I've read the rules here and also read a few threads including the high risk topic at this forum. We have a fictional-fantasy-text only story paysite containing various genres of erotica. Some of the stories may be offensive to some, however, we do have a loyal membership following.

We have had a difficult time with acquiring a merchant account and or a processor. In an attempt to assure merchant account providers and processors we have acquired the services of an attorney to review our site. The attorney has established our content legal. We have also added a Birth Date Verifier designed by this attorney to prevent the illegal access of minors. I would name the lawyer and our site, but as the rules stated and as I interpreted them I cannot post this information.

There are no chat rooms and we monitor the site diligently.

Our site has been in business for approx. nine years. My husband has worked very hard and is a very professional and honest businessman. Recently, I don't remember what they are called (my husband probably knows), but they are people that find processors and merchant accounts for online business. Well, the bank did process for us stating in 3wks we would receive our first payment. However, it has been 6 weeks now. We called this individual to ask for a followup and our money and his reply was, "I'll give the bank a call." Then we went to the group that originally sent us to this individual and found out that 'he' has our funds and that he is in financial disarray. Using our funds to pay some of his bigger clients what he owes them. It is truely a mess. He has over 50,000$ of our funds. We have disabled our sign up page for ccard payments.

Anyone here has some advice or can steer us to a processor and merchant account provider that might accept such a sight that has a proven honest reputation?

Misty

Welcome to WHT,

It would be easier to recommend a provider if you can somehow let us know your web site address, that way we can review and see if you can go with a normal merchant account or other type.

There are merchant providers for adult web sites, their discount rate is higher but you are able to receive funds, for what you say your site does not contain pictures or videos so it all comes down to text which can be reviewed by a normal provider and maybe get a better rate in that case.

Thanks wbpro for the warm greetings.

Yes, we do not have any pictures/images/videos on the site. I have added the url of the site to my sig. It appears that this is ok (I think) since I see other have done this. If I am mistaken -I will be glad to remove it.

I forgot to add we have an extremely low charge back.

Misty