merchant API for integrating their website to the balticbill payment Gateway.
Our services were to provide this merchant an account to process their transactions online, which you can clearly see, was provided by the content in offshore privacy.org own e-mails and to that extent how we continued to follow up with offshoreprivacy.org to assist in their merchant’s integration, which we never received a reply from.
The first e-mail is the last correspondence we had with offshore privacy.org and the one at the bottom of the page is the first e-mail sent to us after the merchant had been approved, signed the contract and was sent the API for integrating to the Baltic Bill payment Gateway.

----- Original Message -----
From: sales@bankmid.com (sales@bankmid.com)
To: support@offshoreprivacy.org (support@offshoreprivacy.org)
Sent: Friday, December 21, 2007 7:22 PM
Subject: RE: Great news CMM
Allan,
I saw in the recent set of emails peter at balticbill is made aware that your clients needs assistance integrating, if he has not received support, please contact me so we can follow up on it.
Terry Cattermole
-sales@bankmid.com

From: support@offshoreprivacy.org (support@offshoreprivacy.org) [mailto:support@offshoreprivacy.org]
Sent: Thursday, December 20, 2007 2:21 PM
To: Director Card Services
Subject: Re: Great news CMM
The client have much review is unable to integrate the site -- he is a programmer but has no experience with API and needs further directions from Baltic Bill. Do you have information on their tech support or a direct contact?

----- Original Message -----
From: support@offshoreprivacy.org (support@offshoreprivacy.org)
To: sales@bankmid.com (sales@bankmid.com)
Sent: Wednesday, December 19, 2007 7:48 PM
Subject: RE: Great news CMM


Client is intergrating now and Baltic Bill should be able to run a test transaction within the hour.
----- Original Message -----
From: sales@bankmid.com (sales@bankmid.com)
To: support@offshoreprivacy.org (support@offshoreprivacy.org)
Sent: Wednesday, December 19, 2007 7:48 PM
Subject: RE: Great news CMM
Allan,
Those are the directions for the integration to the payment gateway for live transactions that will be processed through the website. The merchant needs to integrate his site to the payment gateway and send a test transaction, at that time they will be issued an MID for sending live transactions and the virtual terminal will be opened for them to access. They do not want merchants processing virtual terminal only which is the reason they ask for integration and a successful test transaction to be performed first.
Terry Cattermole
sales@bankmid.com
From: support@offshoreprivacy.org [mailto:support@offshoreprivacy.org]
Sent: Wednesday, December 19, 2007 5:32 PM
To: Director Card Services
Subject: Re: Great news CMM
I did not see a logon or a way to process through a virtual terminal -- can you please explain how the client is able to do this? I see the Baltic Bill CC processing info but it also says ,"Once you have a merchant account established, BalticBill will supply you with a MerchantID and a SiteID."
I don't see what the Merchant ID or Site ID is.......
----- Original Message -----
From: sales@bankmid.com (sales@bankmid.com)
To: support@offshoreprivacy.org (support@offshoreprivacy.org)
Sent: Wednesday, December 19, 2007 7:03 PM
Subject: RE: Great news CMM
Allan,
The last email I sent you had all the info that the merchant needs. They could have been processing yesterday.
Terry Cattermole
sales@bankmid.com
From: support@offshoreprivacy.org (support@offshoreprivacy.org) [mailto:support@offshoreprivacy.org]
Sent: Wednesday, December 19, 2007 11:19 AM
To: Director Card Services
Subject: Re: Great news CMM
The client was just approved for an account with Instabill, your rates are a little better but timing is a more inportant issue. If you can get it setup in the next day or so they will use yours.
END STRING OF EMAILS
I guess we are somewhat lucky that we can prosecute this individual and company and will. However it could have been just another anonymous post. As I started to wonder if there was an end to negative posts for no other reason than to hurt someone professionally or personally, I came upon an article that offered some insight as to why people post anonymously, and it’s not much different than your initial intuition would figure.
It also made me look differently at any posting I read anywhere that is made under a pseudonym or alias
The article is from executive style magazine and was also copied and published in the Sydney morning Herald, The entire article can be read by searching: the age dot com- cowards with convictions
It’s titled cowards with convictions,
The internet has been a boon for cowards.
Emails, instant messages and, of course, anonymous blog-postings, they're all a refuge for the passive-aggressive who hides behind technology, stridently demanding their opinion be heard, then refusing to claim ownership of their words. While the email coward is difficult to stomach, he's a veritable mythological hero compared to some anonymous commentors on blogs. Then there's the trolls and foot-stamping sooks who delight in tearing me and other posters apart, whine if their words are edited, and think this behavior is acceptable because "it's the internet, man".
Why do it I consider this such a big deal?
Because when you write something under your real name, you have to back it up in the real world, where readers approach you and tell you what they think of your opinions.
This sort of feedback causes you to actually consider your words and positions and, often-times, shapes them, because you just can't go off on a rant.
Recently, I've had the pleasure of meeting a few of you** on the street, who've introduced yourselves, given your real name, yet when I've asked for your blogging tag, it's been the same response: "Oh I can't tell you that, then you'd know what I'm posting..."
No, then you'd have to take responsibility for what you're posting.
I believe anonymity is part of a larger problem with expression in this country/western world. I think many people feel secretly ashamed of who they really are and/or a variety of thoughts and emotions that they experience because they don't have enough day to day contact with other people to show them what they can/should/may want to be.
Anonymity adds to this shame, this sense of isolation and the only cure for it, the only way forward, is proud, honest, naked expression in the full public view (i.e. friends, family, community).
Take your clothes off people. Get Well.
If you are interested in what the guidelines are for pursuing slanderous, defamatory or libelous attacks, or if any of you reading this are business owners or simply people who've been wrongfully attacked on a web post, please do yourself a favor and take a look at Internet business law services on the Internet, they provide a wealth of information on this topic and professionals that can make the originators face the repercussions of their lies.

