I need a credit card processor but not with merchant account. For example , you'll send my earned money to my bank. Do you know suggest?

Please help me,

Regards,

http://www.paypal.com
http://www.ibill.com
http://www.ccbill.com

http://www.revecom.com

http://www.cardservices.com

http://www.ccnow.com/ [International, only in USD]