This website offers US bank account for non-US residents,
I do not know if it is legit? But no harm to check it out:
http://www.ustradebank.com/

they are selling an ebook. and it is like buying fish from the sea, you don't know what it contains.

A little note.. if you want to use Paypal with it, be sure to registere in your own country.. if you get an USA paypal with USA mailing address, then after a certain amount you need to fax utility bill and drivers license to prove you are living there !!

A little note.. if you want to use Paypal with it, be sure to registere in your own country.. if you get an USA paypal with USA mailing address, then after a certain amount you need to fax utility bill and drivers license to prove you are living there !!

That is rather intresting, didn't know that they are that strict... well Paypal Sucks (http://www.paypalsucks.com)

Try www.netbank.com for such bank accounts. I have heard that NetBank works.

Regarding PayPal - if you accessing your PayPal account from the "non-PayPal" country, you should expect to say goodbye to your money, because your PayPal account will be locked, sooner or later.

That is rather intresting, didn't know that they are that strict... well Paypal Sucks (http://www.paypalsucks.com)
Why do you people come such conclusion like "PayPal Sucks" so quick?
They are serving to 86 MILLION accounts. I don't think there are so many THINGS in this universe with 86 million subscribers.

What would you expect? Non-strict rules? Most unlikely...
They didn't screwed up like PaySystems and PaySat, maybe because of those strict rules.
Can you imagine what will happen if they change the policy something like this:
"If you have credit card, and an e-mail address, you can use PayPal, no other questions will be asked. You have a Japanese issued credit card, living in China, company registered in US, and want to transfer your money to Ukraine? No problem, Sign Up now!".

That will be the day I will sign-out from PayPal immediately.

Edit: Typos

Why do you people come such conclusion like "PayPal Sucks" so quick?
They are serving to 86 MILLION accounts. I don't think there are so many THINGS in this universe with 86 million subscribers.

What would you expect? Non-strict rules? Most unlikely...
They didn't screwed up like PaySystems and PaySat, maybe because of those strict rules.
Can you imagine what will happen if they change the policy something like this:
"If you have credit card, and an e-mail address, you can use PayPal, no other questions will be asked. You have a Japanese issued credit card, living in China, company registered in US, and want to transfer your money to Ukraine? No problem, Sign Up now!".

That will be the day I will sign-out from PayPal immediately.

Edit: Typos

Did not mean it that way. And i do happen to have quite a few bad experiences with paypal in the past.
One could say, more bad than good.

Now, also i did not mean that it should be completely loose, but they are amazingly strict! and i do not believe that they would need to that strict.

If someone has say Japanese credit card, lives in japan, accesses from Japan, and withdraws to Japan, no prob, but why are they still needed to get verified?

Then again, they limit their possible users because of their verification process difficulties, and i've had a share of those also.

Why couldn't they like take all the information, send a snail mail to your address to get verification? Won't cost that much, and you can ask the user pay for it, 2-3$ big deal.

Paypal's customer support sucks a big time, that's the hughest problem with them, i've never got an answer from their support, and it's only 2 times i've had to ask something, in the whole time i used them, for couple years.
and naturally i first browsed their support areas etc.

Just go and try to get any kind of answer from them that would answer you question (that is, the automated emails never really answers your question, now do they?). And just see the amount of complaints etc. done against them...

Try www.netbank.com for such bank accounts. I have heard that NetBank works.
Small Business
|
Click!
|
Business Checking
|
Click!
|
Open Account
|
Click!
|
The page you requested has not been found at this location. :rolleyes:

And the site has zillons of JavaScript errors

Did not mean it that way. And i do happen to have quite a few bad experiences with paypal in the past.
One could say, more bad than good.

Now, also i did not mean that it should be completely loose, but they are amazingly strict! and i do not believe that they would need to that strict.

If someone has say Japanese credit card, lives in japan, accesses from Japan, and withdraws to Japan, no prob, but why are they still needed to get verified?

Then again, they limit their possible users because of their verification process difficulties, and i've had a share of those also.

Why couldn't they like take all the information, send a snail mail to your address to get verification? Won't cost that much, and you can ask the user pay for it, 2-3$ big deal.