Personally I would rather sit in the dentist’s office for a quadruple root canal, then reply to one of these posts, but until a few of them like the above one, are pursued legally and won, and made public they will continue.

wow....this post really hurts my eyes....

edited because the code was not taken out of it.

Strip all the font tags out dude, they are not needed.

Paul

This is a perfect example of how someone (offshore privacy.org) can create complete slanderous and libelous lies and have them published on the Internet without anyone, in this case (Web hosting talk) verifying any of it for the truth or the lack of any truth.
If there is a good side to this is that the person who posted this made no apparent attempt to hide his true identity, therefore making it much easier to prosecute, to which proceedings have already been started.
This type of complete disregard for actions that harm another one's reputation has run rampant on the Internet and also has run its course, at least when the person posting a message does not hide their true identity.
After our legal counsel started preparing documents to file suit, they made us aware that an Internet case much like this had already been through the legal system and it clearly set some legal precedents for this type of defamation and libel reckless abandon:
This and all legal references in this e-mail are copied with approval of Internet business Law services, i b l s dot com
Start quote
A recent case showed how powerful Defamation laws, applied online, can be. In November 2006, a Florida woman, Sue Scheff, was awarded $11.3 million in damages in Broward County Circuit Court, in one of the biggest awards ever tolled. The suit was filed for Internet defamation, and the jury found a Louisiana woman had posted caustic messages against the Scheff and her company, claiming she was a "con artist" and "fraud". The jury found the charges were completely false, so the Louisiana woman had no defense.
Interestingly, Scheff's attorney had offered to settle the case for $35,000 before it went before the jury.
END QUOTE.
We will file suit against offshore privacy.org and its owners, and though we may not retire from the settlement, hopefully it will be the basis for individuals who want to write damaging posts to use the truth and the facts as a basis for their argument.
Below is the exact copy of the series e-mails from the time this merchant was approved and had signed the contract and was sent the merchant API for integrating their website to the balticbill payment Gateway.
Our services were to provide this merchant an account to process their transactions online, which you can clearly see, was provided by the content in offshore privacy.org own e-mails and to that extent how we continued to follow up with offshoreprivacy.org to assist in their merchant’s integration, which we never received a reply from.
The first e-mail is the last correspondence we had with offshore privacy.org and the one at the bottom of the page is the first e-mail sent to us after the merchant had been approved, signed the contract and was sent the API for integrating to the Baltic Bill payment Gateway.

