Well, It all started the first with 2 unknown charges on my debit card, I called paypal up and said to wait to see if they were previous charges that happened along time ago. So I waited, and during the night, someone did an ATM withdrawl from my account of $350 dollars in Brooklyn, NY. How this is possible I live in Rochester, NY, Haven't been in NY, and I still have my card. Ok, Getting the number sure, but don't you need the card to do an ATM withdrawl, and MY pin? How is this possible? The withdrawls were, The Same place twice, then the third at another. Within, Uhh say 45 seconds of each other.. Is it possible to walk some place else in Brooklyn to another ATM and do it? Could these be charges that were badly routed? How did they get an exact duplicate of my card and my pin? Questions that Paypal never answered. So I was like, canceled my card, then I have to do a affidavit for the withdrawls. I have to wait 2 weeks for a fricken refund, when Bills are due? Its their fault.

Sorry to hear you may have been scammed.

Actually there are many ways a clever thief can get your card number and PIN by either taping a terminal in a store or by mounting an inconspicuous add on reader at a legitimate atm and harvesting data, or simply looking over your shoulder at the right time and place. This has been done before and is becoming increasingly common. Making a duplicate card merely requres some easily obtainable blanks and magnetic strip reader/writer. It's a techno-crime jungle and the price of secure finances in to be eternally informed and vigilant. Fortuantely the success rate at apprehending these people is also increasing.

Could have it been a bad route to my account?

OP- sad to heare,but that,s not usual ,It happens all the time, if you Join paypal they WIL Take money out of your Accounts ,it,s just a question about time
www.aboutpaypal.com (http://www.aboutpaypal.com)

r00ts, paypal didn't take his money, someone else did. In addition, paypal's own terms expressely state that your money will never be used for their operations or placed in any of their operational bank accounts.

Why people believe paypal is stealing everyone's money is beyond me.

OP, good luck, and hopefully everything works out for you in the future. Keep contacting paypal regarding the issue, they will work something out.

If your money was taken from an atm machine why is paypal to blame?,

I dont get it why do people blame paypal?,

r00ts, Sites like that are just sad, All they do is moan moan and did i forget to say moan? and yet some of thier storys are just made up, Ive been a paypal member for years now and ive never had a problem with them yet,

NitOxYs, My advice to you is go to your bank and report to them about your atm, Your bank should issue you another card,

If your money was taken from an atm machine why is paypal to blame?,

I dont get it why do people blame paypal?,

r00ts, Sites like that are just sad, All they do is moan moan and did i forget to say moan? and yet some of thier storys are just made up, Ive been a paypal member for years now and ive never had a problem with them yet,

NitOxYs, My advice to you is go to your bank and report to them about your atm, Your bank should issue you another card,
Actually, What I mean't to say was that Paypal didn't do anything. First of all, How is it possible for someone to get an card in my possesion get the number, pin and CVV2 number? I thought it was a bad route or something, which would be paypal's fault, would it not? I just find it ironic how someone would go to such lengths just for 350 dollars.. Using a blank and imprinting numbers.. Encoding the magnetic strip.. All for huge lengths and is going to get caught. I just don't get it, unless he hacked an atm machine or something. I've only used this card once at a local trustable store, that is close to my home. Its a family run business and no one has seen it.. I made sure of it. I never really use the card that often either so.. Just don't get it.. I'm out $350 and just tired of this crap. Plus, Why would I make something up? I love paypal, but seriously My co-ceo has had problems with them, and I know of alot more people who's had problems too.

I think you can just tell them that you did not authorize those charges and they will insure you for the funds. Im not sure though. It happen to a friend of mine and he got back his money.

I use paypal, have never had any problems, and yeh, their reply times are hopless, and their replies most of the time are the same as well. I just try to be polite and get it settled.

I'm so sorry to hear that someone did this to you, maybe contacting your cc provider will help, and try phoning paypal, faxing them, try to be polite no matter what. If that doesn't work, be mean :)

Hope it works out for you NitOxYs.
(http://www.webhostingtalk.com/member.php?u=113875)

Well, It was the paypal debit card, my co-ceo says I most likely get nothing back, he told me to go to the police station and have a report done about this, because they'll call Brooklyn PD and have them look into it, however I've heard that their lazy. We'll I'll send out the affidavit today.

How is it possible for someone to get an card in my possesion get the number, pin and CVV2 number?

1) got a hard copy slip/receipt out of the garbage (yours or a store where you used the card)

2) actually saw you use the card and made note of the information

3) harvested the the data from a "bugged" ATM machine/cubicle

4) dishonest store clerk passsed information on to confederates or used themselves

5) copied the information from your card at some point where someone had physical access

6) ...

This type of crime is becoming common place unfortuantely. As I said you have to be vigilant and notice things whenever you use your card these days. Sad commentary on the world but there it is.

After contacting paypal a third time, because the charges expired then were done 2 more times, the third charge was cancelled. I waited on the phone for at least a half and hour waiting, then I was told, I didn't need a police report, because their department will handle it, so She told me to send the affidavit out.. I guess I'll never use the debit card again..

"
r00ts, Sites like that are just sad, All they do is moan moan and did i forget to say moan? and yet some of thier storys are just made up, Ive been a paypal member for years now and ive never had a problem with them yet, "
So You are saying its sad that ppl want there 500 $ ,1000$, 1500$, 2000$ and so on back? You think its sad that ppl are trying to get some fairness? oh Thats just sad and ignorant to say

r00ts, paypal didn't take his money, someone else did. In addition, paypal's own terms expressely state that your money will never be used for their operations or placed in any of their operational bank accounts.

Why people believe paypal is stealing everyone's money is beyond me.

OP, good luck, and hopefully everything works out for you in the future. Keep contacting paypal regarding the issue, they will work something out.
LOL Yeah thats right They SAY SO ,but PLEASE also do read that they say in there terms " that they can modify these terms when EVER they want and with no reason or what so ever "
"why people believe paypal is stealing .." mate Paypal have been sued like 4 times , as far as i remeber once it was due to there TERMS who was found UNFAIR in the state of cali , the rest 3 was "paypal froze the accounts,kept the money for 180 days with NO reason or what so ever "
You go do the map

mate Paypal have been sued like 4 times

4 times? That's incorrect, Mate. A quick Google search proves this number to be invalid. And no, I'm not counting class-action.

Richard a Google search? LOL , - Your Responce is incorrect . however i got my information from aboutpaypal.com

Here we go :
http://www.freelancewriting.com/commentary/news-032805-01.html
http://www.paymentsnews.com/2002/09/los_angeles_tim.html
http://www.evhead.com/2002/02/paypal-sued-over-frozen-funds-less.asp
i wil hook you up with the last one when i find it :)