Paypal's customer support sucks a big time, that's the hughest problem with them, i've never got an answer from their support, and it's only 2 times i've had to ask something, in the whole time i used them, for couple years.
and naturally i first browsed their support areas etc.

Just go and try to get any kind of answer from them that would answer you question (that is, the automated emails never really answers your question, now do they?). And just see the amount of complaints etc. done against them...
I understand,
From my point of view, all those "lacking" or "strict" areas are acceptable because:
1 - They, as I mentioned, have over(?) 86 millon accounts and the service is (almost) free. You pay only when you sell something, or when you send some money. Under these circumstances, I don't expect a 1~2 hours response and 24 hours resolution guarantee.

2 - Verification is actually a good thing, whether you are a buyer or a merchant. If buyer: to buy something from a verified merchant is more secure(comparibly)
merchant: selling as a verified merchant is a + point for customers, and selling to a verified member will reduce(again, comparibly) fraud.

3 - If my company have over $10K/mo income , and still using PayPay, well, my payment policy is wrong alltogether. Or if I don't have any other choice, I would use it without complaining.

Again, this is my point of view :)

paypal is not bad its ebay company and it works well.

Try www.netbank.com for such bank accounts. I have heard that NetBank works.

Regarding PayPal - if you accessing your PayPal account from the "non-PayPal" country, you should expect to say goodbye to your money, because your PayPal account will be locked, sooner or later.

A quote from their site:
What we need from you:
A valid U.S. Social Security Number
Seems they will not open bank account for non-US residents.

As a canadian selling goods in US $, I have opened a US $ bank account at my local bank (CIBC - but all canadian banks will offer the same thing). VISA and MC are accepting the money in US $ and transfering it to my US $ in my canadian bank.

So all is well. But Paypal has a strict rule: since I do live in Canada, even if I charge my clients in US $, they "have to" transfer the money in Can. $ into my Can. $ account. They will NOT transfer it into my US $ account. This is unfortunate as I have to pay exchange fees to the bank each time I transfer the money from Paypal. Then, if I want to purchase something in US $, again I have to pay for the exchange fee. I do lose a few precious % points each time. It adds up.

To avoid this, I must leave the US $ in my Paypal account and then buy my US $ goods directly from my Paypal account (if the seller accepts Paypal of course)

Frankly, I find the whole thing rather ridiculous.

Correct me if I'm wrong, but I think since 9/11 the banks must verify all ID.

I live in a Canadian border city and if I want to open a U.S. bank account I MUST go to the bank in person so they can make copies of my ID.

Although this site looks interesting, I would be highly suspicious of anybody that claims they can do such a thing. Banks are not going to jeopardize themselves legally just to get some non-US customers.

Why do you people come such conclusion like "PayPal Sucks" so quick?
They are serving to 86 MILLION accounts. I don't think there are so many THINGS in this universe with 86 million subscribers.

A little note... Paypal forced every buyer to get a FREE account with them.. they did it years... So of those 86 million nobody knows how much ACTIVE accounts there are.. Paypal won't say, because bad publicity.. the higher the amount the better for their publicity.. don't forget that... maybe not even 1/5th is actif !

Try www.netbank.com for such bank accounts. I have heard that NetBank works.

Regarding PayPal - if you accessing your PayPal account from the "non-PayPal" country, you should expect to say goodbye to your money, because your PayPal account will be locked, sooner or later.

This seems to be accepting foreign citizens (n-usa citizens) !!

Tx

Hi.

Can anyone advise here. I manage to open the US bank account when I first purchase from ustradebank.com 3 weeks ago and open it successfully & manage to withdraw most of my funds in there. (Recommended coz they have good support and cheapest.)

However, here is my situation.

I only realized today that i can only link 1 paypal account to 1 US bank account. Since I have 2 paypal account, I tried to link it to the same account, Paypal website says something like only 1 paypal account = 1 US bank account. Ustradebank currently offers only 1 US bank account at present (which is really good) and they say they are working on another one which I can't wait and only available in the next month or so. I have been searching for quite sometime and most of the info on forums are misleading or I reach a dead end. Most require SSN which I dont have. The reason I am asking becoz i am doing my online business full time and in the event if I have a dispute issues, my paypal account will be frozen temporary. So I need one to work with while the dispute is being resolved.