----- Original Message -----
From: sales@bankmid.com
To: support@offshoreprivacy.org
Sent: Friday, December 21, 2007 7:22 PM
Subject: RE: Great news CMM
Allan,
I saw in the recent set of emails peter at balticbill is made aware that your clients needs assistance integrating, if he has not received support, please contact me so we can follow up on it.
Terry Cattermole
sales@bankmid.com
From: support@offshoreprivacy.org [mailto:support@offshoreprivacy.org]
Sent: Thursday, December 20, 2007 2:21 PM
To: Director Card Services
Subject: Re: Great news CMM
The client have much review is unable to integrate the site -- he is a programmer but has no experience with API and needs further directions from Baltic Bill. Do you have information on their tech support or a direct contact?
----- Original Message -----
From: support@offshoreprivacy.org
To: sales@bankmid.com
Sent: Wednesday, December 19, 2007 7:48 PM
Subject: RE: Great news CMM

Client is intergrating now and Baltic Bill should be able to run a test transaction within the hour.
----- Original Message -----
From: sales@bankmid.com
To: support@offshoreprivacy.org
Sent: Wednesday, December 19, 2007 7:48 PM
Subject: RE: Great news CMM
Allan,
Those are the directions for the integration to the payment gateway for live transactions that will be processed through the website. The merchant needs to integrate his site to the payment gateway and send a test transaction, at that time they will be issued an MID for sending live transactions and the virtual terminal will be opened for them to access. They do not want merchants processing virtual terminal only which is the reason they ask for integration and a successful test transaction to be performed first.
Terry Cattermole
sales@bankmid.com
From: support@offshoreprivacy.org [mailto:support@offshoreprivacy.org]
Sent: Wednesday, December 19, 2007 5:32 PM
To: Director Card Services
Subject: Re: Great news CMM
I did not see a logon or a way to process through a virtual terminal -- can you please explain how the client is able to do this? I see the Baltic Bill CC processing info but it also says ,"Once you have a merchant account established, BalticBill will supply you with a MerchantID and a SiteID."
I don't see what the Merchant ID or Site ID is.......
----- Original Message -----
From: sales@bankmid.com
To: support@offshoreprivacy.org
Sent: Wednesday, December 19, 2007 7:03 PM
Subject: RE: Great news CMM
Allan,
The last email I sent you had all the info that the merchant needs. They could have been processing yesterday.
Terry Cattermole
sales@bankmid.com
From: support@offshoreprivacy.org [mailto:support@offshoreprivacy.org]
Sent: Wednesday, December 19, 2007 11:19 AM
To: Director Card Services
Subject: Re: Great news CMM
The client was just approved for an account with Instabill, your rates are a little better but timing is a more inportant issue. If you can get it setup in the next day or so they will use yours.
END STRING OF EMAILS
I guess we are somewhat lucky that we can prosecute this individual and company and will. However it could have been just another anonymous post. As I started to wonder if there was an end to negative posts for no other reason than to hurt someone professionally or personally, I came upon an article that offered some insight as to why people post anonymously, and it’s not much different than your initial intuition would figure.
It also made me look differently at any posting I read anywhere that is made under a pseudonym or alias
The article is from executive style magazine and was also copied and published in the Sydney morning Herald, The entire article can be read by searching: the age dot com- cowards with convictions
It’s titled cowards with convictions,
The internet has been a boon for cowards.
Emails, instant messages and, of course, anonymous blog-postings, they're all a refuge for the passive-aggressive who hides behind technology, stridently demanding their opinion be heard, then refusing to claim ownership of their words. While the email coward is difficult to stomach, he's a veritable mythological hero compared to some anonymous commentors on blogs. Then there's the trolls and foot-stamping sooks who delight in tearing me and other posters apart, whine if their words are edited, and think this behavior is acceptable because "it's the internet, man".
Why do it I consider this such a big deal?
Because when you write something under your real name, you have to back it up in the real world, where readers approach you and tell you what they think of your opinions.
This sort of feedback causes you to actually consider your words and positions and, often-times, shapes them, because you just can't go off on a rant.
Recently, I've had the pleasure of meeting a few of you** on the street, who've introduced yourselves, given your real name, yet when I've asked for your blogging tag, it's been the same response: "Oh I can't tell you that, then you'd know what I'm posting..."
No, then you'd have to take responsibility for what you're posting.
I believe anonymity is part of a larger problem with expression in this country/western world. I think many people feel secretly ashamed of who they really are and/or a variety of thoughts and emotions that they experience because they don't have enough day to day contact with other people to show them what they can/should/may want to be.
Anonymity adds to this shame, this sense of isolation and the only cure for it, the only way forward, is proud, honest, naked expression in the full public view (i.e. friends, family, community).
Take your clothes off people. Get Well.
If you are interested in what the guidelines are for pursuing slanderous, defamatory or libelous attacks, or if any of you reading this are business owners or simply people who've been wrongfully attacked on a web post, please do yourself a favor and take a look at Internet business law services on the Internet, they provide a wealth of information on this topic and professionals that can make the originators face the repercussions of their lies.
Personally I would rather sit in the dentist’s office for a quadruple root canal, then reply to one of these posts, but until a few of them like the above one, are pursued legally and won, and made public they will continue.

