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View Full Version : Best forms of Payment?


LukeRH
03-26-2006, 03:35 PM
Hey everyone. After installing Clientexec 2.7 I have the choice of various forms of payment. At the moment I only It have set to paypal (reluctantly). But there are lots of others here are the ones it supports.

Protx
StormPay
BluePay
Check(offline)
Credit Card(offline)
Money Bookers
Internet Secure
CCAvenue
2Checkout
Authorize.Net
World Pay
Paypal
PSiGate
e-gold
eProcessingNetwork
Pay Systems
Money Order (offline)
Bank Transfer (offline)

Now thats a nice big list. So what would you all recommend? Here is what im looking for.

- Minimal transaction fees
- Easy to pay (no account required)
- Maxium support for credit and debit cards
- Easy to use (Clean Interface)

Regards
Luke - Realmhost.com

bluedreamer
03-26-2006, 05:46 PM
Everyone has their own favourites but I would recommend visiting each site and making a detailed comparison of all of them (hint - put it all on a spreadsheet). What works for me might not be right for you.

brilliantfusion
03-27-2006, 05:49 AM
2CO is the Best!

kevhosting
03-27-2006, 07:39 AM
2CO is the Best!
I think he wants just abit more than a statement.
Here's some info I know about these providers.
Remember, if your really intrested. Contact them directly.
My information may be alittle old.

--Check(offline)--
Pros.
Many people who don't have a credit/debt card usually ask for this.
Cons.
Checks can bounce.
You would need to wait a few days before you'd get the check.
--Money Bookers--
Pros.
They protect you against chargebacks
Low transaction fees (IMO)
No signup fee (last time I checked)
Cons.
UK based company
I've had a few problems with them before when trying to bill a client.
--2Checkout--
Review.
I've used 2checkout for a few months now and only have positive to say. 2checkout is a great 3PP for webhosts.
Pros.
Option to deposit money directly into bank.
Great technical support department
Cons.
49$ setup fee
"verification". They usually call all your clients once you hit payment (usually when it's your first payment) to verify that they've receved services.
--Money Order (offline)--
Pros.
Reliable.
Money value is stored in money order.
Cons.
If your in the US. Get an American money order.
If your in the US and your host is in Canada. Get an INTERNATIONAL money order. This caused me to have to return a money order to a client due to the fact that my bank wouldn't take it.
Same with a check, you gotta wait.
--Bank Transfer (offline)--
Pros.
Right into your bank account.
Pretty fast
Cons.
Would you feel safe giving your banking information out??
--Authorize.Net--
Pros.
Very powerful and large 3pp provider.
Low fees
E-checks
Terminal entry (you can charge your cards through a terminal)
I beleve they also offer merchant accounts
Authorize.Net is used on many large online shops to process cards.
Cons.
You must request a quote to get their fees.
It's wierd how they get you to contact a reseller.
--Paypal!--
Pros.
Very low fees
No setup fees
Great customers support
Cons.
Pretty poor chargeback defence for webhosts. You can find many hosts here who have lost many chargebacks.

Anyways, here is a list for you for some of the providers/methods on your list. Some of my information may be out of date, so please check before you instantly hit the signup button.
Thanks!
If I've left something out or made a mistake. Feel free to correct me.

Corey Bryant
03-27-2006, 09:01 AM
If you are in the UK - Authorizenet.com won't work for you. They are an electronic payment gateway (like protx) and authorizenet.com is available to United States merchants. There are some processors who will support merchants not based in the United States but you have to have at least a United States bank account, United States address, and United States phone number.

Paypal can be used (and usually is) in conjunction with 2CO. They have their own merchant account and you are basically using their to accept credit cards. Even though 2CO acts like a 3PP, it is not. They are reselling your services and do not consider themselves to be a 3PP

Worldpay might be a better option or even Protx with a merchant account.

etechsupport2
03-27-2006, 11:35 AM
It also depends upon how you major the security and what time actually you are getting your money.