Would appreciate if anyone can share or email to me at rockefellazz@yahoo.com

Desperate in need of one.

Thank you.

John C

Hi everybody.
I was able to open a US bank account for my delaware company after months and months of search. I was desesperated
Of course I had to pay a company $600 ( get- your-company .com) for that. It was really worth it.
I do not regreat it at all. It was fast and easy. The initial deposit was only $100 and I have received checks, visa debit card and internat loggin access.
You should really contact them if you need to open a US bank account.
They are very nice people and professional.

Hi everybody.
I was able to open a US bank account for my delaware company after months and months of search. I was desesperated
Of course I had to pay a company $600 (get- your-company.com) for that. It was really worth it.
I do not regreat it at all. It was fast and easy. The initial deposit was only $100 and I have received checks, visa debit card and internat loggin access.
You should really contact them if you need to open a US bank account if you do not have any SSN or ITIN.
They are very nice people and professional.

'I do lose a few precious % points each time. '

Well, I don't know people notice this normally, but it is an exchange rate. Sometimes you loose, sometimes you win. Why are people always talking about loosing money when it comes to exchange rates? It seems like people on forums always want to share negative issues instead of positive ones. How come?

'I do lose a few precious % points each time. '

Well, I don't know people notice this normally, but it is an exchange rate. Sometimes you loose, sometimes you win. Why are people always talking about loosing money when it comes to exchange rates? It seems like people on forums always want to share negative issues instead of positive ones. How come?
Miklo - this is not about the exchange rate at all. This is about the bank charges on top of the exchange rate. Banks and other financial institutions do add a percentage to the exchange rate everytime they make a transaction. They charge it when changing US $ to Can $ and then do it again if you need to change your canadian money back to US $.

For example if I buy something today in the USA for $1,000 with my canadian VISA card, they will use the exchange rate of 1.18 ($1,180 can $) plus an additional 2.5% for the service. A total of $1,209.50 can. If I am not happy with the product I purchased and wish to return it, the american company will reimburse the full US $ amount ($1000). VISA will use the US-to-Can $ exchange rate of 0.85 to put the money back into my canadian credit card account: $1,176.4 Can and they will charge me (again) the 2.5% fee for their service ($29.40). So I end up after being fully reimbursed with $1,147 can dollars. Since it did cost me originally $1,209.50 I have lost $62.50 - not to the exchange rate but for the fees charged by financial institutions.

Ther are 2 ways out of that; the first one is for the merchant to do a "sales backtrack" (I believe that's how it's called...) but almost no merchants do it. They just issue a return.

The easiest way for canadians is to use a US $ credit card issued by a canadian bank. Of course that is what I do. But my comments in this thread were about Paypal not offering any solution for canadian residents doing business in US $:

"Paypal has a strict rule: since I do live in Canada, even if I charge my clients in US $, they "have to" transfer the money in Can. $ into my Can. $ account. They will NOT transfer it into my US $ account. This is unfortunate as I have to pay exchange fees to the bank each time I transfer the money from Paypal. Then, if I want to purchase something in US $, again I have to pay for the exchange fee. I do lose a few precious % points each time. It adds up.

To avoid this, I must leave the US $ in my Paypal account and then buy my US $ goods directly from my Paypal account (if the seller accepts Paypal of course)"

It seems that ustradebank gives a lot of support too... Did anyone use it already ?

Tx

I found one more related site from a click to pay program,
check it out:

http://us-bank-account.jimyn.com/

Well, tbh these sites are a big crapload of bull ! I would rather pay someone like Mr. Gendron and know that somebody will do what i need. But paying money for a .txt or .doc file with info which is freely avaible is nonsence. God... how hard it can be to use google ? I mean, these sites offer info about a bank what cant be found on the banks page ? LOL Get real, use google, use the phone, spend some time completing some papers and you get your account for free ! Internet turned up lately as a big scam space, almost anywhere u look are links of someone wanting you money, and in most cases want em for free. The world is made so, there will be always winners and obviously for winners to exist there should be a solid base of losers. Put some effort, move with your braincells and give up with lazyness, and you will learn how much pleasure is living the right way.