Terry....you never stop to amaze me.....

The sad story is that people are actually still using your "services" and to some extent that is their own fault.

Oh well....the saga continues

I have lots of emails from this crook as well:

First payment of $1100 -- promises setup next day on 11/14 - we hear nothing until Dec 5

----- Original Message -----
From: Director Card Services
To: support@offshoreprivacy.org
Sent: Wednesday, December 05, 2007 3:59 PM
Subject: RE: OEM Client is live

Allan, Sorry I was out of touch, I flew to L.A. to meet one of the directors of the Swiss acquirer we used for the OEM acct and about 10 others of mine, because I need to find out what was going on. He admits they had a problem containing the board members over the merchant who took them for a couple mill but all is fine except they are running behind. I will gladly refund their money if we cannot get it open this week.

Assure them this account is head and shoulders above the rest and it will truly be worth the wait.

Terry Cattermole
-cardservices@globaleuropay.com

Now excuse why it is not set up

Next Terry tells us our setup fee of $1100 is not enough and wants more:

----- Original Message -----
From: support@offshoreprivacy.org
To: Director Card Services
Sent: Friday, December 14, 2007 4:35 PM
Subject: Re: OEM client

Not sure that I understand since he already paid $1100 -- is this for another one? I can sell out of the settlement it as long as it works.....
----- Original Message -----
From: Director Card Services
To: support@offshoreprivacy.org
Sent: Friday, December 14, 2007 3:18 PM
Subject: RE: OEM client

No, I am going to pay you the 599 in advance for him, all I am asking is to have the 599 returned to me out of his first settlement.

Terry Cattermole
-cardservices@globaleuropay.com

Last email when client could NOT get tech support from Baltic Bill and they/terry did not answer any further emails or phone calls. But since he made $1100 for nothing, it was not a bad day I guess for this crook who provided NOTHING but BS excuses and no service.

----- Original Message -----
From: Director Card Services
To: support@offshoreprivacy.org
Sent: Wednesday, January 02, 2008 3:49 PM
Subject: RE: Great news CMM

What is the story with this merchant as of now? Did he start processing or is he still in need of technical assistance? Or Other?

The facts are the facts, this guy is a thief and liar.

Terry Cattermole = con-man & thief

ElmoSunset,

What is the point in responding to a thread that is over a year old?

I see no problems with someone keeping this crooks name in the public eye as I am sure he is still doing this under a different business name.